Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
#451
Join Date: Jun 2004
Location: Queens, NY
Programs: Bonvoy Titanium, OW Emerald, HH Diamond
Posts: 1,050
Any promotions going on for existing Plastiq users better than the normal 2.5% they charge?
Need to pay off some minimum spends with Amex (100k Plat (Personal), 75k Plat (MB) and 50k PRG Biz).
Need to pay off some minimum spends with Amex (100k Plat (Personal), 75k Plat (MB) and 50k PRG Biz).

#452
Join Date: Sep 2005
Location: Columbia, SC
Programs: AA Plat, SPG/Marriot Gold, HHonors Diamond, Hyatt Expl
Posts: 2,363
Referring new users will get you some amount of fee-free payments (i've seen offers up to $400 per).
Also, for now, MC payments have 2% fee (as opposed to the normal 2.5%).
Also, for now, MC payments have 2% fee (as opposed to the normal 2.5%).

#453
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, AA, WN, BA, AS, TK, Radisson, Hyatt, IHG, Hilton, Wyndham
Posts: 1,908
UTILITIES-ELECTRIC,GAS,SANITARY,WATER

#454
Join Date: Nov 2013
Posts: 163
I tried a plastiq payment on my 3% Huntington MC (utilities selected as 3%). Able to pay a loan that I labeled as "Utilities" and it coded it as such.
Last edited by msnut1; Jun 28, 16 at 9:44 pm

#455
Join Date: Sep 2012
Posts: 4,428
My wife just got the AMEX Platinum and we want to use her card to pay the mortgage to get the 100K MR ASAP. I tried adding her card to my Plastiq account (which I've had since the beginning), but it wouldn't accept. I then created her own Plastiq account and tried adding the card to that, again without success. Is our next step to call AMEX and tell them we want to us the card for a billpay service?

#456
Join Date: Jul 2012
Location: AVL
Posts: 216
My wife just got the AMEX Platinum and we want to use her card to pay the mortgage to get the 100K MR ASAP. I tried adding her card to my Plastiq account (which I've had since the beginning), but it wouldn't accept. I then created her own Plastiq account and tried adding the card to that, again without success. Is our next step to call AMEX and tell them we want to us the card for a billpay service?
I would think your next step is to communicate with Plastiq (which takes patience). I have the DL branded Plat Amex attached to my account with no issue so I can't imagine it's a AE issue(though I could be wrong). Also, if you are using the app v. the web version I would not use the app it seems problematic at best.

#457
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
I've used multiple Amex cards with Plastiq in the past and recently added my new Plat to meet minimum spend with a rent payment. Payment hasn't been triggered yet but the card was added with no problem.

#460
Join Date: Mar 2015
Posts: 149
so you guys do points calculators... is plastiq worth it for rent/car payments?
how much monthly would the 3% charge even out with points?
how much monthly would the 3% charge even out with points?

#461
Join Date: Oct 2009
Location: PHX
Programs: Airline Free Agent, Bonvoy Platinum, Hyatt Globalist
Posts: 3,807
Depends what card you use, if it's a bonus category, how much you value points, if it's for minimum spend, etc. Have to determine yourself if it's worth the fee.
