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Emerald Prepaid Card, Alternative methods to load (after demise of VR) for MS

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Old Apr 3, 2014, 2:30 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Middle_Seat
There are four cash reload options listed on the Emerald site. The question is whether any of their outlets will accept either credit cards directly or debit cards purchased through a portal with a credit card.

Rapid Reload at WalMart
1. Take your H&R Block Emerald Prepaid MasterCard® and cash, payroll or government benefits check to any register at a participating Walmart (Rapid Reload not available in VT and WY).
2. If you have a check, the cashier will cash your check (Check cashing not available in NJ, NY, RI. Check cashing fees apply).
3. Swipe your Emerald Card and add all or part of your cash directly to it-load up to $1,000 as long as you don't exceed the card load limits. A service fee of $3.74 applies.

GreenDot Money Pak
1. Pick up a MoneyPak® from your participating neighborhood retailer.
2. Go to the register and add cash to the MoneyPak (up to $500 at most locations, up to $1,000 at Walmart). A service fee of up to $4.95 applies.

MoneyGram
1. Fill out the blue form or pick up the MoneyGram phone. Provide the following information:
Company Name: Emerald Card
Receive Code: 4941
Account Number: Your Emerald Card Number
2. Add the funds you want and the $3.95 fee.
3. Keep the reference number that confirms your transactions.

Western Union
1. Complete the gray Prepaid Services form and provide the agent with cash for your load amount and the $3.95 fee.
2. Save your receipt with your Money Transfer Control Number

To use your emerald for ach payments:
1. get your information from the direct deposits section of your emerald account
2. go to your bill (CC) and put that information in as your new payee
3. schedule your payment using that payee for the amount loaded to your emerald card. Posts next day and shows up as gone next day on emerald.

Please add your comments where necessary......

===
From the T&Cs (April 2015):
  • The maximum amount of cash value you may load to your Card Account each day is $999.99.
  • The maximum number of times you may load your Card Account per day is four (4).
  • The maximum amount of cash value that you may load to your Card Account each month is $9,500.00.
  • The maximum number of times you may load your Card Account per month is ten (10).

  • The maximum cumulative amount that may be withdrawn from an ATM per day is $3,000.00 per card.
  • The maximum cumulative amount that may be withdrawn from a participating bank per day is the available balance of your Card Account.
  • The maximum that can be spent per Card per day is $3,500.00.
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Emerald Prepaid Card, Alternative methods to load (after demise of VR) for MS

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Old Jun 11, 2014, 4:09 pm
  #106  
Original Poster
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I can buy greendot moneypaks at a gas station, how much is safe to load Emerald? anyone with recent experience?
prasha11 is offline  
Old Jun 11, 2014, 4:10 pm
  #107  
 
Join Date: Jan 2014
Location: CHS
Programs: United 1K, Globalist Hyatt, Plat Marriott
Posts: 289
nothing recent, but during the VR / CVS days i was easily able to load/offload thousands a month with no issues.
mayday23 is offline  
Old Jun 11, 2014, 4:14 pm
  #108  
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Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by mayday23
nothing recent, but during the VR / CVS days i was easily able to load/offload thousands a month with no issues.
Greendot moneypacks are different.....
prasha11 is offline  
Old Jun 15, 2014, 11:42 am
  #109  
 
Join Date: Feb 2014
Posts: 314
Originally Posted by prasha11
I can buy greendot moneypaks at a gas station, how much is safe to load Emerald? anyone with recent experience?
I switched to MP after VRs were gone. Still the account hasn't been shut down. Loading mp and unloading via ach is the only activity on the card.
su9062 is offline  
Old Jun 15, 2014, 5:10 pm
  #110  
 
Join Date: Mar 2012
Posts: 186
su9062, how were you able to unload via ACH? I've never seen this option. I've been using billpay this whole time.
GeorgeMilesArnold is offline  
Old Jun 15, 2014, 5:28 pm
  #111  
 
Join Date: Feb 2014
Posts: 314
Originally Posted by GeorgeMilesArnold
su9062, how were you able to unload via ACH? I've never seen this option. I've been using billpay this whole time.
Emerald card offers one time ach a month. I generally load up and do a pull from a cc account.
su9062 is offline  
Old Jun 15, 2014, 7:05 pm
  #112  
 
Join Date: Oct 2012
Location: DFW
Posts: 478
Originally Posted by su9062
Emerald card offers one time ach a month. I generally load up and do a pull from a cc account.
Doing multiple ACH per month without problem
spgbus is offline  
Old Jun 15, 2014, 9:28 pm
  #113  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by spgbus
Doing multiple ACH per month without problem
same
exarkun is offline  
Old Jun 16, 2014, 12:34 am
  #114  
 
Join Date: Feb 2014
Posts: 314
Originally Posted by exarkun
same
Good info. Thanks guys. This would change a few things for BP.
su9062 is offline  
Old Jun 16, 2014, 9:41 pm
  #115  
 
Join Date: Aug 2013
Posts: 240
ACH to a credit card seems like highest risk method of unloading (I would think so anyway, logically)
Silverthunder is offline  
Old Jun 17, 2014, 2:05 am
  #116  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
How are you guys ACHing to you checking accounts?
Fuerza is offline  
Old Jun 17, 2014, 8:13 am
  #117  
 
Join Date: Jan 2013
Location: Fishers, IN
Posts: 105
Originally Posted by Fuerza
How are you guys ACHing to you checking accounts?
If you login, it lists the ACH info on HR Block's website. Just set that up for an external transfer with your bank and pull it in...
Hilbe is offline  
Old Jun 17, 2014, 8:26 am
  #118  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by Hilbe
If you login, it lists the ACH info on HR Block's website. Just set that up for an external transfer with your bank and pull it in...
Are you talking about the direct deposit information, their routing number and DD number?
Fuerza is offline  
Old Jun 17, 2014, 11:10 am
  #119  
 
Join Date: Jul 2009
Posts: 721
Originally Posted by Silverthunder
ACH to a credit card seems like highest risk method of unloading (I would think so anyway, logically)
Well the card was kinda intended as a means to receive tax refunds, so an argument could be made that highest risk is doing the exact opposite of what was intended -- ACH-pull from the card using the gov's website. I did it again yesterday LOL.
zceuxbhjutf is offline  
Old Jun 17, 2014, 1:05 pm
  #120  
Original Poster
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by zceuxbhjutf
Well the card was kinda intended as a means to receive tax refunds, so an argument could be made that highest risk is doing the exact opposite of what was intended -- ACH-pull from the card using the gov's website. I did it again yesterday LOL.
Not only for tax refunds but also DD and funding from your checking account. Most of the Pre-paid cards are intended to be used as debit card and checking account where checks are replaced by BP features.

Last edited by prasha11; Jun 17, 2014 at 5:40 pm
prasha11 is offline  


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