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Old Jun 24, 2014, 1:42 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericliujian
You can't use the direct deposit numbers to ACH out. And there's a monthly fee of $5 after 180 days of non-activity.
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.

Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.

It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html

Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.

A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.

Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)

Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
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Old Jun 26, 2014, 12:18 pm
  #16  
 
Join Date: Mar 2012
Posts: 118
I too have my load pending, lets see what happens
flatseatlover is offline  
Old Jun 26, 2014, 1:13 pm
  #17  
 
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Tried looking in the cardholder agreement, but can't find if there's any weekly/monthly limit to the debit card load. Anybody else has any luck?

Edit: email response from support - no hard limit (yet).

Last edited by lad2; Jun 26, 2014 at 1:41 pm
lad2 is offline  
Old Jun 26, 2014, 7:22 pm
  #18  
 
Join Date: Nov 2002
Posts: 164
I was able to load $100 using my PP biz debit, but now it's got me thinking - how do I unload my money off of Chime? Seems like the only benefit right now are the offers.

Also added some data points to the wiki.
Cbass98 is offline  
Old Jun 26, 2014, 8:12 pm
  #19  
 
Join Date: Feb 2014
Location: PHL
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The people at Chime are probably wondering why their card became so popular all of a sudden.
commdiver is offline  
Old Jun 28, 2014, 1:11 am
  #20  
 
Join Date: Mar 2014
Posts: 8
They are about to find out why their card got so popular!!!
mariogio1 is offline  
Old Jun 28, 2014, 1:36 am
  #21  
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Originally Posted by Cbass98
I was able to load $100 using my PP biz debit, but now it's got me thinking - how do I unload my money off of Chime? Seems like the only benefit right now are the offers.

Also added some data points to the wiki.
You can unload half your PP Biz debit to it and unload it at a place that is fussy with MC products but doesn't mind prepaid Visa debit.
payeco is offline  
Old Jun 29, 2014, 11:39 pm
  #22  
 
Join Date: Nov 2013
Location: United States
Posts: 526
Originally Posted by Cbass98
how do I unload my money off of Chime? Seems like the only benefit right now are the offers.
They allow ATM withdrawals as well starting at $2.50 per $500 (plus owner/operator fees) which works out to be 0.5% fee. Another data point: Metabank VGC not working for me either, real shame. Was hoping this would be another 3k in unloads per month without much hassle.
Doctor of Credit is offline  
Old Jul 2, 2014, 7:21 pm
  #23  
 
Join Date: Aug 2013
Posts: 240
upside: paypal might like the smaller transactions instead of a swipe or two at the money center for larger amounts

downside: May code differently/ Paypal may not like it as much.
Silverthunder is offline  
Old Jul 2, 2014, 10:28 pm
  #24  
 
Join Date: Nov 2002
Posts: 164
Originally Posted by Doctor of Credit
They allow ATM withdrawals as well starting at $2.50 per $500 (plus owner/operator fees) which works out to be 0.5% fee. Another data point: Metabank VGC not working for me either, real shame. Was hoping this would be another 3k in unloads per month without much hassle.
Using a real debit like PP biz debit to load Chime is a waste unless you get 1% cb. But that is a good method to unload MP loads to Chime though; then again, may as well buy a 1K mo for $.7 at that point for an even better fee.
Cbass98 is offline  
Old Jul 3, 2014, 10:56 am
  #25  
 
Join Date: Feb 2014
Location: Seattle
Programs: SPG Platinum, HHonors Diamond, DL Diamond Medallion
Posts: 244
After Evolve bans PP debit, I want to see if it is possible to do PP debit->Chime->Evolve.

Hopefully Evolve allows Chime. I will see when my card arrives.
Ayase is offline  
Old Jul 3, 2014, 10:58 am
  #26  
 
Join Date: Dec 2004
Posts: 7,905
Originally Posted by Ayase
After Evolve bans PP debit, I want to see if it is possible to do PP debit->Chime->Evolve.

Hopefully Evolve allows Chime. I will see when my card arrives.
I think you mean, "Now that Evolve banned PP debit..." (See the Evolve thread.)
rrgg is offline  
Old Jul 3, 2014, 11:00 am
  #27  
 
Join Date: Feb 2014
Location: Seattle
Programs: SPG Platinum, HHonors Diamond, DL Diamond Medallion
Posts: 244
Originally Posted by rrgg
I think you mean, "Now that Evolve banned PP debit..." (See the Evolve thread.)
Yes that's what I mean.
Ayase is offline  
Old Jul 3, 2014, 3:05 pm
  #28  
 
Join Date: Nov 2002
Posts: 164
Looks like the $100 load from pp biz debit to chime resulted in 1% cb.
Cbass98 is offline  
Old Jul 3, 2014, 7:17 pm
  #29  
 
Join Date: Nov 2013
Location: United States
Posts: 526
Originally Posted by Cbass98
Looks like the $100 load from pp biz debit to chime resulted in 1% cb.
Yup, seen multiple confirmations of this now.
Doctor of Credit is offline  
Old Jul 4, 2014, 6:49 am
  #30  
 
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Debit load changed to $200/day.
lad2 is offline  


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