Jan 5, 2016, 9:49 pm
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)
Sep 22, 2015, 12:30 pm
#496
Join Date: Dec 2013
Posts: 3,509
I have found two ways that help.
1. Call in advance and let them know of your purchase plans for the day. Problem with this is that the system does not always capture multiple planned purchases.... or the banker rep does not put in the request correctly.
2. Call Wells Fargo Fraud Department at some point.... and confirm current purchases... once they do that, it resets your card for the next several purchases.
1. Call in advance and let them know of your purchase plans for the day. Problem with this is that the system does not always capture multiple planned purchases.... or the banker rep does not put in the request correctly.
2. Call Wells Fargo Fraud Department at some point.... and confirm current purchases... once they do that, it resets your card for the next several purchases.
I even asked them if the system flags for multiple transactions and they said that the system just looks for the total of the transactions. So for the example of $4K, if you did a $1.5K transaction and then a $2.5K transaction it will be OK since the total still adds to $4K.
Sep 22, 2015, 12:55 pm
#497
Join Date: Sep 2015
Location: Houston, TX
Programs: SQ, DL, Marriott, UR
Posts: 46
How are you, folks, able to cycle the credit line?
Mine is 17K, I paid a thousand dollars before the statement closed and attempted to buy 1000 dollars worth of VGC at CVS. Swiped the card and got "Another payment method needed" message.
Also, does anybody know what are the daily/monthly limits for transfers/bill payments from outside of WF?
Mine is 17K, I paid a thousand dollars before the statement closed and attempted to buy 1000 dollars worth of VGC at CVS. Swiped the card and got "Another payment method needed" message.
Also, does anybody know what are the daily/monthly limits for transfers/bill payments from outside of WF?
Sep 22, 2015, 2:14 pm
#498
Join Date: Oct 2013
Posts: 20
How are you, folks, able to cycle the credit line?
Mine is 17K, I paid a thousand dollars before the statement closed and attempted to buy 1000 dollars worth of VGC at CVS. Swiped the card and got "Another payment method needed" message.
Also, does anybody know what are the daily/monthly limits for transfers/bill payments from outside of WF?
Mine is 17K, I paid a thousand dollars before the statement closed and attempted to buy 1000 dollars worth of VGC at CVS. Swiped the card and got "Another payment method needed" message.
Also, does anybody know what are the daily/monthly limits for transfers/bill payments from outside of WF?
Sep 23, 2015, 7:35 am
#499
Flyertalk Evangelist and Moderator: Coupon Connection and Travel Products
Join Date: Jul 2000
Location: Milton, GA USA
Programs: Hilton Diamond, IHG Platinum Elite, Hyatt Discoverist, Radisson Elite
Posts: 19,040
That is exactly right....
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
Sep 23, 2015, 11:13 am
#500
Join Date: Feb 2015
Posts: 910
That is exactly right....
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
For convenience I've downloaded the WF app on my phone and do the billpay from there.
Sep 23, 2015, 11:46 am
#501
Join Date: Dec 2011
Posts: 253
Same here. Payments from outside sources credit to balance within a couple of days, but the credit limit does not free up until payment fully "clears," which takes about five business days (in my experience).
Sep 23, 2015, 12:25 pm
#502
Join Date: Dec 2013
Posts: 3,509
That is exactly right....
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
I usually log into my account when I wake up each morning.... and pay off the posted balance.... clears up funds to be utilized that day.
I do find, however, that it sometimes takes a few days for temporary transactions to move to posted transactions. That can be a pain at times.
Sep 23, 2015, 6:27 pm
#503
Join Date: Jul 2015
Posts: 8
I only have an 8K limit so freeing up the credit limit is important to me but I don't know how to completely liquidate with my methods (RB, serve, t-mobile) I know I can do atm withdrawals but that only gets me less than half of the balance I'm loading to the cards. I just need a better liquidation method to deposit into the checking account directly
Sep 23, 2015, 6:48 pm
#504
Join Date: Feb 2015
Posts: 910
I only have an 8K limit so freeing up the credit limit is important to me but I don't know how to completely liquidate with my methods (RB, serve, t-mobile) I know I can do atm withdrawals but that only gets me less than half of the balance I'm loading to the cards. I just need a better liquidation method to deposit into the checking account directly
I do this not with MO but with checks I mail from Redbird nr 2 and 3 (with other people's name) to myself. Some of the checks I deposit to WF, others to the other bank, so I don't draw attention to my WF acct. I can afford to float the money though, so I transf it to WF beforehand and then use it to billpay the credit card, without having to time it precisely.
Sep 28, 2015, 10:15 am
#505
Join Date: Sep 2015
Location: Houston, TX
Programs: SQ, DL, Marriott, UR
Posts: 46
I submitted a payment from outside through ACH (btw, $5k limit per such transaction sucks!) on 09/22. It was pending for a while (couple of days maybe). Now (09/28) it is posted but not reflected in available credit. In other words, Outstanding Balance+Available Revolving Line of Credit+Temporary Authorizations<<Revolving Line of Credit.
Should I call them (and draw attention) after almost a week or let it go for some more time?
Should I call them (and draw attention) after almost a week or let it go for some more time?
Sep 28, 2015, 11:02 am
#506
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
Generally, how long does it take for a ACH push from Bank X to WF checking for the funds to be available to pay the CC from your WF checking?
Sep 28, 2015, 11:21 am
#507
Suspended
Join Date: May 2010
Posts: 2,998
With the revamped rewards site, can anyone find the end date of your promotion period?
Yes, I know there's a countdown - I'm looking for someplace listing the date (as it used to)
Yes, I know there's a countdown - I'm looking for someplace listing the date (as it used to)
