Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Jun 26, 2013, 9:23 am
#692
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Another observation, BB gets payments to the company much faster than GB does. I really wish BB had 10k limits. I'm not married, so I can't get another BB.
Jun 26, 2013, 9:26 am
#693
Join Date: May 2013
Posts: 1,153
It depends upon who you are paying. Some get payments on the date of withdraw (pretty much next day payment). Some get payments on the date of payment. Oh, yes, a payment was sent electronically even on Sat for my one of CCs. I hate the variability though.
Last edited by vagrants; Jun 26, 2013 at 9:41 am
Jun 26, 2013, 10:14 am
#696
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Another partner they mentioned in previous press release was Kmart, which will supposedly join in promotion soon after RA's one start on July 4th.
They gonna promote it via RA and MetroPCS (cell phone operator). I'd speculate that are the potential new reload places...
Jun 26, 2013, 10:20 am
#697
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
I got some odd looks yesterday when I walked in and loaded 2 GB's and then 2 BB cards... took about 10 minutes and was able to load $5K between them all but I think the employees were beginning to wonder what I was doing at the kiosk that long and with that many cards.
Jun 26, 2013, 10:29 am
#698
Join Date: May 2013
Posts: 1,153
I got some odd looks yesterday when I walked in and loaded 2 GB's and then 2 BB cards... took about 10 minutes and was able to load $5K between them all but I think the employees were beginning to wonder what I was doing at the kiosk that long and with that many cards.
Jun 26, 2013, 11:02 am
#699
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Yeah, I think I'm going to load 1k max and go to WM near work during the day and then the one near my house during another time.
Jun 26, 2013, 11:55 am
#700
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
Jun 26, 2013, 12:04 pm
#701
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I'm still waiting for this:
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Jun 26, 2013, 12:14 pm
#702
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
I'm still waiting for this:
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Also, leading up to July 4, GoBank will begin in-store promotions for GoBank. Rite Aid promotions are the first to launch, shortly followed by Barnes & Noble College bookstores and other previously announced retailers.
Jun 26, 2013, 12:21 pm
#703
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
I'm still waiting for this:
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Deposit Cash for Free – You can deposit cash for free at more than 3,900 Walmart locations with Rapid Reload nationwide (not available in VT or WY). The cashier will swipe your GoBank card and add cash directly to your account. There's no charge for this, and the money will be available instantly. We allow between $20 (minimum) and $1,100 (maximum) per transaction. The maximum you can deposit in cash in one day is $2,500. Keep a look-out here for new cash deposit locations, which we'll be adding soon.We’re sorry, but we cannot accept checks or cash mailed to us for deposit or inbound wire transfers.
Jun 26, 2013, 12:28 pm
#704
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
On the other hand even if they introduce reloads say via cash register even if for free, its capacity would be nowhere near WM's atm or its line of 25+ registers...
But let's see, wait for July 4-th.
May be good to loading already accumulated stuff like MVD or AN for example... But not for bunch of $100 gc
But let's see, wait for July 4-th.
May be good to loading already accumulated stuff like MVD or AN for example... But not for bunch of $100 gc
Jun 26, 2013, 12:30 pm
#705
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
