May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 3, 2014, 7:41 am
#526
Join Date: Nov 2010
Location: BWI,SFO,SJC,IAD,LAX,DCA
Programs: mvp75k, DL-0body
Posts: 310
worked ...
Able to load 1k of OVC into BB at CS counter. They did ask me to fill out a form of : name/address/DL/ ... even occupation !!!
anyhow, seem like a big brother is looking at MS
anyhow, seem like a big brother is looking at MS
Jun 3, 2014, 7:55 am
#528
Join Date: Apr 2014
Posts: 1,273
I doubt it. Debit cards received more than 60 billion in loads in 2012. MS is small potatoes in that web of finance and would not be worth the time to track. This seems like a POS upgrade rolled out for new hardware that can handle emv cards. If you shop with a bank debit, you'll find the same difficulty choosing debit or credit in some stores. Nothing is standardized. And stores receive upgrades and new hardware as needed or necessary to run daily numbers and keep track of stock.
Jun 3, 2014, 8:00 am
#529
Join Date: Dec 2013
Posts: 546
I doubt it. Debit cards received more than 60 billion in loads in 2012. MS is small potatoes in that web of finance and would not be worth the time to track. This seems like a POS upgrade rolled out for new hardware that can handle emv cards. If you shop with a bank debit, you'll find the same difficulty choosing debit or credit in some stores. Nothing is standardized. And stores receive upgrades and new hardware as needed or necessary to run daily numbers and keep track of stock.
Last edited by silver4300; Jun 3, 2014 at 8:18 am
Jun 3, 2014, 8:26 am
#530
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Jun 3, 2014, 8:29 am
#531
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
WM would be more likely to get upset. They pay higher fees for CC swipes. That's why the GC-debit avenue was opened in the first place, from what I gather.
Jun 3, 2014, 8:30 am
#532
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
We haven't had a confirmed report. We nominate you to be the guinea pig.
Jun 3, 2014, 9:15 am
#534
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Quote:
Originally Posted by ericdabbs
It doesn't hurt to explore all options. I just wish now that the OVs and Vanilla VGCs allow you to set a PIN before hand like the Metabank VGCs.
So are the Metabank VGCs running as normal where you don't have to do the work around?? I just acquired a handful of those and would like to know before hand if i have to be ready to do the work around.
Originally Posted by ericdabbs
It doesn't hurt to explore all options. I just wish now that the OVs and Vanilla VGCs allow you to set a PIN before hand like the Metabank VGCs.
So are the Metabank VGCs running as normal where you don't have to do the work around?? I just acquired a handful of those and would like to know before hand if i have to be ready to do the work around.
Jun 3, 2014, 9:20 am
#535
Join Date: Jan 2014
Posts: 198
I would appreciate if someone can answer the following questions.
1. Are Vanilla Visa gift cards also automatically recognized as credit? How about VGC from US Bank?
2. Does CVS sell VGCs other than Vanilla ones or OVs? I could not find any.
1. Are Vanilla Visa gift cards also automatically recognized as credit? How about VGC from US Bank?
2. Does CVS sell VGCs other than Vanilla ones or OVs? I could not find any.
Jun 3, 2014, 9:37 am
#536
Join Date: May 2012
Posts: 168
Don't worry about reading even a few pages of this thread little bird... yes, no, yes
Jun 3, 2014, 10:09 am
#537
Join Date: Nov 2010
Location: BWI,SFO,SJC,IAD,LAX,DCA
Programs: mvp75k, DL-0body
Posts: 310
No, I will feed them John Smith next time 
Jun 3, 2014, 10:12 am
#538
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
Jun 3, 2014, 11:43 am
#539
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
No workaround needed IME on Metabank GC, Paypower, Univsion, NFCU GC. Used both monochrome and color terminals the last three days. I didn't have any USB's to test.
Jun 3, 2014, 11:55 am
#540
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871