Chime Card

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Old Oct 8, 14, 10:11 am   -   Wikipost
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Last edit by: ericliujian
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You can't use the direct deposit numbers to ACH out. And there's a monthly fee of $5 after 180 days of non-activity.
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.

Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.

It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html

Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.

A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.

Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)

Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
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Old Aug 11, 14, 9:46 am
  #91  
 
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Originally Posted by BillyBaloney View Post
If I apply for a Chime card, is there any hard hit? Soft hit? No credit pull?
thx
Check out their FAQs at https://www.chimecard.com/support

Specific to your question https://chimecard.helpscoutdocs.com/...y-credit-score

As always, read through the FAQs, T&C, and whatever else you can find on their site (at least) on the product you're planning to use, 90% of the questions are answered there already. The rest you can check in here.
lad2 is offline  
Old Aug 11, 14, 9:50 am
  #92  
 
Join Date: Jun 2014
Posts: 319
Originally Posted by coolblues View Post
Yes.. I can confirm that. That's how I liquidated when they shut me down.

good to know about citi payment.
how much were you pushing through when you got shutdown?
Pecan Pie is offline  
Old Aug 15, 14, 9:33 pm
  #93  
 
Join Date: Aug 2014
Posts: 3
Beware CHIME is stealing your money!

I was reviewing my account today and noticed my account balance did not match up with the sum of the transactions posted to my account. I manually went through line by line of each transaction to calculate what the correct account balance should be. To my surprise, $260+ was missing! I also found out one of my $100 debit load in July was not posted to my CHIME account. I called CHIME customer service (number on the back of your card) immediately and the rep was able to verified that my account balance showed up on CHIME website was indeed incorrect. She said she need to submit a ticket to the corporate office and will call me back when this issue is resolved. After I hanged up the phone, I checked my girl friend's CHIME account and noticed she had $8 missing as well. Her account is fairly new and did not have as many transactions as mine. But yet, money is still missing. So, it might be a system wide issue. If you have CHIME, make sure you check your account balance.
leon22 is offline  
Old Aug 16, 14, 2:06 am
  #94  
 
Join Date: Apr 2014
Posts: 137
Just checked all transactions, seem to be ok.
seahawksunite is offline  
Old Aug 16, 14, 7:57 am
  #95  
 
Join Date: Aug 2014
Posts: 3
In my case, the balance showing on my CHIME account did not equal to the real balance when I added up all the transactions myself. I entered each and every transactions posted on CHIME to an excel spreadsheet. The total balance as calculated with excel is over $300 but CHIME shows only $60+. CHIME is adding up the total balance incorrectly. Some money is missing.
leon22 is offline  
Old Aug 28, 14, 10:09 am
  #96  
 
Join Date: Oct 2011
Posts: 26
Originally Posted by leon22 View Post
In my case, the balance showing on my CHIME account did not equal to the real balance when I added up all the transactions myself. I entered each and every transactions posted on CHIME to an excel spreadsheet. The total balance as calculated with excel is over $300 but CHIME shows only $60+. CHIME is adding up the total balance incorrectly. Some money is missing.
Apparently it all got funneled into my account. With my $100 load this morning, my balance did not increase by $100, instead it doubled the dollar amount. ($913.25 + $100 = $1826.25).

Thanks guys.
adamant628 is offline  
Old Aug 28, 14, 12:41 pm
  #97  
 
Join Date: Aug 2014
Posts: 3
Originally Posted by adamant628 View Post
Apparently it all got funneled into my account. With my $100 load this morning, my balance did not increase by $100, instead it doubled the dollar amount. ($913.25 + $100 = $1826.25).

Thanks guys.
Really, you got free money?
leon22 is offline  
Old Aug 29, 14, 8:09 pm
  #98  
 
Join Date: Jul 2013
Posts: 322
Originally Posted by leon22 View Post
Really, you got free money?
well, leon, they had to put your money SOMEwhere.
AveApostle is offline  
Old Sep 3, 14, 6:08 pm
  #99  
 
Join Date: Mar 2014
Location: Boston
Posts: 56
Effective October 3rd, the Chime Card will start to charge 3% for uploads from PP MC.
(Got that message when I uploaded this evening.)

Not sure how many of their sync-like deals will pay for that kind of fee.

Oh well. It was fun while it lasted.
Aleriem is offline  
Old Sep 3, 14, 6:27 pm
  #100  
 
Join Date: Oct 2013
Posts: 917
Originally Posted by Aleriem View Post
Effective October 3rd, the Chime Card will start to charge 3% for uploads from PP MC.
(Got that message when I uploaded this evening.)

Not sure how many of their sync-like deals will pay for that kind of fee.

Oh well. It was fun while it lasted.
... That sucks, I just got this card too...
hitman1420 is offline  
Old Sep 3, 14, 9:05 pm
  #101  
 
Join Date: Jul 2014
Posts: 344
Originally Posted by hitman1420 View Post
... That sucks, I just got this card too...
I actually liked this card, even with just the $100 limit. I set it as my homepage and do the few clicks every morning.
I am surprised it took so long, Chime and Paypal BDMC are both issued by The Bancorp Bank. To top it off Citibank accepts Chime as payment! A great way to make miles & cash. RIP.
chaser123 is offline  
Old Sep 8, 14, 1:31 am
  #102  
Suspended
 
Join Date: May 2014
Location: ILG/PHL
Programs: Amex Plat, AA Gold, SPG Gold, Hyatt Gold, HHonors Gold, Carlson Gold
Posts: 1,075
Just got the email about the updated T&C. "Some" debit cards will be charged the fee. Looks like most major bank debit cards are excluded. Daily limit will also officially be raised to $200/day.

If PP MC are charged it definitely kills the last remaining usefulness of this card now that MPs with CC are pretty much completely dried up.
payeco is offline  
Old Sep 8, 14, 6:26 am
  #103  
 
Join Date: Jul 2004
Posts: 373
The sync deals have become pretty terrible. They started out so promising, but I guess that wasn't sustainable.
jonnydoe1234 is offline  
Old Sep 8, 14, 8:44 pm
  #104  
 
Join Date: Jan 2010
Posts: 158
any one ever tried using the checking and routing account number for bill pay? what happens?
LBJFlight23 is offline  
Old Sep 8, 14, 9:00 pm
  #105  
 
Join Date: Jan 2013
Posts: 95
they'll reverse it.
nnugnotsle is offline  

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