Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Jul 17, 2013, 11:48 pm
#1562
Join Date: Jan 2011
Posts: 119
Anybody know if this has changed recently? I went to my local WM just before 10pm PDT (midnight CDT) and loaded 1k to mine and my wife's BBs. Walked around for a bit and at about 10 minutes after 10pm and got "Debit Not Approved". Tried three different times with two different Chase GCs and it was a no-go. Had just loaded 3 Chase GCs without an issue, so I doubt it is the GCs. Is it possibly local to your timezone, or maybe something messed up with CDT vs CST?
Jul 18, 2013, 10:30 am
#1563
Join Date: Mar 2013
Location: PHL based
Programs: USAir, UA, AA, BA, Hyatt, HHonors, SPG, Marriott, IHG
Posts: 356
Discovered for myself that the local 7-11 imposes a limit of $1,000 per day on VRs, ie 2 x $500s. The first 2 ran just fine using a different CC for each.
Ran into a wall when attempting to buy a 3rd one, also using a different CC. Even though the CC reader said it was approved, it did not ask for my signature and the clerk said it wasn't properly ringing; he even tried another cash register. For both times, the receipt listed the $500 + the fee, but then listed them again as a negative charge (declined by declined by Incomm) so that the total ended up being $0.
However, my CC now lists 2 separate $503.95 charges as pending.
I saw someone ran into something similar earlier:
http://www.flyertalk.com/forum/manuf...l#post21092018
Anyone else run into this and did the pending charges drop off?
How worried should I be about having both of these posting and then needing to dispute/bring undue attention to the charges with my CC issuer?
Ran into a wall when attempting to buy a 3rd one, also using a different CC. Even though the CC reader said it was approved, it did not ask for my signature and the clerk said it wasn't properly ringing; he even tried another cash register. For both times, the receipt listed the $500 + the fee, but then listed them again as a negative charge (declined by declined by Incomm) so that the total ended up being $0.
However, my CC now lists 2 separate $503.95 charges as pending.
I saw someone ran into something similar earlier:
http://www.flyertalk.com/forum/manuf...l#post21092018
Anyone else run into this and did the pending charges drop off?
How worried should I be about having both of these posting and then needing to dispute/bring undue attention to the charges with my CC issuer?
Jul 18, 2013, 10:59 am
#1564
Join Date: Oct 2010
Location: DCA
Programs: MR, SPG, IHG, HH, CC, AA, UA, BA, DL
Posts: 270
Thanks for the input!! ^
Jul 18, 2013, 2:46 pm
#1565
Join Date: Sep 2012
Posts: 54
Seattle - I pass three 7-11's within 2 miles of each other on the way home, stopped at the first one and plenty of Vanilla in stock plus no issue accepting my Ink credit card, cashier just verified ID. Loaded onto my BB 30 minutes later.
Jul 19, 2013, 12:08 am
#1566
Join Date: Jul 2013
Posts: 6
After a month of reading and slowly ramping up my spending, it's time for the first post!
I went into five 7/11s over the past few days, and three had a stack of beans. Two said cash only, but tonight I finally came across a clerk who was very much non-chalant and willing to let me use my Chase Freedom for one $500 card.
I swiped my CC, system said to check ID and CC, clerk checked both, then entered in last four of my card. I was declined once, then tried a second time, and was declined once more. Thinking it was a 7/11 system issue with using a CC for buying beans, I went back to my car dejected, but then an email alert popped up on my phone.
Turns out it was Chase putting a hold on my account with a fraud warning. The email asked for my confirmation for the declined charge just 30 seconds earlier, and I confirmed. The linked website then said ok to resume normal activity. OK! All systems go!!
I went back into 7/11, handed the same clerk the bean, and asked him to try once more. Approved! Came home a happy fella with my first bean purchase ever.
Now to see if the Freedom will give 5x for the 7/11.
I went into five 7/11s over the past few days, and three had a stack of beans. Two said cash only, but tonight I finally came across a clerk who was very much non-chalant and willing to let me use my Chase Freedom for one $500 card.
I swiped my CC, system said to check ID and CC, clerk checked both, then entered in last four of my card. I was declined once, then tried a second time, and was declined once more. Thinking it was a 7/11 system issue with using a CC for buying beans, I went back to my car dejected, but then an email alert popped up on my phone.
Turns out it was Chase putting a hold on my account with a fraud warning. The email asked for my confirmation for the declined charge just 30 seconds earlier, and I confirmed. The linked website then said ok to resume normal activity. OK! All systems go!!
I went back into 7/11, handed the same clerk the bean, and asked him to try once more. Approved! Came home a happy fella with my first bean purchase ever.
Now to see if the Freedom will give 5x for the 7/11.
Jul 19, 2013, 12:22 am
#1567
Join Date: Nov 2011
Location: ORD
Programs: status free since 2017
Posts: 2,188
After a month of reading and slowly ramping up my spending, it's time for the first post!
I went into five 7/11s over the past few days, and three had a stack of beans. Two said cash only, but tonight I finally came across a clerk who was very much non-chalant and willing to let me use my Chase Freedom for one $500 card.
I swiped my CC, system said to check ID and CC, clerk checked both, then entered in last four of my card. I was declined once, then tried a second time, and was declined once more. Thinking it was a 7/11 system issue with using a CC for buying beans, I went back to my car dejected, but then an email alert popped up on my phone.
Turns out it was Chase putting a hold on my account with a fraud warning. The email asked for my confirmation for the declined charge just 30 seconds earlier, and I confirmed. The linked website then said ok to resume normal activity. OK! All systems go!!
I went back into 7/11, handed the same clerk the bean, and asked him to try once more. Approved! Came home a happy fella with my first bean purchase ever.
Now to see if the Freedom will give 5x for the 7/11.
I went into five 7/11s over the past few days, and three had a stack of beans. Two said cash only, but tonight I finally came across a clerk who was very much non-chalant and willing to let me use my Chase Freedom for one $500 card.
I swiped my CC, system said to check ID and CC, clerk checked both, then entered in last four of my card. I was declined once, then tried a second time, and was declined once more. Thinking it was a 7/11 system issue with using a CC for buying beans, I went back to my car dejected, but then an email alert popped up on my phone.
Turns out it was Chase putting a hold on my account with a fraud warning. The email asked for my confirmation for the declined charge just 30 seconds earlier, and I confirmed. The linked website then said ok to resume normal activity. OK! All systems go!!
I went back into 7/11, handed the same clerk the bean, and asked him to try once more. Approved! Came home a happy fella with my first bean purchase ever.
Now to see if the Freedom will give 5x for the 7/11.
I have similar experiences with Chase as well. Always stay under the radar and keep your VR purchases under control.Yes, you will get 5x from Freedom on GS right now. Here is the cat bonus play for '13. Use it to create your spending strategy.
http://bit.ly/15QvOdP
And, keep the location of that 7-11 close to your heart.
Jul 19, 2013, 11:54 am
#1569
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Programs: Landry's President's Club, Marriott Silver, Awesomeness EXPLT
Posts: 20,420
My BB account was suspended for trying to load with a GC and while I got it reopened I was "advised" not to try it again. Just a data point.
Cheers
Howie
Cheers
Howie
Jul 19, 2013, 12:03 pm
#1570
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
Jul 19, 2013, 12:07 pm
#1571
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Jul 19, 2013, 12:38 pm
#1572
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Jul 19, 2013, 12:52 pm
#1573
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Programs: Landry's President's Club, Marriott Silver, Awesomeness EXPLT
Posts: 20,420
Attempted to load on Wednesday and account got suspended yesterday. Got an email asking me for all sorts of absurd info like a copy of my SS card and a copy of the debit card. Called in and got lucky that they reopened my account with a warning not to try it again. I personally hadn't loaded a GC before but I know a few other people who've run $$$ with them so proceed with caution.
Cheers
Howie
Cheers
Howie
Jul 19, 2013, 12:54 pm
#1574
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Attempted to load on Wednesday and account got suspended yesterday. Got an email asking me for all sorts of absurd info like a copy of my SS card and a copy of the debit card. Called in and got lucky that they reopened my account with a warning not to try it again. I personally hadn't loaded a GC before but I know a few other people who've run $$$ with them so proceed with caution.
Cheers
Howie
Cheers
Howie
Jul 19, 2013, 12:54 pm
#1575
Join Date: Sep 2011
Posts: 143
Attempted to load on Wednesday and account got suspended yesterday. Got an email asking me for all sorts of absurd info like a copy of my SS card and a copy of the debit card. Called in and got lucky that they reopened my account with a warning not to try it again. I personally hadn't loaded a GC before but I know a few other people who've run $$$ with them so proceed with caution.
Cheers
Howie
Cheers
Howie