Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Jun 22, 2013, 9:51 pm
#601
Join Date: Nov 2005
Location: Anaheim Hills, CA
Programs: UA 1K, 1.3mm
Posts: 918
Jun 22, 2013, 9:58 pm
#602
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Jun 23, 2013, 4:56 am
#603
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
mobile app has more details on transaction as well.
the first time actually I see that mobile interface for financial app to be superior to web one.
the first time actually I see that mobile interface for financial app to be superior to web one.
Jun 23, 2013, 7:27 am
#604
Join Date: May 2013
Posts: 1,153
I just tested with adding Chase with 2x accounts making total of 3x. 1x was added a while ago, and 2x I just added with the same exact payment address with the first one. 2x shows physical payment address and 1x shows 877. I deleted one of the 2x one, kept the same payment address but changed the phone to 877. No problem getting added. Since I just added these 2x, I really don't know if it'll be electronic or physical check.
I heard that GB members can add only one like you...maybe it's something to do with "Beta" logo went away from the GB logo on the home page a while back.
Last edited by vagrants; Jun 23, 2013 at 7:55 am
Jun 23, 2013, 9:00 am
#605
Join Date: Nov 2005
Location: Anaheim Hills, CA
Programs: UA 1K, 1.3mm
Posts: 918
I can speak for only AMEX, but I was able to add 2x AMEX accounts on the GB through FireFox on a Windows box easily...less than a min. I used GB to pay only 1x AMEX account and it seems this one is electronic and another AMEX account I sat up might be physical check since under "Manage Payee", it shows the full address instead of just 800 number.
I just tested with adding Chase with 2x accounts making total of 3x. 1x was added a while ago, and 2x I just added with the same exact payment address with the first one. 2x shows physical payment address and 1x shows 877. I deleted one of the 2x one, kept the same payment address but changed the phone to 877. No problem getting added. Since I just added these 2x, I really don't know if it'll be electronic or physical check.
I heard that GB members can add only one like you...maybe it's something to do with "Beta" logo went away from the GB logo on the home page a while back.
I just tested with adding Chase with 2x accounts making total of 3x. 1x was added a while ago, and 2x I just added with the same exact payment address with the first one. 2x shows physical payment address and 1x shows 877. I deleted one of the 2x one, kept the same payment address but changed the phone to 877. No problem getting added. Since I just added these 2x, I really don't know if it'll be electronic or physical check.
I heard that GB members can add only one like you...maybe it's something to do with "Beta" logo went away from the GB logo on the home page a while back.
Jun 23, 2013, 3:42 pm
#607
Join Date: Dec 2009
Location: BOS
Programs: AA, SPG, UA, CSP
Posts: 338
are people using GB to pay off their mortgages?
Jun 23, 2013, 5:46 pm
#608
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Thanks for the tips on using the app. Way more efficient.
Jun 24, 2013, 9:17 am
#611
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I'm using BB for mortgage payments. I need to test payments on the android app for GB, because it was frustrating not to be able to set up payments for multiple cards from the same bank.
Are any of you mixing in any swipes on your GB? I've only been bill paying so far...
Are any of you mixing in any swipes on your GB? I've only been bill paying so far...
Jun 24, 2013, 10:11 am
#612
Join Date: Nov 2005
Location: Anaheim Hills, CA
Programs: UA 1K, 1.3mm
Posts: 918
I'm using BB for mortgage payments. I need to test payments on the android app for GB, because it was frustrating not to be able to set up payments for multiple cards from the same bank.
Are any of you mixing in any swipes on your GB? I've only been bill paying so far...
Are any of you mixing in any swipes on your GB? I've only been bill paying so far...
Jun 24, 2013, 11:06 am
#613
Join Date: Jun 2013
Posts: 194
For anyone who requested an invite and didn't hear back, try signing up again after a few weeks. I did and got in instantly, for some damn reason.
How long have you guys been waiting for your Walmart reloads to clear? I've read a few posts about it being hours but my 2 register $500 reloads from Sunday are still listed as pending.
How long have you guys been waiting for your Walmart reloads to clear? I've read a few posts about it being hours but my 2 register $500 reloads from Sunday are still listed as pending.
Jun 24, 2013, 11:10 am
#614
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
For anyone who requested an invite and didn't hear back, try signing up again after a few weeks. I did and got in instantly, for some damn reason.
How long have you guys been waiting for your Walmart reloads to clear? I've read a few posts about it being hours but my 2 register $500 reloads from Sunday are still listed as pending.
How long have you guys been waiting for your Walmart reloads to clear? I've read a few posts about it being hours but my 2 register $500 reloads from Sunday are still listed as pending.
Two pages back.
Jun 24, 2013, 11:14 am
#615
Join Date: Jun 2013
Posts: 194