Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Jul 21, 2013, 11:45 am
#1606
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Jul 21, 2013, 1:16 pm
#1607
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
How would they know what I am doing with BB..? I was just wondering if I can withdraw the money I get from selling on ebay (from paypal to BB)..
Jul 21, 2013, 4:59 pm
#1608
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
Bluebird prepaid debit, now with FDIC insurance and paper checks.
Just got back from two Walmarts in the greater Boston area. At the first one, the person at the money center said "no I won't load BB from gift cards".
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Jul 21, 2013, 5:03 pm
#1609
Join Date: Jun 2012
Location: Shandong/WV
Posts: 158
Just got back from two Walmarts in the greater Boston area. At the first one, the person at the money center said "no I won't load BB from gift cards".
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Jul 21, 2013, 5:03 pm
#1610
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Just got back from two Walmarts in the greater Boston area. At the first one, the person at the money center said "no I won't load BB from gift cards".
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Jul 21, 2013, 5:29 pm
#1611
Join Date: Aug 2011
Location: BOS / BWI
Programs: AA, UA, Marriott, HHonors, Avis et al.
Posts: 237
No kiosks at these WMs. I'm trying to find out if this is just local store policy change or something from corporate. Anyone with success stories, please post here. (to be clear, these were the $200 Visa GCs with pin).
Jul 21, 2013, 5:43 pm
#1612
Join Date: Feb 2013
Location: MKE
Posts: 73
I took my first two trips to load BB at walmart this week, each time loading $500 at a checkout register and the other $500 at the service desk. I told them I wanted to load $500 from a debit card and they never asked to see the card. To me, trying to load $1k using two different cards in one transaction is not worth the trouble.
Jul 21, 2013, 6:33 pm
#1613
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Just got back from two Walmarts in the greater Boston area. At the first one, the person at the money center said "no I won't load BB from gift cards".
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Jul 21, 2013, 8:21 pm
#1614
Join Date: Aug 2010
Posts: 633
I always have a debit card in hand when loading GC's, even at the kiosk in case someone is looking or comes to ask a question. At cashier, you swipe your own card. If someone asks show them the debit card and be prepared to use the debit card to complete the transaction if you need to, i.e. have money in the account.
This all being said, I am keenly watching if this will be an issue. I just did two big AOR's for wife and I so have some spend to make. Also, did 25K of GC for Flexperks for potential $1250 travel which I have been unloading on 6 BB accounts.
Two of my kids and their spouses want to do some big AOR's as well. If BB is an issue they may need to hold back on some apps.
This all being said, I am keenly watching if this will be an issue. I just did two big AOR's for wife and I so have some spend to make. Also, did 25K of GC for Flexperks for potential $1250 travel which I have been unloading on 6 BB accounts.
Two of my kids and their spouses want to do some big AOR's as well. If BB is an issue they may need to hold back on some apps.
Jul 21, 2013, 8:27 pm
#1615
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Good thing atm didn't ask me such questions over the weekend :-)
Use regular register, ask to load your BB or whatever, give that card to cashier. Give your amount. Confirm you are loading from debit if asked. Swipe when asked/prompted. Enter pin. Done.
Use regular register, ask to load your BB or whatever, give that card to cashier. Give your amount. Confirm you are loading from debit if asked. Swipe when asked/prompted. Enter pin. Done.
Jul 21, 2013, 8:36 pm
#1616
Join Date: Feb 2011
Posts: 109
Same experience, did first gc load the other day. Was painless, judging by the cashiers attitude, if the system allowed it I'm pretty sure I could have loaded using credit, gold and silver, or bitcoins..
Jul 21, 2013, 8:47 pm
#1617
Join Date: Dec 2009
Location: BOS
Programs: AA, SPG, UA, CSP
Posts: 338
In Boston, MA CVS close to my house one by one are out of stock of VRs. Not sure why that is happening.2 of them have been out of it for a couple of weeks now. Anyone else facing this problem?
Jul 21, 2013, 11:06 pm
#1618
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,456
Just got back from two Walmarts in the greater Boston area. At the first one, the person at the money center said "no I won't load BB from gift cards".
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Well, I thought this might be an isolated incident and drove to my usual WM. Even found the same clerk who has done this GC load for me in the past. And she said not any more too (the debit card needs to have your name etc)!
What is happening? Are you guys seeing this out there at other Walmarts?
Jul 21, 2013, 11:31 pm
#1619
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
I've started just using the regular cashier. Just ask to load BB for $500. Then once done, say I need to do that again.
No issue.
No issue.
Jul 22, 2013, 12:16 am
#1620
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246