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Old Jun 24, 2014, 1:42 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ericliujian
You can't use the direct deposit numbers to ACH out. And there's a monthly fee of $5 after 180 days of non-activity.
Note: There is a 3% transfer fee for PP Biz Debit MC. Time to say goodbye.

Debit load limit
$200/day - reset at 12pm PST.
7/21 - Load limit back down to $100 a day. This keeps fluctuating, so just check your account and not the wiki.

It seems that Chime doesn't like you having a large balance so make sure you use the card every now and then. See this post http://www.flyertalk.com/forum/23173754-post47.html

Chime will suspend account for rapid unloading, large purchases/withdrawals are more likely to get flagged.

A friend of a user has been told that there is a lifetime limit of 6 debit cards linked to an account and 20 attempts of linking debit cards to an account (counting both successful and unsuccessful linkages). If you have reached the limit, there is no way to resolve the issue.

Debit card loads that WORK
PP Biz Debit MC (1% cb confirmed as of June loads)

Debit card loads that DON'T WORK (that have been tested)
Metabank VGC
USBank MC GC
Vanilla MCGC
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Old Oct 8, 2014, 11:12 am
  #136  
 
Join Date: Dec 2009
Location: DEN
Posts: 502
Originally Posted by Peridot83
I did a test load of just a buck from PPBD and din't see a fee. I didn't think it would hurt to call, as it was pretty legitimate question and my card is brand new so nothing is unusual about my account. CSR didn't sound like he was very definate, but said that a fee might be assesed within 24 hours, but he had no way of telling how much. I'm actually a bit suprsed if there is a delay as everything else with this card seems like it updates very fast. Fingers crossed this will wind up useful beyond to initial $10 bonus and free coffee I got.
#1 Rule: DON'T CALL!

Now they will fix this much faster than if they hadn't been alerted.
brc01 is offline  
Old Oct 8, 2014, 11:28 am
  #137  
 
Join Date: Aug 2010
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Posts: 2,074
Originally Posted by Peridot83
I did a test load of just a buck from PPBD and din't see a fee. I didn't think it would hurt to call, as it was pretty legitimate question and my card is brand new so nothing is unusual about my account. CSR didn't sound like he was very definate, but said that a fee might be assesed within 24 hours, but he had no way of telling how much. I'm actually a bit suprsed if there is a delay as everything else with this card seems like it updates very fast. Fingers crossed this will wind up useful beyond to initial $10 bonus and free coffee I got.
Wow...
dukerau is offline  
Old Oct 8, 2014, 12:02 pm
  #138  
 
Join Date: Oct 2013
Posts: 920
Originally Posted by Peridot83
I did a test load of just a buck from PPBD and din't see a fee. I didn't think it would hurt to call, as it was pretty legitimate question and my card is brand new so nothing is unusual about my account. CSR didn't sound like he was very definate, but said that a fee might be assesed within 24 hours, but he had no way of telling how much. I'm actually a bit suprsed if there is a delay as everything else with this card seems like it updates very fast. Fingers crossed this will wind up useful beyond to initial $10 bonus and free coffee I got.
This is a great post. It comes from someone new enough to where I can see them making this mistake, but it is also written in a troll-y way that incites the wrath of flyertalk.

10/10, would rage again.
hitman1420 is offline  
Old Oct 8, 2014, 1:56 pm
  #139  
 
Join Date: May 2014
Posts: 193
Sorry guys, I can see your point that there could be a glitch to be taken advantage of. If it makes you feel any better he never even asked what kind of card it was.
Peridot83 is offline  
Old Oct 8, 2014, 3:48 pm
  #140  
 
Join Date: Jul 2014
Posts: 369
3% fee now being charged

This am - no fee, this afternoon - fee
chaser123 is offline  
Old Oct 8, 2014, 3:52 pm
  #141  
 
Join Date: Dec 2013
Posts: 142
Originally Posted by chaser123
This am - no fee, this afternoon - fee
Wow. I guess I was just lucky to squeeze in extra $300 without fees this morning.
Yaoyao is offline  
Old Oct 8, 2014, 6:08 pm
  #142  
 
Join Date: Jan 2013
Posts: 340
Ok, I see the 3% fee now. Time to close my account. Bye bye chime.
ericliujian is offline  
Old Oct 8, 2014, 6:12 pm
  #143  
 
Join Date: Oct 2013
Posts: 920
Might as well ACH out at this point.
hitman1420 is offline  
Old Oct 8, 2014, 6:14 pm
  #144  
 
Join Date: Jan 2013
Posts: 340
Originally Posted by hitman1420
Might as well ACH out at this point.
Can not ACH out.
ericliujian is offline  
Old Oct 8, 2014, 6:19 pm
  #145  
 
Join Date: Apr 2009
Posts: 31
Originally Posted by hitman1420
Might as well ACH out at this point.
How do you do that?
wiseonewill is offline  
Old Oct 8, 2014, 8:25 pm
  #146  
 
Join Date: Oct 2014
Programs: Hilton Diamond, SPG Platinum, Hyatt Diamond, Club Carlson Gold
Posts: 102
I see the 3% as well with PPBDMC *sighs*
I wouldn't call it quits on the card just yet. I'm sure there are other uses for it. No monthly fee which is great.
thehustla is offline  
Old Oct 8, 2014, 9:24 pm
  #147  
Suspended
 
Join Date: May 2012
Posts: 233
/thread closed
EL3V3N is offline  
Old Oct 9, 2014, 12:06 am
  #148  
 
Join Date: Oct 2013
Posts: 920
Originally Posted by ericliujian
Can not ACH out.
Really? Why wouldn't we be able to pull funds from this card? It has a routing number and account number.

My bank accepted the rn/an. Just waiting for test deposits to hit.
hitman1420 is offline  
Old Oct 9, 2014, 5:42 am
  #149  
 
Join Date: May 2014
Posts: 193
No fee on my $1 load from 11AM yesterday.

edit: just went to test $10.00 to see if there is a threshold that is fee free and now it confirms that you accept to 3% charge before you continue.

Last edited by Peridot83; Oct 9, 2014 at 5:55 am
Peridot83 is offline  
Old Oct 9, 2014, 11:25 am
  #150  
FlyerTalk Evangelist
 
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
Think they'll assess the "Account Maintenance Fee (assessed after 180 days of no purchases, withdrawals, or deposits): $5.00 (per month)" if there's no balance?
josephstern is offline  


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