Billpay at Walmart(2017)

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Old Apr 26, 18, 1:31 pm   -   Wikipost
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Last edit by: ChrisFlyer66
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THIS IS A WIKI TO AN OLD THREAD THAT IS NO LONGER BEING MAINTAINED!

This is a new thread for 2017. The previous discussion can be found here.
The new thread for 2018 is here.

DETAILS:
Bill Pay cannot be done at a regular register. BP must be done at Customer Service/Returns or at the Money Center in stores that have it.
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
ONLY 4 successful debit card swipes can pay for a transaction. ONLY 5 payments per 16 digit account number per rolling 30 days.
CheckFreePay (800) 676-6148. - Look up payments using CC number and time of transaction

Standard BP- Once your CFP account is set up, you can add CC. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services. Make sure you get 2 receipts, one from WM and a small one from CFP showing the CC# and Biller name you paid.

WM App - The Money Services works in express lane for BP, but has issues making 2 or more payments in a row. Make one BP, then come back or do another trans, then another BP to avoid issues. Make sure you get a BP receipt in the app and it shows the BP info and the CC you paid before leaving the store.

Some tips: If you don't get a receipt and they have to print you one, make sure the CC you paid appears on the printed receipt. If not on receipt, call CFP with the manager to verify there is no payment processing. They can cancel any transactions and pay you in cash right away. If they cancel the transaction and their cash drawer opens, that means they should pay you in cash, if it doesn't open, the money will probably return to your cards. Not sure what happens on the same day? Watch their drawer when they cancel the transaction to see if it opens. If they say the money will return to your DC, make sure to write down the managers name in case it doesn't.

BUSINESS DAY transaction completion time is 18:59:59 EST (Holidays change post day)
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.

--------------------------------------------------------------

:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."

"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.

Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARD
$1.88 next day.
Works:
Bank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
VISA
$1.88 next day.
Works:
Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:
TD Bank VS - [Source]
Alliant Credit Union Cashback Visa Signature
----------------------------------------------------------------------------------------
:-:Issuing Bank

Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.

American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.

AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99

Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days

Bank of America Credit Cards - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work:
FIA Fidelity AX - No longer working for FIA Amex
BofA Asiana Business card
Capital One
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards
$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards
$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.


For money order questions, check the following threads and their wiki posts:
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Old Mar 17, 17, 7:54 am
  #91  
 
Join Date: Jan 2016
Posts: 4
Originally Posted by njdealguy View Post
And upon contacting checkfreepay, they advised that the payment is still 'pending' on walmarts side and I should go to the Walmart location and work with them to obtain the refund. Oh boy, I'm worried about getting a good runaround to get my $1200 back and also if this will bring more attention on my prepaid GC activities and risk this very reliable store to decide to stop entertaining such transactions.

Were you able to get your $1200 refunded?
GYasuda is offline  
Old Mar 20, 17, 10:41 am
  #92  
 
Join Date: Apr 2014
Posts: 256
Originally Posted by GYasuda View Post
Were you able to get your $1200 refunded?
Was finally able to get my $1200 refunded in cash this morning which took 3 visits to the store on different days and a lot of going in circles where the store managers first tried to say to wait a few days to see if the BP clears or to try to contact CheckFreePay to process a refund where upon contacting CFP always said the money is with the WM store.

Probably lost 5-6 hours of time after all this and was planning to go to open a small claims court case if still failed to get the refund after today's visit!
njdealguy is offline  
Old Mar 21, 17, 8:38 pm
  #93  
 
Join Date: Feb 2017
Posts: 12
Capital one BP

I paid capitalone through Walmart bill pay , I was charged 1$ for 3 day service but I am not seeing 3 day service in first page of this thread . Is this normal ? Am I missing something?
MAWN is offline  
Old Mar 21, 17, 9:43 pm
  #94  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by Maheswaran Natarajan View Post
I paid capitalone through Walmart bill pay , I was charged 1$ for 3 day service but I am not seeing 3 day service in first page of this thread . Is this normal ? Am I missing something?
That option seems sporadic. I thought it had gone away, as the place where it had worked in the past insists the only option is next day for $1.50.
Carl is offline  
Old Mar 26, 17, 8:23 pm
  #95  
 
Join Date: Feb 2017
Posts: 12
Originally Posted by Carl View Post
That option seems sporadic. I thought it had gone away, as the place where it had worked in the past insists the only option is next day for $1.50.
Thanks Carl, my payment posted after 3 business days successfully
MAWN is offline  
Old Mar 26, 17, 8:47 pm
  #96  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by Maheswaran Natarajan View Post
Thanks Carl, my payment posted after 3 business days successfully
Excellent! Fingers crossed that I'll be able to use that option again soon as well.
Carl is offline  
Old Apr 7, 17, 12:56 pm
  #97  
 
Join Date: Dec 2015
Location: DCA
Programs: AAdvantage Platinum, SPG/Marriott/HHonors Gold, *A Gold (SAS EuroBonus)
Posts: 782
Tried to pay Alliant Credit Union Cashback Visa Signature card (3% cashback first year, 2.5% thereafter) with "Visa" biller this morning. No dice - invalid account. Added to Wiki.
bodiddely is offline  
Old Apr 7, 17, 1:19 pm
  #98  
 
Join Date: Dec 2015
Location: DCA
Programs: AAdvantage Platinum, SPG/Marriott/HHonors Gold, *A Gold (SAS EuroBonus)
Posts: 782
Originally Posted by Mamibear View Post
seems like am3x RAT team are busy. My friend just got her OBC late last year and thought it was a great idea to use B/P vs depositing MOs. BAM! she got the ax yesterday. She has paid "only" 3x and think this is "unfair".

Maybe they can't catch everyone doing this and she's just one of the unfortunate ones. But for those who have relatively new am3x cards and make this their main payment method, they should know now that RAT is taking notes. In fact, from reading a lot of reports, WMBP seems to be the main factor in a lot of CC shutdowns. Tread lightly.
An update on my Amex WM BP via MoneyGram activities, been doing it pretty regularly the past couple of months. If there is a limit, it's definitely a lot higher than 5 per 30 days. I've done 7 in the last 2 weeks. While the $4.99 fee is annoying, it's only $1.25 per GC. I wouldn't complain about paying $.99 for a $500 MO so this isn't much worse. We'll see if the RAT team comes after me eventually, but I suspect MS on SPG cards is pretty profitable to them as they seem to be very tolerant of it.
bodiddely is offline  
Old Apr 13, 17, 1:13 pm
  #99  
 
Join Date: Nov 2015
Posts: 506
Originally Posted by bodiddely View Post
An update on my Amex WM BP via MoneyGram activities, been doing it pretty regularly the past couple of months. If there is a limit, it's definitely a lot higher than 5 per 30 days. I've done 7 in the last 2 weeks. While the $4.99 fee is annoying, it's only $1.25 per GC. I wouldn't complain about paying $.99 for a $500 MO so this isn't much worse. We'll see if the RAT team comes after me eventually, but I suspect MS on SPG cards is pretty profitable to them as they seem to be very tolerant of it.

I have the same exp. Done more than 5 payments in 30 days. Hopefully they are tolerant to SPG
kingofkingsforu is offline  
Old Apr 14, 17, 9:29 am
  #100  
 
Join Date: Feb 2017
Posts: 3
Speaking of paying an Amex card via MoneyGram, I've been having an issue paying off my Amex Everyday credit card.
I tried twice on different days to pay $1000 at a Walmart, but the system returned "invalid account number" every time. The employees even tried multiple times just to see if the card account number was typed in incorrectly.
Any advice? They've tried PAY ANY CREDIT CARD (1500) and AMEX STANDARD 2-3 DAY (14398) with no luck so far.
ignition is offline  
Old Apr 16, 17, 11:31 am
  #101  
Original Poster
 
Join Date: Jun 2015
Posts: 643
I did 2 x 2000 transactions last week for BP to Citi but Citi site is showing 3 x 2000 credits in my cc account. What should I do?

Last edited by Stivelio; Apr 17, 17 at 8:18 am Reason: Need advice​
Stivelio is offline  
Old Apr 17, 17, 7:38 am
  #102  
 
Join Date: Mar 2011
Posts: 23
I've never done BP at War Mart before but I have a few cards to liquidate after hitting my minimum spend. Do I just take the CC I want to pay off with me, or is there something else I have to do?
Zaphod42 is offline  
Old Apr 17, 17, 11:34 am
  #103  
 
Join Date: Aug 2015
Posts: 131
Originally Posted by Zaphod42 View Post
I've never done BP at War Mart before but I have a few cards to liquidate after hitting my minimum spend. Do I just take the CC I want to pay off with me, or is there something else I have to do?
Yes. If it's your first time, they will type in all your personal info, and may ask for a license also.
dethkultur is offline  
Old Apr 17, 17, 12:30 pm
  #104  
 
Join Date: Mar 2011
Posts: 23
Originally Posted by dethkultur View Post
Yes. If it's your first time, they will type in all your personal info, and may ask for a license also.
Awesome, that's what I was hoping for. Thank you.
Zaphod42 is offline  
Old Apr 18, 17, 3:14 pm
  #105  
 
Join Date: Jan 2006
Posts: 30
After reading the shutdown thread, I decided I don't want to poke the sleeping dogs with CC bill payments. However, I'd like to pay my mortgage (and additional principal) via WMBP, since it would be cheaper than Plastiq. Is it safe/possible to pay my mortgage directly with CC at WM (plan A), or do I need an extra step, like CC -> VGC -> WMBP (plan B)? Would either plan be safe from shutdowns?
the_fox is offline  

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