The 2016 Shutdown Thread

Old May 14, 16, 5:48 pm
  #211  
 
Join Date: Jan 2015
Posts: 56
A small local bank just shut me down in a way that has me rather pissed. They sent me a letter by certified mail that claims a discrepancy with my SSN (BS) and gave me 5 business days from the letter's issue date to respond by going to my local SS office and getting a certified document and bringing it to them.

Only problem is they sent me the letter in a way that it didn't reach me until Saturday when the deadline has passed and my account has been closed. I was given no email/phone call/SM even though those were my preferred communication.

I kinda felt they did this just so I had no opportunity to withdraw my money before shutting me down. I know they could have shut me down in a more straightforward method and held my money anyways, but this BS has me completely tilted for some reason.
TopSpin46 is offline  
Old May 14, 16, 6:24 pm
  #212  
 
Join Date: Aug 2013
Posts: 357
See if you can track it. Look at the postmark date and go from there. They're trying to see if they can run their game on you. Of course you're tilted.
jjangoo is offline  
Old May 14, 16, 10:44 pm
  #213  
 
Join Date: Jan 2013
Location: NYC
Posts: 415
I think complaints to CFPB and FDIC straight away. They want to behave like jerks they should get treated like jerks.
mittenfingerz is offline  
Old May 17, 16, 11:37 am
  #214  
jk2
 
Join Date: Dec 2010
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Any luck opening any Barclays cards after shutdown? My accounts were closed 3 months ago, and to test my luck I applied again. My application was denied instantly and letter came a week after with denial reason like negative something with previous accounts. I wonder how long I should wait.
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Old May 17, 16, 11:54 am
  #215  
 
Join Date: Jul 2006
Location: Upper Sternistan
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Something tells me that this thread is about to get very busy.
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Old May 17, 16, 12:57 pm
  #216  
 
Join Date: Sep 2015
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Originally Posted by josephstern View Post
Something tells me that this thread is about to get very busy.
WF?
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Old May 17, 16, 1:29 pm
  #217  
 
Join Date: May 2015
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Originally Posted by NikSem View Post
It appears that they did create a blacklist with mugshots that is being sent to all of the locations.
Let's talk disguises.
I'll start. Waldo outfit!
oopl is offline  
Old May 18, 16, 10:38 am
  #218  
 
Join Date: May 2015
Posts: 1,066
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.

Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter...
cdog999 is offline  
Old May 18, 16, 11:30 am
  #219  
FlyerTalk Evangelist
 
Join Date: Apr 2002
Location: Madison, WI, USA
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Originally Posted by cdog999 View Post
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.

Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter...
WF drama? Is this on another thread?
PaulMSN is offline  
Old May 18, 16, 1:15 pm
  #220  
 
Join Date: Sep 2014
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Originally Posted by cdog999 View Post
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.

Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter...
How were you depositing? ATM or in person?

We you pushing to WF checking?

I got shut down too by Keybank last year.
lumangoy is offline  
Old May 18, 16, 1:58 pm
  #221  
 
Join Date: May 2015
Posts: 1,066
Originally Posted by lumangoy View Post
How were you depositing? ATM or in person?
In person, developed a rapport with the tellers. Over a month ago got certified letters from them asking specific questions. Called person at Key and was up front with them. Asked me how much longer I was planning on using the account this way and told them until beginning of July. Said they would note my account.

Originally Posted by lumangoy View Post
We you pushing to WF checking?
Yep, I doubt that this matters vs pulling money out.

Originally Posted by lumangoy View Post
I got shut down too by Keybank last year.
Not going to matter much for me anymore as my volume is going to go down significantly given what is happening with the most popular card right now. Even if I take advantage of a few card bonuses + some spend on business cards I'll be lucky to do 10% of my current volume.

Originally Posted by PaulMSN View Post
WF drama? Is this on another thread?
Yes, go to the WF thread to read about that. My SO has given me specific orders on what to do (or rather NOT do) right now.
cdog999 is offline  
Old May 18, 16, 11:29 pm
  #222  
Suspended
 
Join Date: Oct 2015
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Received shutdown letter from SateFarm Bank. Surprisingly, letter has only StatFarm logo. No address, contact information or designation of person who send the letter.

Never deposited more then 3k/month.
whoami03200201 is offline  
Old May 23, 16, 6:24 am
  #223  
 
Join Date: Sep 2015
Posts: 466
Got shutdown by ingo money. Was only doing $1k money order a month and still shut down.
anubond005 is offline  
Old Jun 3, 16, 12:23 pm
  #224  
 
Join Date: Mar 2007
Posts: 375
My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
groundhog is offline  
Old Jun 3, 16, 12:36 pm
  #225  
 
Join Date: Nov 2015
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Originally Posted by groundhog View Post
My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
Volume?
1PercentClub is offline  

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