Dec 2, 2015, 5:53 pm
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard
Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
Plastiq for rent, tuition, utilities, etc.
Aug 25, 2016, 1:13 pm
#497
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
Does anyone know how the scheduling works? I haven't signed up yet for Plastiq, but with the 1.75% promo I'd like to schedule out maybe as far as they'll let me. Can I cancel future payments if I've done that? We're likely to refinance the mortgage at some point in the relatively near future, though not before the 6 month minimum on this promotion.
Aug 25, 2016, 1:30 pm
#498
Join Date: Jul 2014
Posts: 369
I dont know how far you can schedule out. I scheduled 3 years out on the last promo. (I wish I did longer). Your are able to cancel any single or all remaining future paymnets. I regularly cancel a single months payment when a better deal shows up, or i need a minimum spend or when I get referral credits.
Last edited by tcook052; Aug 25, 2016 at 2:19 pm Reason: remove referral offer
Aug 25, 2016, 3:33 pm
#499
Join Date: Nov 2015
Posts: 11
Forgive me if this is already answered.
I pay rent to my landlord using Plastiq or Radpad sometimes. Now all he gets is a cheque in his name.
Now since I use Citi AT&T, I get 3x points and the fee is fine especially with the promo 1.75% , its 0.057 cpm.
Question is Why can't I just mail a $5000 or whatever amt cheque to my spouse or a relative at a different address and last name (as fake rent) using this service and cash the cheque and pay the credit card, isn't this a very good option of Manufactured spending? What am I missing?
I pay rent to my landlord using Plastiq or Radpad sometimes. Now all he gets is a cheque in his name.
Now since I use Citi AT&T, I get 3x points and the fee is fine especially with the promo 1.75% , its 0.057 cpm.
Question is Why can't I just mail a $5000 or whatever amt cheque to my spouse or a relative at a different address and last name (as fake rent) using this service and cash the cheque and pay the credit card, isn't this a very good option of Manufactured spending? What am I missing?
Aug 25, 2016, 3:41 pm
#500
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
Question is Why can't I just mail a $5000 or whatever amt cheque to my spouse or a relative at a different address and last name (as fake rent) using this service and cash the cheque and pay the credit card, isn't this a very good option of Manufactured spending? What am I missing?
http://www.flyertalk.com/forum/27107732-post489.html
Aug 25, 2016, 3:50 pm
#501
Join Date: Nov 2015
Posts: 11
Last edited by logs90210; Aug 25, 2016 at 3:58 pm
Aug 26, 2016, 8:11 am
#503
Join Date: Mar 2012
Programs: DL FO
Posts: 236
I dont know how far you can schedule out. I scheduled 3 years out on the last promo. (I wish I did longer). Your are able to cancel any single or all remaining future paymnets. I regularly cancel a single months payment when a better deal shows up, or i need a minimum spend or when I get referral credits.
Ideally I'd like to change it multiple times for minimum spend purposes and still keep the 1.75% rate.
Aug 26, 2016, 8:31 am
#504
Join Date: Sep 2012
Posts: 4,431
As far as I'm concerned, you are not able to change cards. I had my Premier card linked to the 1.5% promo last year and couldn't figure out how to do it.
Aug 26, 2016, 8:40 am
#505
Join Date: Jul 2014
Posts: 3,688
delete
Last edited by Mamibear; Aug 26, 2016 at 9:09 am
Aug 26, 2016, 10:23 am
#506
Join Date: Feb 2014
Posts: 248
Anyone had any problems/issues with Plastiq refusing to send out checks (to within US) if you login (submit orders) from overseas? Will be in China/Asia next few weeks not sure if I can still use their service while over there.
Aug 26, 2016, 8:53 pm
#507
Join Date: Jun 2004
Location: IAD
Programs: All of them to one degree or another
Posts: 447
Aug 26, 2016, 9:24 pm
#508
Join Date: Apr 2014
Location: MSP
Programs: AF Plat, DL Gold
Posts: 366
Nope. I used it while in Amsterdam last week and it went through just fine.
Aug 27, 2016, 12:08 pm
#509
Join Date: Jun 2013
Posts: 172
what is the limit for plastiq .. my business rent is 15k a month and would love to be able to get points for it
Aug 27, 2016, 2:33 pm
#510
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
So it looks like Plastiq only lets you schedule out as far as the expiration date on the credit card. Adding one more month and I get an error.
Trying to figure out how to not use my Fee Free Dollars on this schedule, but not having much luck.
Edit: I just canceled the recurring payment, and made a different payment instead. Then added the recurring scheduled payment back. I'm not sure that was the best thing to do. When I set up the schedule before that other payment, it calculated the fee after the FFDs, and then showed a 1.63% fee for the whole schedule, and then FURTHER reduced the first payment by my FFDs. I expect they would have fixed that before the payments went out, though. When I set up the schedule after using my FFDs, it shows the correct 1.75% for each payment. If they don't fix that, could have saved myself some money there. If they do fix it, then it would have been a waste of FFDs on a lower-fee payment.
Edit 2: Bah, I wasted them anyway. I just discovered my electric company lets me pay online with a credit card for a flat fee of $1.65. How did I not know that before?
Trying to figure out how to not use my Fee Free Dollars on this schedule, but not having much luck.
Edit: I just canceled the recurring payment, and made a different payment instead. Then added the recurring scheduled payment back. I'm not sure that was the best thing to do. When I set up the schedule before that other payment, it calculated the fee after the FFDs, and then showed a 1.63% fee for the whole schedule, and then FURTHER reduced the first payment by my FFDs. I expect they would have fixed that before the payments went out, though. When I set up the schedule after using my FFDs, it shows the correct 1.75% for each payment. If they don't fix that, could have saved myself some money there. If they do fix it, then it would have been a waste of FFDs on a lower-fee payment.
Edit 2: Bah, I wasted them anyway. I just discovered my electric company lets me pay online with a credit card for a flat fee of $1.65. How did I not know that before?
Last edited by penner42; Aug 27, 2016 at 3:18 pm