Feb 27, 2017, 10:26 pm
Last edit by: ChrisFlyer66
THIS IS A WIKI TO AN OLD THREAD THAT IS NO LONGER BEING MAINTAINED!
This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.
DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.
Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
--------------------------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
$1.88 next day.
$1.88 next day.
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
$1.50 next day.
$1.50 next day, $1.00 three days.
$1.50 next day, $1.00 three days.
For money order questions, check the following threads and their wiki posts:
This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.
DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction
Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.
WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.
Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.
BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
--------------------------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARDGlimcher VISA
$1.88 next day.
Works:
VISABank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
$1.88 next day.
Works:
----------------------------------------------------------------------------------------Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
Alliant Credit Union Cashback Visa Signature
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work: Capital OneBoA Alaska Airlines Visa
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.For money order questions, check the following threads and their wiki posts:
Billpay at Walmart(2017)
Mar 17, 2017, 7:54 am
#91
Join Date: Jan 2016
Posts: 4
And upon contacting checkfreepay, they advised that the payment is still 'pending' on walmarts side and I should go to the Walmart location and work with them to obtain the refund. Oh boy, I'm worried about getting a good runaround to get my $1200 back and also if this will bring more attention on my prepaid GC activities and risk this very reliable store to decide to stop entertaining such transactions.
Were you able to get your $1200 refunded?
Mar 20, 2017, 10:41 am
#92
Join Date: Apr 2014
Posts: 303
Was finally able to get my $1200 refunded in cash this morning which took 3 visits to the store on different days and a lot of going in circles where the store managers first tried to say to wait a few days to see if the BP clears or to try to contact CheckFreePay to process a refund where upon contacting CFP always said the money is with the WM store.
Probably lost 5-6 hours of time after all this and was planning to go to open a small claims court case if still failed to get the refund after today's visit!
Probably lost 5-6 hours of time after all this and was planning to go to open a small claims court case if still failed to get the refund after today's visit!
Mar 21, 2017, 8:38 pm
#93
Join Date: Feb 2017
Posts: 17
Capital one BP
I paid capitalone through Walmart bill pay , I was charged 1$ for 3 day service but I am not seeing 3 day service in first page of this thread . Is this normal ? Am I missing something?
Mar 21, 2017, 9:43 pm
#94
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
That option seems sporadic. I thought it had gone away, as the place where it had worked in the past insists the only option is next day for $1.50.
Mar 26, 2017, 8:47 pm
#96
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Apr 7, 2017, 12:56 pm
#97
Join Date: Dec 2015
Location: DCA
Posts: 818
Tried to pay Alliant Credit Union Cashback Visa Signature card (3% cashback first year, 2.5% thereafter) with "Visa" biller this morning. No dice - invalid account. Added to Wiki.
Apr 7, 2017, 1:19 pm
#98
Join Date: Dec 2015
Location: DCA
Posts: 818
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".
Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
Apr 13, 2017, 1:13 pm
#99
Join Date: Nov 2015
Posts: 559
An update on my Amex WM BP via MoneyGram activities, been doing it pretty regularly the past couple of months. If there is a limit, it's definitely a lot higher than 5 per 30 days. I've done 7 in the last 2 weeks. While the $4.99 fee is annoying, it's only $1.25 per GC. I wouldn't complain about paying $.99 for a $500 MO so this isn't much worse. We'll see if the RAT team comes after me eventually, but I suspect MS on SPG cards is pretty profitable to them as they seem to be very tolerant of it.
I have the same exp. Done more than 5 payments in 30 days. Hopefully they are tolerant to SPG
Apr 14, 2017, 9:29 am
#100
Join Date: Feb 2017
Posts: 3
Speaking of paying an Amex card via MoneyGram, I've been having an issue paying off my Amex Everyday credit card.
I tried twice on different days to pay $1000 at a Walmart, but the system returned "invalid account number" every time. The employees even tried multiple times just to see if the card account number was typed in incorrectly.
Any advice? They've tried PAY ANY CREDIT CARD (1500) and AMEX STANDARD 2-3 DAY (14398) with no luck so far.
I tried twice on different days to pay $1000 at a Walmart, but the system returned "invalid account number" every time. The employees even tried multiple times just to see if the card account number was typed in incorrectly.
Any advice? They've tried PAY ANY CREDIT CARD (1500) and AMEX STANDARD 2-3 DAY (14398) with no luck so far.
Apr 16, 2017, 11:31 am
#101
Original Poster
Join Date: Jun 2015
Posts: 644
I did 2 x 2000 transactions last week for BP to Citi but Citi site is showing 3 x 2000 credits in my cc account. What should I do?
Last edited by Stivelio; Apr 17, 2017 at 8:18 am Reason: Need advice
Apr 17, 2017, 7:38 am
#102
Join Date: Mar 2011
Posts: 25
I've never done BP at War Mart before but I have a few cards to liquidate after hitting my minimum spend. Do I just take the CC I want to pay off with me, or is there something else I have to do?
Apr 17, 2017, 11:34 am
#103
Join Date: Aug 2015
Posts: 135
Yes. If it's your first time, they will type in all your personal info, and may ask for a license also.
Apr 18, 2017, 3:14 pm
#105
Join Date: Jan 2006
Posts: 30
After reading the shutdown thread, I decided I don't want to poke the sleeping dogs with CC bill payments. However, I'd like to pay my mortgage (and additional principal) via WMBP, since it would be cheaper than Plastiq. Is it safe/possible to pay my mortgage directly with CC at WM (plan A), or do I need an extra step, like CC -> VGC -> WMBP (plan B)? Would either plan be safe from shutdowns?