Apr 3, 2014, 2:30 pm
Last edit by: Middle_Seat
There are four cash reload options listed on the Emerald site. The question is whether any of their outlets will accept either credit cards directly or debit cards purchased through a portal with a credit card.
Rapid Reload at WalMart
1. Take your H&R Block Emerald Prepaid MasterCard® and cash, payroll or government benefits check to any register at a participating Walmart (Rapid Reload not available in VT and WY).
2. If you have a check, the cashier will cash your check (Check cashing not available in NJ, NY, RI. Check cashing fees apply).
3. Swipe your Emerald Card and add all or part of your cash directly to it-load up to $1,000 as long as you don't exceed the card load limits. A service fee of $3.74 applies.
GreenDot Money Pak
1. Pick up a MoneyPak® from your participating neighborhood retailer.
2. Go to the register and add cash to the MoneyPak (up to $500 at most locations, up to $1,000 at Walmart). A service fee of up to $4.95 applies.
MoneyGram
1. Fill out the blue form or pick up the MoneyGram phone. Provide the following information:
Company Name: Emerald Card
Receive Code: 4941
Account Number: Your Emerald Card Number
2. Add the funds you want and the $3.95 fee.
3. Keep the reference number that confirms your transactions.
Western Union
1. Complete the gray Prepaid Services form and provide the agent with cash for your load amount and the $3.95 fee.
2. Save your receipt with your Money Transfer Control Number
To use your emerald for ach payments:
1. get your information from the direct deposits section of your emerald account
2. go to your bill (CC) and put that information in as your new payee
3. schedule your payment using that payee for the amount loaded to your emerald card. Posts next day and shows up as gone next day on emerald.
Please add your comments where necessary......
===
From the T&Cs (April 2015):
Rapid Reload at WalMart
1. Take your H&R Block Emerald Prepaid MasterCard® and cash, payroll or government benefits check to any register at a participating Walmart (Rapid Reload not available in VT and WY).
2. If you have a check, the cashier will cash your check (Check cashing not available in NJ, NY, RI. Check cashing fees apply).
3. Swipe your Emerald Card and add all or part of your cash directly to it-load up to $1,000 as long as you don't exceed the card load limits. A service fee of $3.74 applies.
GreenDot Money Pak
1. Pick up a MoneyPak® from your participating neighborhood retailer.
2. Go to the register and add cash to the MoneyPak (up to $500 at most locations, up to $1,000 at Walmart). A service fee of up to $4.95 applies.
MoneyGram
1. Fill out the blue form or pick up the MoneyGram phone. Provide the following information:
Company Name: Emerald Card
Receive Code: 4941
Account Number: Your Emerald Card Number
2. Add the funds you want and the $3.95 fee.
3. Keep the reference number that confirms your transactions.
Western Union
1. Complete the gray Prepaid Services form and provide the agent with cash for your load amount and the $3.95 fee.
2. Save your receipt with your Money Transfer Control Number
To use your emerald for ach payments:
1. get your information from the direct deposits section of your emerald account
2. go to your bill (CC) and put that information in as your new payee
3. schedule your payment using that payee for the amount loaded to your emerald card. Posts next day and shows up as gone next day on emerald.
Please add your comments where necessary......
===
From the T&Cs (April 2015):
- The maximum amount of cash value you may load to your Card Account each day is $999.99.
- The maximum number of times you may load your Card Account per day is four (4).
- The maximum amount of cash value that you may load to your Card Account each month is $9,500.00.
- The maximum number of times you may load your Card Account per month is ten (10).
- The maximum cumulative amount that may be withdrawn from an ATM per day is $3,000.00 per card.
- The maximum cumulative amount that may be withdrawn from a participating bank per day is the available balance of your Card Account.
- The maximum that can be spent per Card per day is $3,500.00.
Emerald Prepaid Card, Alternative methods to load (after demise of VR) for MS
Apr 19, 2014, 7:14 am
#31
Join Date: Aug 2013
Location: PA
Posts: 177
MP sucks. I loaded $1k this month to Emerald, a week or so later I tried another $500 and it banned the Emerald card. No use for this unless I can find VR's with CC somewhere.
My advice to anybody who wants to load MP to this card: Do $1k per month, but spread the $500 loads apart like with AP. You'll probably still get banned. Maybe just do $500 per month.
My advice to anybody who wants to load MP to this card: Do $1k per month, but spread the $500 loads apart like with AP. You'll probably still get banned. Maybe just do $500 per month.
Apr 19, 2014, 9:31 pm
#34
Join Date: Oct 2006
Posts: 191
MP sucks. I loaded $1k this month to Emerald, a week or so later I tried another $500 and it banned the Emerald card. No use for this unless I can find VR's with CC somewhere.
My advice to anybody who wants to load MP to this card: Do $1k per month, but spread the $500 loads apart like with AP. You'll probably still get banned. Maybe just do $500 per month.
My advice to anybody who wants to load MP to this card: Do $1k per month, but spread the $500 loads apart like with AP. You'll probably still get banned. Maybe just do $500 per month.
Apr 20, 2014, 7:41 am
#35
Join Date: Aug 2013
Location: PA
Posts: 177
I understand you might be at the point to just give up and walk away from the card. If you want to keep going you can call HRB and tell them you lost/accidentally shredded/your dog ate your card and they will mail you a replacement card that will have a new card number and you can again load MP. However, as you stated you will again be shut down by MP unless you go very very slow.
Apr 20, 2014, 8:52 am
#36
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
Has anyone tried loading $1000 at WM using 2 $500 debit cards? I'm wondering if they will take split transaction for this and whether they will charge $3.74 once or twice. I will report my experience, but need to wait another 2 weeks.
Apr 22, 2014, 9:58 am
#43
Original Poster
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I think, but I am not certain, that the monthly cycle depends on when you activated your card. For example, if you received your card from a local HRB office on the 7th and activated the card for use on the 7th this would make your monthly cycle on the 8th of each month. If I received and activated my card on the 22nd, then my account would cycle every month on the 23rd.