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-   -   Evolve Money (https://www.flyertalk.com/forum/manufactured-spending/1541638-evolve-money.html)

HikerT Dec 15, 2014 10:35 pm

Got CB last month using Discover.

PlyrStar93 Dec 18, 2014 1:44 pm

Received this email today:

Dear Evolve Money Customer,

Thank you for being a loyal Evolve Money customer and for taking advantage of free payments with your Discover card. Our goal is to provide you the best service and flexible payment options. We are making a few changes to the types of bills that can be paid with your Discover card.

Beginning December 18, 2014, you will no longer be able to use Discover credit cards to pay mortgages, car payments, 529 savings accounts, retail store cards, and student loans. However, you can continue to pay these bills for free using Discover, VISA and MasterCard debit cards, as well as cash packs.

You will still be able to pay ALL other bills that are not from lenders, including utilities, cable, phone, internet, insurance and more for free with your Discover credit card.
Basically credit cards can no longer be used to pay lenders.

But also:

We have good news for those who prefer to pay with cash. Coming in January 2015, Evolve Money will be added to the Vanilla Reload Network, which means you will be able to use the popular Vanilla Reload cards to pay your bills. This adds more than 65,000 locations across the country to purchase cash packs, including 7-11, Walgreens, Walmart, and CVS.

aarif1 Dec 18, 2014 1:58 pm


Originally Posted by PlyrStar93 (Post 24019455)
Received this email today:


Basically credit cards can no longer be used to pay lenders.

But also:

Got the email as well. Thanks for the advance notice, Evolve! :td:

MasterCharge Dec 18, 2014 2:00 pm


Originally Posted by PlyrStar93 (Post 24019455)
Received this email today:


Basically credit cards can no longer be used to pay lenders.

But also:


LOL, that was fast!

jonnyd13 Dec 18, 2014 2:02 pm

So much for Discover...

And what's the point of going through the hassle of add VR cards if they're just going away in April. Oh well...guess it's their business.

SeahawkRaptor Dec 18, 2014 2:03 pm

Way to stay ahead of the game Evolve. You just added the ability to "use the popular Vanilla reload card" in time for it to be phased out.

ibleed0range Dec 18, 2014 2:15 pm

Discover was already pointless. How could this have possibly been abused so much that they are removing it already?

jmw Dec 18, 2014 6:50 pm


Originally Posted by ibleed0range (Post 24019629)
Discover was already pointless. How could this have possibly been abused so much that they are removing it already?

No, it wasn't pointless. There was a non-obvious way to make decent $$$ from it. I may have posted about it in one of the private forums. I'm certainly not going to reveal anything here including PM in case another deal comes up that is similar to this. But I'll answer PM at the other place.

worldtravels Dec 18, 2014 10:46 pm

Hmm...

It appears that they have a new policy every month or less.

No too reliable.

rrgg Dec 19, 2014 6:06 am


Originally Posted by worldtravels (Post 24021734)
It appears that they have a new policy every month or less.

The name is Evolve after all.

rajuabju Dec 19, 2014 7:17 am


Originally Posted by ibleed0range (Post 24019629)
Discover was already pointless. How could this have possibly been abused so much that they are removing it already?

I made 6 months worth of car payments for 2 leases?

:)

Glad I got what I could out of it. I KNEW it wouldnt last.

At least I can still use it to pay two other monthly bills that cant otherwise be paid with CC.

ibleed0range Dec 19, 2014 8:46 am


Originally Posted by rajuabju (Post 24023069)
I made 6 months worth of car payments for 2 leases?

:)

Glad I got what I could out of it. I KNEW it wouldnt last.

At least I can still use it to pay two other monthly bills that cant otherwise be paid with CC.

Cool and I paid for my car payment for the last six months too. Except I bought my Visa GC at 5% cashback.

Brugge Dec 19, 2014 9:02 am


Originally Posted by PlyrStar93 (Post 24019455)
Received this email today:
We have good news for those who prefer to pay with cash. Coming in January 2015, Evolve Money will be added to the Vanilla Reload Network, which means you will be able to use the popular Vanilla Reload cards to pay your bills. This adds more than 65,000 locations across the country to purchase cash packs, including 7-11, Walgreens, Walmart, and CVS.

So you can make a trip down to CVS, see if they have any VRs in stock, and if they do, pay a fee to buy one with cash only. Then use that to make a limited payment to your bank. So much easier than just sending your bank a check. :rolleyes: Of course this is a limited time offer, since VRs are being discontinued in a few months. But maybe Evolve has gotten the word about that yet. :confused:

goofyj Dec 19, 2014 12:36 pm

Damn.. I just opened a 529 plan for this, hoping that I can use visa/mastercard in 2015. How stupid is this... guess evolve won't last long...

styxfire Dec 19, 2014 6:13 pm

I have the same question...how on earth could this possibly have been used enough to be banished already? Gotta admit, I did make enough payments to lenders to earn $20 back from Discover... which I promptly spent on one cheap dinner.

Can anyone explain WHY it's so taboo to pay a lender with a credit card? That is part of my spend... I'm buying property... I'm spending money to buy property... why should I (who pays credit cards in full every month) not be allowed to earn miles from property-spending?

Yes, I understand secured vs unsecured debt, but that's a problem with bankruptcy laws, not spending.


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