Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Jul 19, 2013, 1:12 pm
#1576
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Programs: Landry's President's Club, Marriott Silver, Awesomeness EXPLT
Posts: 20,421
Jul 19, 2013, 4:03 pm
#1577
Join Date: Sep 2001
Location: Washington, DC
Programs: UA Plat MM, AA Gold, Hyatt Explorist, Hilton Gold, IHG Plat, Marriott Titanium Elite
Posts: 5,015
Did you try to load more than $100? That could be why you got the warning email.
Jul 19, 2013, 4:13 pm
#1578
Join Date: Jan 2010
Location: CMH
Programs: DL Silver Medallion, UA, Chase UR, AMEX MR
Posts: 198
Kroger MO
I think I read somewhere in this thread that Walmart has cheapest MO at 70 cents per $1000 MO. Well, I went to a Kroger store close to my house and they charged me just 59 cents per $1000 MO. Also I was able to use 2 $500 CGC towards this $1000 MO without any problem. Paid $1k in CGC and 59 cents in cash.
Also my local bank 5-3 bank has a branch in same Kroger. Soon after I got the MO, I deposited it in my checking account. ^
Cheers!
Also my local bank 5-3 bank has a branch in same Kroger. Soon after I got the MO, I deposited it in my checking account. ^
Cheers!
Jul 19, 2013, 4:16 pm
#1579
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I think I read somewhere in this thread that Walmart has cheapest MO at 70 cents per $1000 MO. Well, I went to a Kroger store close to my house and they charged me just 59 cents per $1000 MO. Also I was able to use 2 $500 CGC towards this $1000 MO without any problem. Paid $1k in CGC and 59 cents in cash.
Also my local bank 5-3 bank has a branch in same Kroger. Soon after I got the MO, I deposited it in my checking account. ^
Cheers!
Also my local bank 5-3 bank has a branch in same Kroger. Soon after I got the MO, I deposited it in my checking account. ^
Cheers!
I did see what it gave me a credit or debit option. I wonder if CCs work at Kroger.
Jul 19, 2013, 4:37 pm
#1580
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Programs: Landry's President's Club, Marriott Silver, Awesomeness EXPLT
Posts: 20,421
Why would you load a gift card on the BB website? It makes absolutely no sense. The limit is $100 and there is a $2 fee as well. That's 2% per load - you can't get much more than a 2% return, so at best, you would break even.
Did you try to load more than $100? That could be why you got the warning email.
Did you try to load more than $100? That could be why you got the warning email.
Cheers
Howie
Jul 19, 2013, 4:48 pm
#1581
Join Date: May 2013
Posts: 939
Be sure there is a 3rd party (WM) in between your GC loads and your PP accounts.
If you need to liquidate a GC from the comfort of your own screen go with AP.
If you need to liquidate a GC from the comfort of your own screen go with AP.
Jul 19, 2013, 6:05 pm
#1582
Join Date: Jan 2010
Location: CMH
Programs: DL Silver Medallion, UA, Chase UR, AMEX MR
Posts: 198
Depositing MO to Bank Account
I know many ppl here have been getting MO for GC and then depositing MOs in their bank accounts. Just wondering how many MOs have you been depositing per month. I am worried if I deposit too many MOs in my bank account, it may raise some red flag. Just want to know what is the limit to stay under the radar. Also will it advisable to collect a MOs and deposit them in a single transaction in the bank account or does it not matter, just deposit them as they become available?
Thanks!
Thanks!
Jul 19, 2013, 8:47 pm
#1583
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
My local gas station who usually takes credit card for $500 VGC gave me some trouble this morning... I went to get two cards, and the cashier lady said that she can only accept cash. I said it's okay, I don't have cash on me, I'll come back another time. Then she asked another lady who was working, and the other one said if the computer lets you do it then do it. So she did. I then came back tonight, all new cashiers. Dude said I couldn't buy with credit card, must use cash. He didn't ask anyone.... Very frustrating.
Jul 20, 2013, 12:56 am
#1584
Join Date: Nov 2011
Location: ORD
Programs: status free since 2017
Posts: 2,188
My local gas station who usually takes credit card for $500 VGC gave me some trouble this morning... I went to get two cards, and the cashier lady said that she can only accept cash. I said it's okay, I don't have cash on me, I'll come back another time. Then she asked another lady who was working, and the other one said if the computer lets you do it then do it. So she did. I then came back tonight, all new cashiers. Dude said I couldn't buy with credit card, must use cash. He didn't ask anyone.... Very frustrating.
Little do they know about the significant time and mental effort invested here.
Jul 20, 2013, 2:03 am
#1586
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
This is why I tell me my partner that when going to vacation we are flying international FC, with all the hassles, head aches I deserve it.
Jul 20, 2013, 6:01 am
#1587
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Haha, I'm not ready to quit yet.
+1
Flying first makes everything worth it. I'd rather have a few hours of frustration if I can get a few thousand dollars worth of tickets for $50.
Flying first makes everything worth it. I'd rather have a few hours of frustration if I can get a few thousand dollars worth of tickets for $50.
Jul 20, 2013, 4:02 pm
#1588
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Before I got in to this game or FT, I used to think why the hell people want to fly in business class or First that is 5x or 10x economy ticket and where/how they make all those money.. Now I realize that not everyone flying in business or first is a millionaire 
Jul 20, 2013, 4:41 pm
#1589
Join Date: Feb 2013
Posts: 1,818
Before I got in to this game or FT, I used to think why the hell people want to fly in business class or First that is 5x or 10x economy ticket and where/how they make all those money.. Now I realize that not everyone flying in business or first is a millionaire
Jul 20, 2013, 4:42 pm
#1590
Join Date: Jul 2012
Location: TX
Posts: 94
Paying citibusiness
I did a search through this thread and didn't see this question, so hopefully someone can help me out.
When adding a new payee for citibusiness on bb, do you enter the business account # or the card #?
Thanks in advance.
When adding a new payee for citibusiness on bb, do you enter the business account # or the card #?
Thanks in advance.