Jan 10, 2016, 7:37 pm
Last edit by: radonc1
As of 9/18/21: WM loads are no longer free. WM will charge each load (no matter what the size) $3.74 in addition to the money being deposited into your Go Bank account.
GoBank fees and limits:
Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000.
The monthly fee will accumulate if the account is dormant. You must call the phone number on the back to close the account.
5/29/19 - There may be a difference in which card gets free loads at WM. Getting the card online through GoBank.com sends out a Visa version. This card may not allow free loads at WM. Reports are that getting the card directly at WM will result in free loads. If anyone can confirm this, please do so.
-----------------------------
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
tarcapone (open) old version opened October 2014 still alive February 2016. Load $1k/week ($4-$5K per month) nearly every Monday morning. Bill pay out large chunks to Credit cards. (Open) new version Opened November 2015 load $1K per week, but skipping a week each month. Bill pay out large chunks. My $1K/week is always one transaction (2x$500GC).
GoBank fees and limits:
Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000.
- Sign up online & through the GoBank app FREE
- Sign up with a starter kit from participating retail stores Purchase a starter kit at a participating retail location ($2.95 or less) + start your account for as little as $20, up to $500
- Monthly Membership FREE in any month that you make qualifying direct deposits totaling at least $500. Otherwise, $8.95 per month. For more details on the Monthly Membership fee
Keep in mind the maximum number of swipes for payment when loading prepaid reloadables including GoBank is THREE. Swiping the prepaid card is considered as FIRST swipe so it leaves you with THREE remaining swipes so plan accordingly.
The monthly fee will accumulate if the account is dormant. You must call the phone number on the back to close the account.
5/29/19 - There may be a difference in which card gets free loads at WM. Getting the card online through GoBank.com sends out a Visa version. This card may not allow free loads at WM. Reports are that getting the card directly at WM will result in free loads. If anyone can confirm this, please do so.
-----------------------------
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
tarcapone (open) old version opened October 2014 still alive February 2016. Load $1k/week ($4-$5K per month) nearly every Monday morning. Bill pay out large chunks to Credit cards. (Open) new version Opened November 2015 load $1K per week, but skipping a week each month. Bill pay out large chunks. My $1K/week is always one transaction (2x$500GC).
Gobank by Greendot - online banking with debit card(2016 onwards)
Jun 9, 2020, 9:22 pm
#1021
Join Date: Dec 2013
Posts: 3,508
Well with a MO you can at least try to "fake it" as a purchase since the transaction doesn't say WM money services or anything. I just never liked deposit and withdraw since it makes it look so obvious. My bills aren't that much either but at least it shows other activity besides just deposit and withdraw the same amounts. Up to you dude.
Jun 9, 2020, 11:50 pm
#1022
Join Date: Jun 2020
Posts: 5
I just bought a MC version from a WM MC. I went to their website to sign up, but I get this error:
Sorry, the card number you entered isn't valid.
What gives? I'm pretty sure I typed in the number on my temp card correctly. I even tried the number on the back of the temp card below the bar code, still no go. I called their customer service number but no option to get to a human. Did I get a dud card? Any way to fix this?
Sorry, the card number you entered isn't valid.
What gives? I'm pretty sure I typed in the number on my temp card correctly. I even tried the number on the back of the temp card below the bar code, still no go. I called their customer service number but no option to get to a human. Did I get a dud card? Any way to fix this?
Jun 10, 2020, 1:04 am
#1023
Join Date: Dec 2018
Posts: 12
Well with a MO you can at least try to "fake it" as a purchase since the transaction doesn't say WM money services or anything. I just never liked deposit and withdraw since it makes it look so obvious. My bills aren't that much either but at least it shows other activity besides just deposit and withdraw the same amounts. Up to you dude.
Jun 10, 2020, 2:38 pm
#1024
Join Date: Jan 2015
Location: Champaign, IL
Programs: Total Rewards Diamond, Wyndham Diamond, Marriott Gold, AA Gold
Posts: 564
https://www.uber.com/legal/en/docume...d-terms-of-use
Uber GoBank card is getting gutted. Well, I dunno about gutted, but 2% back at WM is turning into 1% everywhere. 7/7/20
Uber GoBank card is getting gutted. Well, I dunno about gutted, but 2% back at WM is turning into 1% everywhere. 7/7/20
Jun 10, 2020, 2:57 pm
#1025
Join Date: Nov 2014
Posts: 261
https://www.uber.com/legal/en/docume...d-terms-of-use
Uber GoBank card is getting gutted. Well, I dunno about gutted, but 2% back at WM is turning into 1% everywhere. 7/7/20
Uber GoBank card is getting gutted. Well, I dunno about gutted, but 2% back at WM is turning into 1% everywhere. 7/7/20
Jun 13, 2020, 6:03 am
#1027
Join Date: Oct 2013
Posts: 483
I got that message as well. I think it means our name won't be on it. I hope there won't be a fee for loading.
Jun 13, 2020, 10:50 am
#1028
Join Date: Jun 2020
Posts: 5
I just bought a MC version from a WM MC. I went to their website to sign up, but I get this error:
Sorry, the card number you entered isn't valid.
What gives? I'm pretty sure I typed in the number on my temp card correctly. I even tried the number on the back of the temp card below the bar code, still no go. I called their customer service number but no option to get to a human. Did I get a dud card? Any way to fix this?
Sorry, the card number you entered isn't valid.
What gives? I'm pretty sure I typed in the number on my temp card correctly. I even tried the number on the back of the temp card below the bar code, still no go. I called their customer service number but no option to get to a human. Did I get a dud card? Any way to fix this?
Jun 19, 2020, 4:52 pm
#1029
Join Date: Jul 2011
Posts: 29
edit: still works and loads 1k today
Man I wanted to get the card a month ago, but my debit is not working at the time. I was being lazy and I just went to Wm today, there was no more gobank mastercards on the shelf 
... I will try another walmart tomorrow.
... I will try another walmart tomorrow.
Last edited by sa_cheerio; Jun 24, 2020 at 3:15 pm
Jul 1, 2020, 6:20 am
#1033
Join Date: Dec 2008
Posts: 377
You guys made me curious, so I looked it up. Turns out it's 5K per calendar day, according to GB's Limits on the Use of Your Card terms and conditions: "You are not authorized to make purchases using your Card that in the aggregate exceed $5,000 per calendar day...."
Jul 1, 2020, 8:20 am
#1034
Join Date: Jan 2013
Posts: 340
You guys made me curious, so I looked it up. Turns out it's 5K per calendar day, according to GB's Limits on the Use of Your Card terms and conditions: "You are not authorized to make purchases using your Card that in the aggregate exceed $5,000 per calendar day...."