With the implication that wise Prasha11 knows better?

anyone remember WF pp?

It's not - it's a number pulled out of someone's backside. Personally, I think $2600 is too aggressive. Keep it to $500 (or less, preferably) - so I can get my fill:rolleyes:

Never mind - not reading closely enough!

What are you blathering about? The topic was how much spend to put on cards at OD. And nothing to do with Chase GC.

However, I'm wary of putting more than $2,600 per month on each Chase credit card at all 5x retailers combined. Especially if I don't put much 1x spend on those cards.

chill out buddy. Someone asked about the limit for the Chase GC's which was discussed for a few posts. No biggi.

CVS deactivates my giftcard
 

Recently bought 2K worth of gift cards at CVS and liquidated $1500 immediately. Later i found that the store manager suspected fraud and deactivated one of my gift cards. Now he says Loss Prevention will call me about the deactivated gift card and he cant do anything about it, i have been waiting for them to call me but havent heard anything. Any advice on how i should go about it?

Confront the manager in the parking lot? Preferably after the store closes...

Are you saying you legitimately bought and paid for these GCs and then went and cashed them/used them... and then only after that this manager claimed there was something wrong with you or one of your cards? tell him sorry buddy I used it. You have to research it on your end. If needed, give him a copy of the paid receipt and tell him to go pound sand. Offer up your details to show you are an honest person but dont give him anything else. Just tell the truth: I buy X and I paid for it. Period. if you or your systems have a problem, that's not mine. So i will keep doing it and you better get that fixed. Sorry!

Do NOT give any money or anything to him! Now if your CC never charges you for this GC... well, you could wait on it and act later but I would still give THAT at least 90 days. i mean, what if you felt compelled to give back the GC money to the store? And then... weeks later some charge back happens on your CC for the ammt. How long do you think you would have to fight to get your own money back---and lose the ability to buy GCs there again or in the entire chain because they now view you as a security risk even though YOU were the honest one! In other words, since the problem happened on your watch, YOU become the problem! Dont let that happen. Wait 90 days if you can. hey you may even get lucky and keep the funds!

yeah! that will help:eek:

The problem is i never got to using the gift card, my card has been charged and i actually paid the credit card off before i discovered the card was not working. Upon calling Incomm i found the store actually deactivated it, and now i have a card which i paid for but cant use it...

Interesting thing on my Chase Freedom - it now requires authorization when I buy beans at CVS. Not on any other Chase card I have, and not when I buy anything else (I buy postage and lunch with Freedom). I don't really want to hold up the line and make them call, so I substitute another Chase card and forfeit the 10% bonus, but does that mean anything?

Your story sounds very fishy. Why would a store manager who suspects fraud only "deactivate" one card? Hell, why sell them to you in the first place?? Makes zero sense.:td: Especially as I don't think it is physically possible to deactivate a card at the store level once the card has been loaded. And why would CVS care anyway? Once the card is loaded, and they've (presumably) checked your bonafides prior to approving the transaction, it becomes the CC company's responsibility, n'est pas?

I suspect what you've got is a card that was improperly used in a transaction (wrong pin/swiped credit instead of debit, charge amount exceeded money on card etc etc) - and that a garden variety temporary hold is on your card - which will come off in a few days to a week.

With only 3 posts to your name, I suspect you are completely befuddled in what you are doing/saying.

No worries, You have put honest efforts to resolve, your last resort would be to call the credit card and dispute the charge, fill in the dispute forms and submit with proofs, your card will be credited and dispute resolved in few weeks, the disputes are expensive to the merchants, the manager will have to do detail explaining to his superiors to justify the cost..