Jun 24, 2014, 1:42 pm
Last edit by: ericliujian
You can't use the direct deposit numbers to ACH out. And there's a monthly fee of $5 after 180 days of non-activity.
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.
Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.
It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html
Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.
A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.
Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)
Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.
Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.
It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html
Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.
A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.
Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)
Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
Chime Card
Aug 11, 2014, 8:46 am
#91
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Specific to your question » https://chimecard.helpscoutdocs.com/...y-credit-score
As always, read through the FAQs, T&C, and whatever else you can find on their site (at least) on the product you're planning to use, 90% of the questions are answered there already. The rest you can check in here.
Aug 15, 2014, 8:33 pm
#93
Join Date: Aug 2014
Posts: 3
Beware CHIME is stealing your money!
I was reviewing my account today and noticed my account balance did not match up with the sum of the transactions posted to my account. I manually went through line by line of each transaction to calculate what the correct account balance should be. To my surprise, $260+ was missing! I also found out one of my $100 debit load in July was not posted to my CHIME account. I called CHIME customer service (number on the back of your card) immediately and the rep was able to verified that my account balance showed up on CHIME website was indeed incorrect. She said she need to submit a ticket to the corporate office and will call me back when this issue is resolved. After I hanged up the phone, I checked my girl friend's CHIME account and noticed she had $8 missing as well. Her account is fairly new and did not have as many transactions as mine. But yet, money is still missing. So, it might be a system wide issue. If you have CHIME, make sure you check your account balance.
I was reviewing my account today and noticed my account balance did not match up with the sum of the transactions posted to my account. I manually went through line by line of each transaction to calculate what the correct account balance should be. To my surprise, $260+ was missing! I also found out one of my $100 debit load in July was not posted to my CHIME account. I called CHIME customer service (number on the back of your card) immediately and the rep was able to verified that my account balance showed up on CHIME website was indeed incorrect. She said she need to submit a ticket to the corporate office and will call me back when this issue is resolved. After I hanged up the phone, I checked my girl friend's CHIME account and noticed she had $8 missing as well. Her account is fairly new and did not have as many transactions as mine. But yet, money is still missing. So, it might be a system wide issue. If you have CHIME, make sure you check your account balance.
Aug 16, 2014, 6:57 am
#95
Join Date: Aug 2014
Posts: 3
In my case, the balance showing on my CHIME account did not equal to the real balance when I added up all the transactions myself. I entered each and every transactions posted on CHIME to an excel spreadsheet. The total balance as calculated with excel is over $300 but CHIME shows only $60+. CHIME is adding up the total balance incorrectly. Some money is missing.
Aug 28, 2014, 9:09 am
#96
Join Date: Oct 2011
Posts: 26
In my case, the balance showing on my CHIME account did not equal to the real balance when I added up all the transactions myself. I entered each and every transactions posted on CHIME to an excel spreadsheet. The total balance as calculated with excel is over $300 but CHIME shows only $60+. CHIME is adding up the total balance incorrectly. Some money is missing.
Thanks guys.
Aug 28, 2014, 11:41 am
#97
Join Date: Aug 2014
Posts: 3
Sep 3, 2014, 5:08 pm
#99
Join Date: Mar 2014
Location: Boston
Posts: 56
Effective October 3rd, the Chime Card will start to charge 3% for uploads from PP MC.
(Got that message when I uploaded this evening.)
Not sure how many of their sync-like deals will pay for that kind of fee.
Oh well. It was fun while it lasted.
(Got that message when I uploaded this evening.)
Not sure how many of their sync-like deals will pay for that kind of fee.
Oh well. It was fun while it lasted.
Sep 3, 2014, 5:27 pm
#100
Join Date: Oct 2013
Posts: 920
... That sucks, I just got this card too...
Sep 3, 2014, 8:05 pm
#101
Join Date: Jul 2014
Posts: 369
I actually liked this card, even with just the $100 limit. I set it as my homepage and do the few clicks every morning.
I am surprised it took so long, Chime and Paypal BDMC are both issued by The Bancorp Bank. To top it off Citibank accepts Chime as payment! A great way to make miles & cash. RIP.
I am surprised it took so long, Chime and Paypal BDMC are both issued by The Bancorp Bank. To top it off Citibank accepts Chime as payment! A great way to make miles & cash. RIP.
Sep 8, 2014, 12:31 am
#102
Suspended
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Just got the email about the updated T&C. "Some" debit cards will be charged the fee. Looks like most major bank debit cards are excluded. Daily limit will also officially be raised to $200/day.
If PP MC are charged it definitely kills the last remaining usefulness of this card now that MPs with CC are pretty much completely dried up.
If PP MC are charged it definitely kills the last remaining usefulness of this card now that MPs with CC are pretty much completely dried up.
