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-   -   CVS master thread(2013-2016) (https://www.flyertalk.com/forum/manufactured-spending/1449551-cvs-master-thread-2013-2016-a.html)

JRV62 Feb 12, 2014 7:27 am


Originally Posted by GetawaysRus (Post 22333118)
Not true in my neck of the woods.

I purchased 2 VRs at 499.75 each today using a credit card. (Remember that the 3.95 fee does not count towards the 1000 "gotta scan your DL" limit). My DL was not scanned.

I would think you could also do 500 on the first card and then 499 + change on the second card. As long as the total loaded onto the cards is under 1K, the cashier is not asking for my DL. And that is what I prefer. After the Target fiasco, the fewer the number of retailers who have my info in their system the better I feel. (There is of course a downside to this approach. I have 2 BB accounts (one for me, one for wife). So this can mean up to 10 CVS visits per month. I'm fortunate that I've got a CVS that is only a few blocks from work.)

You are correct, but the poster was asking how to go above 1k which will trigger the dl scan after the first 500-- staying below 1k is nationwide w/o dl scan. And even though they dont have your dl they still have your cc info so your still as vulnerable to cc hackers as everyone else.

tymothy Feb 12, 2014 9:20 am

Data point: Went to one CVS, attempting to purchase $1500 VR. Was told $1k/day limit. DL scanned, swiped CC, purchased $1k. Later, went to second CVS, (limit of 1k had been stated, one cashier had said that no CC were allowed) attempting to purchase $1500 VR. Checked out at a pharmacy register, DL scanned, swiped different CC, purchased $1.5k.

Conclusion: Scanning driver's licenses does not appear to enforce a $1k daily limit across all stores. Limits do not seem to be necessarily hard-coded into the register, at least up to $1.5k.

lad2 Feb 12, 2014 9:35 am


Originally Posted by tymothy (Post 22335425)
Data point: Went to one CVS, attempting to purchase $1500 VR. Was told $1k/day limit. DL scanned, swiped CC, purchased $1k. Later, went to second CVS, (limit of 1k had been stated, one cashier had said that no CC were allowed) attempting to purchase $1500 VR. Checked out at a pharmacy register, DL scanned, swiped different CC, purchased $1.5k.

Conclusion: Scanning driver's licenses does not appear to enforce a $1k daily limit across all stores. Limits do not seem to be necessarily hard-coded into the register, at least up to $1.5k.

5K is the corporate limit, hard-coded across stores. Anything less is only the individual policy per that store's manager.

Blueskyheaven Feb 12, 2014 9:52 am


Originally Posted by lad2 (Post 22335517)
5K is the corporate limit, hard-coded across stores. Anything less is only the individual policy per that store's manager.

many CVS are saying it is $200 cash load limit per transaction and that too with ID scan. Asked why and said we need to keep a record of who paid it. No CC and says we are not a gift card stores. & our customers are mainly the real drug store customers

hitman1420 Feb 12, 2014 10:32 am


Originally Posted by Blueskyheaven (Post 22335639)
many CVS are saying it is $200 cash load limit per transaction and that too with ID scan. Asked why and said we need to keep a record of who paid it. No CC and says we are not a gift card stores. & our customers are mainly the real drug store customers

I've only read of 1 instance where a CVS said $200. Seems like it's a regional thing.

xdeeman Feb 12, 2014 10:51 am

Who's left "holding the bag"?
 
I have wondered about this a lot since MS'ing.

In a typical transaction where someone buys VR's at CVS and uses the VR to fund BB and then use BB Billpay to pay their CC (a typical closed loop) exactly who gets "slighted" or short-changed in this scenario?

Is it CVS since they loose out on their CC fees or is it the VR company or...?

Again, just curious.

FlightNurse Feb 12, 2014 10:55 am


Originally Posted by xdeeman (Post 22336000)
I have wondered about this a lot since MS'ing.

In a typical transaction where someone buys VR's at CVS and uses the VR to fund BB and then use BB Billpay to pay their CC (a typical closed loop) exactly who gets "slighted" or short-changed in this scenario?

Is it CVS since they loose out on their CC fees or is it the VR company or...?

Again, just curious.

A few pages back people talked about other items they buy at CVS while picking up beans, so CVS makes money on the items the MS buy while at CVS.

timmy83 Feb 12, 2014 10:57 am


Originally Posted by ctbarron (Post 22332603)
I'd say there's about a 95% chance the cashiers are screwing something up.

BUT, I have one CVS that has the the same issue. They ring up one, try to do the second (any amount, total of the 2 VR's below $1k) and their system freezes. I thought this wasn't real until one of the cashiers I've been buying from successfully (over $1k) for a year showed me the screen. I have no idea what this issue is - bad software install, broken scanner, who knows. I don't use this CVS much anymore.

I've had the same experience at a CVS that I've successfully returned to and purchased from.

trippinbilly Feb 12, 2014 11:18 am


Originally Posted by FlightNurse (Post 22336027)
A few pages back people talked about other items they buy at CVS while picking up beans, so CVS makes money on the items the MS buy while at CVS.

Yes. Filled a prescription there this week, which otherwise wouldn't have been. Bought Valentine's chocolates for my students that were on sale. We drink the jugs of Arizona Iced Tea and I buy it there. About the same price as the grocery store. Among other items. I just try to make sure I'm not overspending or buying stuff I wouldn't normally buy, or that would diminish the benefits. I generally look at the flyer before going in so I know what to get.

healthnut Feb 12, 2014 11:40 am


Originally Posted by xdeeman (Post 22336000)
I have wondered about this a lot since MS'ing.

In a typical transaction where someone buys VR's at CVS and uses the VR to fund BB and then use BB Billpay to pay their CC (a typical closed loop) exactly who gets "slighted" or short-changed in this scenario?

Is it CVS since they loose out on their CC fees or is it the VR company or...?

Again, just curious.

I had a talk with one my go-to employees about the whole tobacco thing and I asked her if they ever made much money selling cigarettes. She said no, but they made money from the additional items people would buy when they bought cigarettes. She then picked up a VR and said, "I'm pretty sure it's the same situation with these."

tymothy Feb 12, 2014 11:46 am


Originally Posted by xdeeman (Post 22336000)
I have wondered about this a lot since MS'ing.

In a typical transaction where someone buys VR's at CVS and uses the VR to fund BB and then use BB Billpay to pay their CC (a typical closed loop) exactly who gets "slighted" or short-changed in this scenario?

Is it CVS since they loose out on their CC fees or is it the VR company or...?

Again, just curious.


My guess is it's just the credit card companies paying out rewards. CVS likely pays no fees on the amount you load on the card itself and gets a cut of the activation fees, as does Incomm. Notice how the register receipt separates the fees from the amount loaded? CC companies may get the interchange fees on the $3.95 fee when a CC is used.

thewhitezone Feb 12, 2014 12:37 pm

I've been lurking, reading, doing homework for a few weeks before even opting to get a BB and start MS'ing. I'm in NYC with no car, so I'm doing some exploratory searching to see if it's even feasible to make progress given my circumstances.

I have been to eight CVS in three boros of NYC since Monday. Not a VR to be seen. At two locations, the store staff voluntarily told me their delivery schedule. Have been back to both since (twice), Still no VRs even in view.

I have seen ample quantities at 7-11 and Duane Reade and decided to test the cash-only consensus since I believe that YMMV is the ultimate maxim for the points game (and for life). No dice.

I should also note that in every store, the staff knew exactly what i was looking for and knew the drill. Interestingly, I've gotten attitude from CVS staff at two of the manhattan locations, but in the boros is where they are voluntarily telling me when to try back.

Nonetheless, i got nothing to show so far. Not that I was expecting instant gratification after reading about the NYC dearth. But still, if you ARE having success in NYC, how are you achieving it?

waygora Feb 12, 2014 12:43 pm

VR's are super competitive in NYC. I go to a CVS one by my office, accepts CC's for VR's. People are always hiding them, it's really annoying. Today they were "out," and there were about 10 hidden behind the xBox GC's. I always put them back in the correct spot, personally I think they should be fair game always.

thewhitezone Feb 12, 2014 12:51 pm


Originally Posted by waygora (Post 22336716)
VR's are super competitive in NYC. I go to a CVS one by my office, accepts CC's for VR's. People are always hiding them, it's really annoying. Today they were "out," and there were about 10 hidden behind the xBox GC's. I always put them back in the correct spot, personally I think they should be fair game always.

care to PM me the location? curious whether it's one of the ones I've hit this week... and of course, curious whether I can get it on what you're finding...

PaulMSN Feb 12, 2014 1:41 pm


Originally Posted by waygora (Post 22336716)
VR's are super competitive in NYC. I go to a CVS one by my office, accepts CC's for VR's. People are always hiding them, it's really annoying. Today they were "out," and there were about 10 hidden behind the xBox GC's. I always put them back in the correct spot, personally I think they should be fair game always.

You should suggest that they keep them behind the counter, as is done at many locations.


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