Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Jun 22, 2013, 7:03 pm
#586
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Btw asking help here is no use, you will often get frustrated souls responding nastily. Push it back like you did ^
Jun 22, 2013, 7:07 pm
#587
Join Date: Feb 2009
Posts: 64
I skimmed the first few and last few pages and no answer. I searched "invitation" and no answer. I googled and no answer. It would take me an hour to peruse every page to find the answer to a question that: is simple, has a quick, two-word answer, is not "revealing" to the intricacies of the strategy, doesn't give anything away, etc. Responding to say my answer is 2 pages up is fair. Responding with a lie ("6 months") is a dick move. I didn't ask for someone to lay out a step-by-step guide for me -- I asked a simple factual question.
Jun 22, 2013, 7:10 pm
#588
Join Date: May 2013
Posts: 1,153
Your answer to the redundant question was given a while back that FB or Twitter expedites the invite. And, I assume that you collected this FB or Twitter information within this thread since you did not give your personal experience about it.
Jun 22, 2013, 7:17 pm
#590
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
I disagree. I've helped with this GB or MC @ WM or whatever. Having the same question over and over and over is not helpful to this thread at all.
Your answer to the redundant question was given a while back that FB or Twitter expedites the invite. And, I assume that you collected this FB or Twitter information within this thread since you did not give your personal experience about it.
Your answer to the redundant question was given a while back that FB or Twitter expedites the invite. And, I assume that you collected this FB or Twitter information within this thread since you did not give your personal experience about it.
2nd (and more important) dont start this with me, it might get painful
Jun 22, 2013, 7:20 pm
#591
Join Date: Nov 2012
Programs: Hyatt Diamond, Hilton Diamond, SPG Gold, Will never by anything with airlines
Posts: 287
Bill Pay feature
Alright, read the thread...prob over looked it, though i did come away with a lot of knowledge of load limits/patterns
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Jun 22, 2013, 7:23 pm
#592
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Alright, read the thread...prob over looked it, though i did come away with a lot of knowledge of load limits/patterns
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Additionally you can set up reoccurring payments
Jun 22, 2013, 7:23 pm
#593
Join Date: May 2013
Posts: 1,153
It's life, learn to live with it instead of telling me that I had a nasty reply. Honestly, your response was nasty too for who actually giving and helping others. Very disrespectful.
Jun 22, 2013, 7:36 pm
#594
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Well, yeah, I'm a person. Sometime I'm mad about something, sometimes I get annoyed with the redundant question that I normally ignore, etc, etc.
It's life, learn to live with it instead of telling me that I had a nasty reply. Honestly, your response was nasty too for who actually giving and helping others. Very disrespectful.
It's life, learn to live with it instead of telling me that I had a nasty reply. Honestly, your response was nasty too for who actually giving and helping others. Very disrespectful.
No offense btw
And none taken!
Jun 22, 2013, 7:40 pm
#596
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
9/10 the questions that are asked such as "how do we set a pin," "which gc should I buy," "how do I get funds off BB," have all been answered numerous times and can be found easily by searching, reading, or doing very basic research into the product, which you should do before putting your money with ANY company.
No one on FT minds helping, if the question is legitimate and the user has made a reasonable attempt to find the answer for themselves. Additionally, asking for people to read the last ~10 pages is not unreasonable, when I have an event at work and can't get on FT for a few days, I'll read back however many pages it takes to catch up.
Someone said it best a while back, with things like this, you're potentially getting hundreds, or even thousands of dollars in travel for next to nothing, but people won't even put 15 minutes into figuring it out before asking to be spoon fed the information.
No one on FT minds helping, if the question is legitimate and the user has made a reasonable attempt to find the answer for themselves. Additionally, asking for people to read the last ~10 pages is not unreasonable, when I have an event at work and can't get on FT for a few days, I'll read back however many pages it takes to catch up.
Someone said it best a while back, with things like this, you're potentially getting hundreds, or even thousands of dollars in travel for next to nothing, but people won't even put 15 minutes into figuring it out before asking to be spoon fed the information.
Jun 22, 2013, 7:52 pm
#597
Join Date: May 2013
Posts: 939
These threads make for great reads and are VERY insightful.
I often find myself RE-READING threads ... even threads that I am active in.
Not a lot of tolerance for people who require spoon feeding on this board Im afraid.
There are other forums where SPing is the norm but it is assumed that if you are here you are prepared to do your own due diligence.
diligence 1 |ˈdiləjəns|
noun
careful and persistent work or effort.
I often find myself RE-READING threads ... even threads that I am active in.
Not a lot of tolerance for people who require spoon feeding on this board Im afraid.
There are other forums where SPing is the norm but it is assumed that if you are here you are prepared to do your own due diligence.
diligence 1 |ˈdiləjəns|
noun
careful and persistent work or effort.
Jun 22, 2013, 9:12 pm
#598
Join Date: May 2013
Location: Sacramento, CA
Posts: 374
Alright, read the thread...prob over looked it, though i did come away with a lot of knowledge of load limits/patterns
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Just set mine up, card arriving soon (one week I gather)
How does the Bill Pay interface work? All i see is the blank check field, and then the steps for GB to send them a check. Is there a way to do it similar to BB? e.g. type in "American Express" and set up the new payee?
Jun 22, 2013, 9:30 pm
#599
Join Date: Nov 2005
Location: Anaheim Hills, CA
Programs: UA 1K, 1.3mm
Posts: 918
There's an "Add Payee" link right above the check. The whole thing is pretty funky - you have to do it all manually, and it doesn't allow for two-line addresses or ZIP+4. Once you've created the payee, go back to the blank check and start typing in the name field and it will bring up the list of your payees.
Jun 22, 2013, 9:48 pm
#600
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887