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Old Dec 2, 15, 5:53 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: financialhippie
Successful Credit Cards Used (Posted as Purchase)
Amex Open SPG Business
AMEX SPG (non-business)
BofA - Virgin Atlantic MC
BofA - Amtrak World MC
Barclaycard Aviator Red/Silver MC
Chase Ink Plus Visa
Chase Hyatt Visa (x2)
Chase BA Visa
Chase United MileagePlus Explorer
Chase United MileagePlus Club
Chase Sapphire Preferred
Citi Prestige MC
Citi Premier MC
Citi AT&T Access More MC (3x for rent category)
Citi AA Platinum MC
FIA Fidelity Mastercard

Successful Payees:
BMW Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/19
Caliber Home Loans: Processed 12/09, Sent 12/11, Arrived-Posted 12/18
Cedent mortgage
Chase Mortgage (sends check)
Citi Mortgage: Processed 10/7, Sent 10/8, Arrived-Posted 10/15
Citizen's Auto Finance - Around 1 week.
CRA Personal Tax
George Mason University: Over a week and a half.
Infiniti Financial: Processed 10/13, Sent 10/14, Arrived-Posted 10/21
Lexus Financial. Processed 3/9/16, Posted 3/14/19
Morgan Stanley Home Loans: Processed 01/14, Sent 01/15, Arrived-Posted 01/21
National Grid Electric MA: 1 week turnaround
National Grid Gas MA: 3 week turnaround, sends physical check
"NJ City" Tax: Processed 01/21, Sent 01/22, Arrived-Posted 02/01
Penfed Mortgage: 1 week turnaround
TD Bank Mortgage (EFT)
Wells Fargo Mortgage: Processed 10/8, Sent 10/9, Arrived-Posted 10/16
Wells Fargo Mortgage: Processed 8/6, Sent 8/9, Posted 8/16
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Plastiq for rent, tuition, utilities, etc.

   
Old Mar 28, 16, 10:55 am
  #421  
 
Join Date: Sep 2011
Posts: 176
So....from what I'm reading....Plastiq seems to work for a mortgage payment even if my company isn't on the 'official' list in the wiki? I would so love for this to work.... anyone have experience with daycare center payments? Or no...?
hsmama is offline  
Old Mar 28, 16, 12:54 pm
  #422  
 
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
Originally Posted by hsmama
So....from what I'm reading....Plastiq seems to work for a mortgage payment even if my company isn't on the 'official' list in the wiki? I would so love for this to work.... anyone have experience with daycare center payments? Or no...?
Plastiq simply mails a check to whatever person or company you specify.
chrisremo is offline  
Old Mar 28, 16, 4:57 pm
  #423  
 
Join Date: Sep 2015
Posts: 151
Need some clarification - still confused from previous comments. Can chase cards be used to pay an auto loan through Plastiq? Wanting to fulfill minimum spending on a CSP.
YummyRambutan is offline  
Old Mar 29, 16, 6:57 am
  #424  
rev
 
Join Date: Aug 2015
Posts: 214
Originally Posted by hsmama
So....from what I'm reading....Plastiq seems to work for a mortgage payment even if my company isn't on the 'official' list in the wiki? I would so love for this to work.... anyone have experience with daycare center payments? Or no...?
I have Plastiq mail a check to my roommate in my own house for rent. I assume nothing is off limits. But if they ask for verification, have something ready to send them.

Originally Posted by YummyRambutan
Need some clarification - still confused from previous comments. Can chase cards be used to pay an auto loan through Plastiq? Wanting to fulfill minimum spending on a CSP.
I've paid my auto loan using an Ink and United card successfully. Can't imagine it wouldn't work for CSP if it worked for them.
rev is offline  
Old Mar 29, 16, 7:39 pm
  #425  
 
Join Date: Aug 2005
Location: HPN
Programs: not anymore! I'm FREE!
Posts: 3,423
Originally Posted by hsmama
So....from what I'm reading....Plastiq seems to work for a mortgage payment even if my company isn't on the 'official' list in the wiki? I would so love for this to work.... anyone have experience with daycare center payments? Or no...?
The "official list in the wiki" is not official at all. It's just a compilation of people's reports of their experiences.

It should work with any mortgage company, but I would pay well in advance of your deadline. Plastiq seems to have gotten better, but not too long ago they were taking forever to issue payments. (And they are a bit silly about electronic payments: when I set up my mortgage payment to one of the 5 largest banks in the country, the Plastiq website told me that because the recipient doesn't accept electronic payments, they would be mailing a check. Which they did.)

Also, as others have suggested, make sure you have a bill ready to show them in case they ask. I'd guess they probably won't ask unless your mortgage company is someone's name or otherwise looks like it might be a front for an individual (e.g., "John Smith, LLC"). Even under those cases they should still issue the check, but they would want verification that it's for a legitimate expense.
snic is offline  
Old Mar 30, 16, 2:08 pm
  #426  
 
Join Date: Sep 2015
Posts: 151
Can you send multiple payments? Or can it only be the minimum payment (auto loan)
YummyRambutan is offline  
Old Mar 30, 16, 7:08 pm
  #427  
 
Join Date: Jan 2015
Posts: 1,112
Originally Posted by YummyRambutan
Can you send multiple payments? Or can it only be the minimum payment (auto loan)
It can be whatever amount that you want it to be. Yes, you can send multiple payments.
Phantom707 is offline  
Old Apr 5, 16, 7:09 am
  #428  
 
Join Date: Mar 2009
Location: NYC
Posts: 404
Pay estimated taxes
Has anyone used this to pay estimated taxes with the 1.75% rate? I'd like to, but in order to get the rate I have to use Plastiq's payee information, and the addresses come up wrong for someone in New York. The IRS address is in the wrong state, and the New York address is pretty close but the wrong PO box number. And the payee (whom the check would be made out to) doesn't exactly match. I don't see a way to edit these without entering new payee information and losing the promotional rate.

Seth
sethweinstein is offline  
Old Apr 5, 16, 8:53 am
  #429  
 
Join Date: Sep 2015
Posts: 151
Originally Posted by Phantom707
It can be whatever amount that you want it to be. Yes, you can send multiple payments.
Thankyou!
YummyRambutan is offline  
Old Apr 5, 16, 9:54 am
  #430  
 
Join Date: Sep 2012
Posts: 4,428
If I make a tax payment with Plastiq this week but the payment arrives AFTER 4/15, will I be penalized? The 4/15 is a postmark date, so I'm assuming the govt will just go by the date Plastiq actually sends out the check.
DaveInLA is offline  
Old Apr 5, 16, 11:50 am
  #431  
 
Join Date: Apr 2015
Location: San Diego
Posts: 229
I've been using Plastiq, for the last 4 months, to pay my mortgage, extra pymt to mortgage for principal balance only, HOA, utility, etc.

All of it works and on time (knocks on wood).

Chase credit cards work, as I use my Chase Ink Biz Plus and my Chase Marriott (for min. spend). Could try other cards, but I like the UR value I get.
memphian901 is offline  
Old Apr 6, 16, 8:22 am
  #432  
 
Join Date: Jul 2011
Posts: 72
I made a payment with wrong (but still active) credit card - last night to a mortgage company. Left a message to plastiq. Is there any chance to cancel the payment? Thanks.
plainheart is offline  
Old Apr 6, 16, 9:45 am
  #433  
 
Join Date: Jan 2015
Posts: 1,112
Originally Posted by plainheart
I made a payment with wrong (but still active) credit card - last night to a mortgage company. Left a message to plastiq. Is there any chance to cancel the payment? Thanks.
Yes, there is a chance. I've successfully canceled payments. You might want to contact them via live chat as well.
Phantom707 is offline  
Old Apr 6, 16, 10:02 am
  #434  
 
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,938
Originally Posted by sethweinstein
Has anyone used this to pay estimated taxes with the 1.75% rate? I'd like to, but in order to get the rate I have to use Plastiq's payee information, and the addresses come up wrong for someone in New York. The IRS address is in the wrong state, and the New York address is pretty close but the wrong PO box number. And the payee (whom the check would be made out to) doesn't exactly match. I don't see a way to edit these without entering new payee information and losing the promotional rate.

Seth
I would personally much rather use pay1040.com with 1.87% fee (all cards) rather than mess with Plastiq's check by mail 1.75% (MasterCard only).
michael_v is offline  
Old Apr 6, 16, 10:52 am
  #435  
 
Join Date: Jul 2011
Posts: 72
Originally Posted by Phantom707
Yes, there is a chance. I've successfully canceled payments. You might want to contact them via live chat as well.
You are right. The customer support of Plastiq responds to the request and cancels the payment.
plainheart is offline  

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