Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Jul 15, 2013, 9:57 am
#1501
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Jul 15, 2013, 2:33 pm
#1502
Original Member
Join Date: May 1998
Location: Michigan
Posts: 528
This is apart from the paper checks you send for from bluebird which are free until end of Aug. I will use those paper checks to pay for taxes and Church contributions and who ever I need to hand a paper check to. These checks must be pre-authorized on line first and you receive a code to write on the check and then sign the front in the space provided. Instruction are included in front of every check packet.
Last edited by wonderer; Jul 15, 2013 at 2:37 pm Reason: correction
Jul 15, 2013, 3:13 pm
#1503
Suspended
Join Date: Nov 1999
Posts: 24,153
wrong info thought the receipient of the check had to call up as well, seems thats not the case. Never Mind
Last edited by craz; Jul 15, 2013 at 5:43 pm
Jul 15, 2013, 3:40 pm
#1504
Join Date: May 2013
Posts: 939
No 7-Elevens in GA (at least Metro ATL)...
How can this be?!?
How can this be?!?
Jul 15, 2013, 3:42 pm
#1505
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
And does anyone know what to do for Penfed Platinum Cash Rewards visa? BB's website only has the option to pay for Penfed's Amex.
Jul 15, 2013, 4:13 pm
#1506
Join Date: Oct 2011
Location: North Carolina
Posts: 613
For the electronic pay bit, for Chase cards, should I use "chase consumer lending" or "chase credit card"? Is it the same for Chase biz cards? And is the account number my credit card number?
And does anyone know what to do for Penfed Platinum Cash Rewards visa? BB's website only has the option to pay for Penfed's Amex.
And does anyone know what to do for Penfed Platinum Cash Rewards visa? BB's website only has the option to pay for Penfed's Amex.
Same for PenFed. Scroll down and click on the "+" and enter the PenFed info. I did this for my First Mortgage through PenFed and it worked--although slowly.
Jul 15, 2013, 4:18 pm
#1507
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Dont forget before sending it or giving it to someone to call the 800# on the check and activate it, otherwise it will probably bounce and you will be hit with late fees etc etc. I wouldnt expect anyone who gets the check to look at it and understand that until its called in by them its worthless and that must call in to actvate it before they deposit it
Jul 15, 2013, 4:27 pm
#1508
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
You can use "Chase credit card" or scroll down to "...Add a new payee and we'll send them a check." Then enter the payment info from your CC bill.
Same for PenFed. Scroll down and click on the "+" and enter the PenFed info. I did this for my First Mortgage through PenFed and it worked--although slowly.
Same for PenFed. Scroll down and click on the "+" and enter the PenFed info. I did this for my First Mortgage through PenFed and it worked--although slowly.
Jul 15, 2013, 4:38 pm
#1509
Join Date: Feb 2013
Posts: 801
Dont forget before sending it or giving it to someone to call the 800# on the check and activate it, otherwise it will probably bounce and you will be hit with late fees etc etc. I wouldnt expect anyone who gets the check to look at it and understand that until its called in by them its worthless and that must call in to actvate it before they deposit it
Jul 15, 2013, 4:52 pm
#1511
Join Date: Jul 2013
Posts: 31
Does anyone know the exact time you need to wait after loading the 3rd card before it's safe to load the 4th $500 card at the kiosk without triggering the annoying message requiring an employee to come over?
I've read 10 minutes as an estimate. Anyone had success waiting less than that? Or do you just load $1999.99?
I've read 10 minutes as an estimate. Anyone had success waiting less than that? Or do you just load $1999.99?
Jul 15, 2013, 4:59 pm
#1512
Join Date: Jun 2013
Posts: 1,060
Does anyone know the exact time you need to wait after loading the 3rd card before it's safe to load the 4th $500 card at the kiosk without triggering the annoying message requiring an employee to come over?
I've read 10 minutes as an estimate. Anyone had success waiting less than that? Or do you just load $1999.99?
I've read 10 minutes as an estimate. Anyone had success waiting less than that? Or do you just load $1999.99?
Jul 15, 2013, 5:41 pm
#1514
Suspended
Join Date: Nov 1999
Posts: 24,153
JATR4 is correct. The recipient need not call any number to "activate" the check. Once it's pre-authorized by the check writer on the bluebird website, which is necessary to get the pre-authorization number that you write in the boxes on the check, BB will honor the check. If the check writer doesn't pre-authorize it, then it will not be honored. The 800-number is purely for the recipient to call and verify that the check will be honored, if they so choose.