Originally Posted by arsenalman (Post 20833202)

If you can find 10 VRs a month (which i can very easily in my town), then its the easiest way to hit the 5k BB threshold.

Originally Posted by silver6054 (Post 20833132)

I sort of disagree. With all the other options, there is certainly less contention for VR, and while CVS may vary, those that do allow credit card purchase (even if there is a $1K limit) now seem better stocked.

Originally Posted by prasha11 (Post 20833272)

for $5000 VR costs $39.50 + cvs hassle (not on shelf, sometimes cashier act funny. I had enough) not worth it. Google is free and hassle free. Chase - free!, for both need not to go anywhere, 0 costs, no one acts weird or funny, just clicking! believe it or not, VR is fading

Originally Posted by chipahoy82 (Post 20833241)

Out of curiosity, how many different credit cards are you splitting the 10 VRs a month

Originally Posted by arsenalman (Post 20833322)

What do you do with the Chase cards? load it in BB?

Originally Posted by prasha11 (Post 20833459)

yes, at WM

Originally Posted by arsenalman (Post 20833331)

right now i am splitting 4/5 cards for 10K of activity (i have 2 BBs - wife and mine). I am careful with Amex activity, not so much with Visa/MC.

Originally Posted by chipahoy82 (Post 20833509)

I'm guessing none of the Visa/MCa are Citi cards?

Originally Posted by silver6054 (Post 20833132)

I sort of disagree. With all the other options, there is certainly less contention for VR, and while CVS may vary, those that do allow credit card purchase (even if there is a $1K limit) now seem better stocked.

GreatPeer: it is all explained in various places both here and in the infamous circles and arrows on blogs. Basically VR = Vanilla Reload, a card that is used to reload various other cards, cost $3.95 + reload cost of up to $500. Some CVS allow you to purchase them with credit cards, getting the points etc, for the $3.95 charge. You can then use the card to reload say an Amex Bluebird, which you can then use to pay bills, including your credit card bill, or transfer to your bank account.

Originally Posted by prasha11 (Post 20833272)

for $5000 VR costs $39.50 + cvs hassle (not on shelf, sometimes cashier act funny. I had enough) not worth it. Google is free and hassle free. Chase - free!, for both need not to go anywhere, 0 costs, no one acts weird or funny, just clicking! believe it or not, VR is fading

Originally Posted by lad2 (Post 20833684)

LoL, really? VR has been around for at least a whole year. I have no problem getting tons of VRs monthly with the clusters of CVS stores around me. No doubt it won't last forever.

GW and Chase are only free temporarily and have actual limits built in (unlike VRs which are only limited by a third-party, CVS). If anything, I'd say those two are fading, not VR (at least for a while, much longer).

Originally Posted by TheDapperDon (Post 20833728)

I enjoy having a combination of everything so I can spread the spending around.

Originally Posted by arsenalman (Post 20833480)

ordering one right now to see. loading it to BB is easy at WM or is it like cvs (some let you use GC/CC and some dont)?

Originally Posted by lad2 (Post 20833684)

LoL, really? VR has been around for at least a whole year. I have no problem getting tons of VRs monthly with the clusters of CVS stores around me. No doubt it won't last forever.

GW and Chase are only free temporarily and have actual limits built in (unlike VRs which are only limited by a third-party, CVS). If anything, I'd say those two are fading, not VR (at least for a while, much longer).