Jun 24, 2014, 1:42 pm
Last edit by: ericliujian
You can't use the direct deposit numbers to ACH out. And there's a monthly fee of $5 after 180 days of non-activity.
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.
Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.
It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html
Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.
A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.
Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)
Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.
Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.
It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html
Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.
A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.
Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)
Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
Chime Card
Jul 27, 2014, 6:25 am
#80
Join Date: Nov 2013
Posts: 135
Looks like the card is for teens or those with very, very limited spending. Either they will need to change the model and lift the restrictions/limits or die on the vine. Might be a good time to get in but also looks like a lot of bookkeeping for very small returns...and fast shutdowns. (Seriously? 3k? Geeez.)
ETA: For a debit card load, I think it has to be in the name of the account holder, doesn't it ? They don't even ask for the name on it, just the account number(s)/expiration.
Jul 27, 2014, 8:06 pm
#82
Join Date: Nov 2002
Posts: 164
I got a 2nd PPMC from my PP account and used it for my wife. However, once i started loading her Chime, I couldn't load mine anymore [using my PPMC] (I get a debit card load error and that I should call them. I've been too lazy to do it).
Jul 31, 2014, 2:02 pm
#83
Join Date: Apr 2014
Programs: Delta
Posts: 38
Aug 3, 2014, 4:24 pm
#87
Join Date: Jun 2014
Posts: 319
is the second PPMC in your name or in your wife's name?
Aug 7, 2014, 12:12 pm
#89
Join Date: Nov 2002
Posts: 164
second PPMC is in my wife's name, but is my account. Anyway, once August rolled over, I'm fine now loading both my Chime [with my PPMC] and her Chime [with her as my AU PPMC]. I noticed I only have a $100 load limit while she has a $200 load limit. I think there is a monthly load limit since my loads started working again as soon as 8/1 rolled around.