Originally Posted by
devastitis
if your account was closed, you’re basically on their do not approve list. Call them and call their EO, and ask for them to reinstate, telling them that you were unaware that buying gift cards was not allowed. Also might want to try CFPB. It’ll be tough for you to get it reversed though if it was because of MS.
He can't win. It is very bad that he opened a business credit card and purchased gift cards with the very first purchase. I do not think he is banned, but there has to be a note on new account cool-downs. Not sure how long, at least two years IMO.