Originally Posted by
Abflying
Hi, I opened 1st account with chase 2 months back (Business card) and was approved after recon call 3/24 - No previous history with Chase. Stupidly enough used 1st purchase on gc.com for purchase over 1k. Got fraud alert and account was closed after being reviewed by fraud team and just being opened for 5 days. What are chances of applying and getting approved for another business or personal card with Chase. Am I banned ?? I called twice but rep said - they can't open back account again with large purchase and new credit history 2 years old. Am I blacklist or how do you know if you are blacklisted from chase ?
if your account was closed, you’re basically on their do not approve list. Call them and call their EO, and ask for them to reinstate, telling them that you were unaware that buying gift cards was not allowed. Also might want to try CFPB. It’ll be tough for you to get it reversed though if it was because of MS.