The 2016 Shutdown Thread

Old Mar 11, 16, 12:50 pm
  #136  
 
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Been going hard recently around 50K a week. Shutdowns at Alliant and DCU declined my app. Shutdown at Huntington last month (that one was my fault as it was before I knew about how MOs are frowned upon). Always seems to be something new with MS. Was it really a lot easier years ago?
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Old Mar 11, 16, 2:32 pm
  #137  
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Originally Posted by cruisr View Post
Good move. I love preemptive strikes.
Of course poster doesn't know what the call was about. Maybe they wanted to raise the CL.
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Old Mar 11, 16, 3:30 pm
  #138  
 
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Originally Posted by cdog999 View Post
Been going hard recently around 50K a week. Shutdowns at Alliant and DCU declined my app. Shutdown at Huntington last month (that one was my fault as it was before I knew about how MOs are frowned upon). Always seems to be something new with MS. Was it really a lot easier years ago?
Yes it was. The hardest thing was getting the cartons of coins from the car into the bank.
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Old Mar 11, 16, 5:54 pm
  #139  
 
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Originally Posted by ilovemynikes View Post
seems like there are lots of stories out there of ppl getting their A+ cards shut down, but what about Aaviator reds/silvers? havent heard many shutdown stories there. not sure how much MS is too much on the avaiator red card. my limit is 12.5k and in month 1 I MSed 4k. Next month planning 6k, and so on until I hit around the limit
My aviator card was shut down awhile back.
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Old Mar 11, 16, 6:51 pm
  #140  
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Originally Posted by ilovemynikes View Post
seems like there are lots of stories out there of ppl getting their A+ cards shut down, but what about Aaviator reds/silvers? havent heard many shutdown stories there. not sure how much MS is too much on the avaiator red card. my limit is 12.5k and in month 1 I MSed 4k. Next month planning 6k, and so on until I hit around the limit
Maybe I'm getting lazy now that the easy liquidation methods are gone, but I don't really see the point in MSing for 1x on the Aviator unless you're close to a redemption or trying to hit the companion certificate. I hit it hard last year at Simon when they had the 50% bonus miles offer but that was it. I did 10k in the span of a month with no issues, and that included payments from my Serve account during the billing cycle to keep the utilization down.
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Old Mar 12, 16, 9:27 pm
  #141  
 
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I was shut down by Schwab. 15K per week in MO deposits
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Old Mar 13, 16, 1:36 pm
  #142  
 
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Originally Posted by hokiegl View Post
I was shut down by Schwab. 15K per week in MO deposits
I too can vouch for a Schwab shutdown at similar numbers.
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Old Mar 13, 16, 6:16 pm
  #143  
 
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Originally Posted by cdog999 View Post
Been going hard recently around 50K a week. Shutdowns at Alliant and DCU declined my app. Shutdown at Huntington last month (that one was my fault as it was before I knew about how MOs are frowned upon). Always seems to be something new with MS. Was it really a lot easier years ago?
Was your alliant shutdown due to high deposit or too many transfers? or alot of everything? usually they give a warning and an explanation....
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Old Mar 14, 16, 3:19 pm
  #144  
 
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PNC closed my checking account and hold my money for another month. Do I need to file a BBB claim to get money back sooner or what else? I need the money to pay bills. Thank you for your kind advice.
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Old Mar 14, 16, 5:03 pm
  #145  
 
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Originally Posted by ericliujian View Post
PNC closed my checking account and hold my money for another month. Do I need to file a BBB claim to get money back sooner or what else? I need the money to pay bills. Thank you for your kind advice.
How many MOs were you depositing?
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Old Mar 15, 16, 1:32 pm
  #146  
 
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Originally Posted by bar19900 View Post
Was your alliant shutdown due to high deposit or too many transfers? or alot of everything? usually they give a warning and an explanation....
Yes, I got a warning. Was fairly generic, said unusual banking transactions not indicative of paying bills or something like that. I stopped pushing out transfers after that. I started sprinkling in bill pays and pulls from an external brokerage. Alas, it didn't matter.
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Old Mar 15, 16, 1:34 pm
  #147  
 
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Originally Posted by ericliujian View Post
PNC closed my checking account and hold my money for another month. Do I need to file a BBB claim to get money back sooner or what else? I need the money to pay bills. Thank you for your kind advice.
I'm curious as well for some specifics...
1) What checking account did you have?
2) How much in MOs were you depositing? All at ATMs?
3) Did you have any other Direct Deposits or anything going there?

I have their top of the line personal checking which requires a $5000 a month DD. This has actually been my best deposit option to this point and I would cry if I lost this option.
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Old Mar 28, 16, 7:16 pm
  #148  
 
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3 of my Barclay cards were shutdown last week.

Aviator AF was due so I called Barclay's to see if they would give me a retention offer. I was offered a credit of the AF and 5K AA miles for a $1K spend over 3 months which I accepted. Two days later my Aviator Red, NFL card and Barlay Arrival Plus were all cancelled. After 2 or 3 months of very little MS on my Arrival Plus, I picked up the pace last month, but kept my MS spend under my credit line. However, I made multiple payments on my card. I think speaking to the retention dept. caused them to look closely at my accts.
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Old Mar 29, 16, 1:45 am
  #149  
 
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Originally Posted by World2Travel View Post
3 of my Barclay cards were shutdown last week.

Aviator AF was due so I called Barclay's to see if they would give me a retention offer. I was offered a credit of the AF and 5K AA miles for a $1K spend over 3 months which I accepted. Two days later my Aviator Red, NFL card and Barlay Arrival Plus were all cancelled. After 2 or 3 months of very little MS on my Arrival Plus, I picked up the pace last month, but kept my MS spend under my credit line. However, I made multiple payments on my card. I think speaking to the retention dept. caused them to look closely at my accts.
very little MS on my Arrival Plus---How much ?

picked up the pace last month---------How much

multiple payments
-------------from where and how often
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Old Mar 29, 16, 10:54 am
  #150  
 
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Originally Posted by SPLP007 View Post
very little MS on my Arrival Plus---How much ?

picked up the pace last month---------How much

multiple payments
-------------from where and how often
My Barclays card was shutdown yesterday. I was doing 10-15k every month. Waiting for the reason for shutdown.
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