Getting spending up without the Mint
#2056
Suspended
Join Date: May 2012
Location: Anywhere warm & sunny
Programs: UAdbaCO-Silver, DL-Kryptonium Med, AA-Silver
Posts: 33
#2057
Suspended
Join Date: May 2012
Location: Anywhere warm & sunny
Programs: UAdbaCO-Silver, DL-Kryptonium Med, AA-Silver
Posts: 33
Hi All,
I checked out the local Office Depot for the re-loadable Amex but they were sold out... so for Gift Card options I have 5K from Amex website with a rebate of 1.4%. ( I saw a 5K per transaction limit, so maybe I could run the whole 8.5K through here).
Any help appreciated.
Matt
I checked out the local Office Depot for the re-loadable Amex but they were sold out... so for Gift Card options I have 5K from Amex website with a rebate of 1.4%. ( I saw a 5K per transaction limit, so maybe I could run the whole 8.5K through here).
Any help appreciated.
Matt
https://www212.americanexpress.com/d...id=23043039110
Get it with no load and free shipping, Go back of Office Depot and buy $7500 worth of Vanilla Network load cards. Purchase with your Ink Gold for 42.5k UR points Now you can take all the time you need to spend the $7500
#2058
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
You can get the AMEX prepayed card here And NO I don't get anything for this link.
https://www212.americanexpress.com/d...id=23043039110
Get it with no load and free shipping, Go back of Office Depot and buy $7500 worth of Vanilla Network load cards. Purchase with your Ink Gold for 42.5k UR points Now you can take all the time you need to spend the $7500
https://www212.americanexpress.com/d...id=23043039110
Get it with no load and free shipping, Go back of Office Depot and buy $7500 worth of Vanilla Network load cards. Purchase with your Ink Gold for 42.5k UR points Now you can take all the time you need to spend the $7500
I'm looking to see if I can prepay quarterly taxes as a last ditch effort- but that comes with a fee I'd rather avoid.
#2059
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
Just based upon your subject line, this is an easy problem to solve. Just issue my wife an additional card and it will be done
Otherwise, since it is an Ink Bold, have you considered for 5X points
1) Prepay cable tv/Internet bill
2) Prepay cell phone bill
3) Office supply gift cards - as you noted not so easy to liquidate
Stacking Topcashback, etc aside, have you considered grocery store GC purchases to double dip with fuel rewards? Kroger's running a 4X GC and they do sell lots of restaurant and/or retail stores (e.g. Target) items.
There really aren't a lot of options besides the ATM cash out of the reloadable Office Depot Amex card. At that sort of volume though, you may run into problems with Chase, or Amex, or both.... This is why prepaying daily expenses or using for other purposes instead of trying to go for cash equivalents may be wiser.
Hate to say it, but a fully refundable first class ticket would do the trick too...
Otherwise, since it is an Ink Bold, have you considered for 5X points
1) Prepay cable tv/Internet bill
2) Prepay cell phone bill
3) Office supply gift cards - as you noted not so easy to liquidate
Stacking Topcashback, etc aside, have you considered grocery store GC purchases to double dip with fuel rewards? Kroger's running a 4X GC and they do sell lots of restaurant and/or retail stores (e.g. Target) items.
There really aren't a lot of options besides the ATM cash out of the reloadable Office Depot Amex card. At that sort of volume though, you may run into problems with Chase, or Amex, or both.... This is why prepaying daily expenses or using for other purposes instead of trying to go for cash equivalents may be wiser.
Hate to say it, but a fully refundable first class ticket would do the trick too...
#2060
Join Date: Sep 2011
Location: Ann Arbor, MI
Posts: 308
It's the part about getting the money back in time to pay your credit card bill that is so difficult. If you have more time, use kivalens.org to loan a bunch of money through kiva.org. You'll likely get 100% back, but it will take many months. If you're really stuck, you can use PayDivvy.com. They'll take a 3.5% cut, but it might be worth it to avoid losing the 50K bonus. I did a PayDivvy test run with a $200 Visa card I had bought at an office supply store and it worked fine.
#2061
Join Date: Apr 2012
Location: NYC
Programs: JB AA UA HHgold ICplat MRplat UR
Posts: 105
You can get the AMEX prepayed card here And NO I don't get anything for this link.
https://www212.americanexpress.com/d...id=23043039110
Get it with no load and free shipping, Go back of Office Depot and buy $7500 worth of Vanilla Network load cards. Purchase with your Ink Gold for 42.5k UR points Now you can take all the time you need to spend the $7500
https://www212.americanexpress.com/d...id=23043039110
Get it with no load and free shipping, Go back of Office Depot and buy $7500 worth of Vanilla Network load cards. Purchase with your Ink Gold for 42.5k UR points Now you can take all the time you need to spend the $7500
#2063
Join Date: Nov 2010
Location: Brooklyn
Programs: AMEX Plat, AAdvantage Gold, UA, SPG Gold, HHonors Gold
Posts: 963
It's the part about getting the money back in time to pay your credit card bill that is so difficult. If you have more time, use kivalens.org to loan a bunch of money through kiva.org. You'll likely get 100% back, but it will take many months. If you're really stuck, you can use PayDivvy.com. They'll take a 3.5% cut, but it might be worth it to avoid losing the 50K bonus. I did a PayDivvy test run with a $200 Visa card I had bought at an office supply store and it worked fine.
I have about 1700 a month coming back in from Kiva right now, so that is certainly an option. I buy the big 3K giftcard, register and load up the lot (much easier than lots of small ones) there is the small kickback from BC, but not the bonus points I would love.
#2064
Join Date: Nov 2011
Posts: 766
It's the part about getting the money back in time to pay your credit card bill that is so difficult. If you have more time, use kivalens.org to loan a bunch of money through kiva.org. You'll likely get 100% back, but it will take many months. If you're really stuck, you can use PayDivvy.com. They'll take a 3.5% cut, but it might be worth it to avoid losing the 50K bonus. I did a PayDivvy test run with a $200 Visa card I had bought at an office supply store and it worked fine.
#2065
Join Date: Mar 2012
Posts: 784
Green dot was a no go for me
I tried at krogers and at speedway on separate days. CC declined by computers with employees having no override authority. In fact, it just tied up the register at speedway. I'm thinking the answer may end up being my new suntrust debit card, but I need to read A LOT more about ACH, PIN transactions,etc. Now, I am the proud owner of one of these cards and need to read how to get my money back out via pay pal. Another billable hour wasted
#2066
Join Date: Apr 2012
Location: NYC
Programs: JB AA UA HHgold ICplat MRplat UR
Posts: 105
I tried at krogers and at speedway on separate days. CC declined by computers with employees having no override authority. In fact, it just tied up the register at speedway. I'm thinking the answer may end up being my new suntrust debit card, but I need to read A LOT more about ACH, PIN transactions,etc. Now, I am the proud owner of one of these cards and need to read how to get my money back out via pay pal. Another billable hour wasted
Apparently even if you were able to buy this with a cc it can't be scaled well.
#2068
Join Date: May 2005
Location: NYC
Posts: 1,755
Hi All,
I am looking for some options to get my spend up to 10K in 2 weeks... I applied for the Ink Bold and they froze my account for 10 weeks and made all sorts of insane errors (such as adding a complete stranger as the primary).
I have asked them for an extension to meet the minimum spend, but in the event that they refuse this I need to meet the spend of 10K by mid June.
I just put $550 to max out my AP for the month, then I can do another 1K next month.
I have no big expenses coming up, having just paid for international travel, large purchases etc.. so I am ideally looking for ideas to get through the remaining 8.5K.
I checked out the local Office Depot for the re-loadable Amex but they were sold out... so for Gift Card options I have 5K from Amex website with a rebate of 1.4%. ( I saw a 5K per transaction limit, so maybe I could run the whole 8.5K through here).
I'm looking for any ideas on meeting spend, that will achieve the following (in order):
1. Provide Liquidity to turn the purchase back to cash to pay the CC
2. Provide the best earnings potential per $ for the transaction -EG 5x and 5x points at Staples through UR with a $3.95 per $100 Visa card - not a bad rate, but I would be stuck with 85 x $100 cards that would be a pain to cash out (unless someone has an option here?)
I could pay the balance but wouldn't want to hold the transaction any more than 6 months before getting the cash back to my bank account, and I am wondering if GC churning might be the solution...
Any help appreciated.
Matt
I am looking for some options to get my spend up to 10K in 2 weeks... I applied for the Ink Bold and they froze my account for 10 weeks and made all sorts of insane errors (such as adding a complete stranger as the primary).
I have asked them for an extension to meet the minimum spend, but in the event that they refuse this I need to meet the spend of 10K by mid June.
I just put $550 to max out my AP for the month, then I can do another 1K next month.
I have no big expenses coming up, having just paid for international travel, large purchases etc.. so I am ideally looking for ideas to get through the remaining 8.5K.
I checked out the local Office Depot for the re-loadable Amex but they were sold out... so for Gift Card options I have 5K from Amex website with a rebate of 1.4%. ( I saw a 5K per transaction limit, so maybe I could run the whole 8.5K through here).
I'm looking for any ideas on meeting spend, that will achieve the following (in order):
1. Provide Liquidity to turn the purchase back to cash to pay the CC
2. Provide the best earnings potential per $ for the transaction -EG 5x and 5x points at Staples through UR with a $3.95 per $100 Visa card - not a bad rate, but I would be stuck with 85 x $100 cards that would be a pain to cash out (unless someone has an option here?)
I could pay the balance but wouldn't want to hold the transaction any more than 6 months before getting the cash back to my bank account, and I am wondering if GC churning might be the solution...
Any help appreciated.
Matt
After your Ultimate rewards points post, CANCEL the ticket and have it credited back!
#2069
Join Date: Apr 2012
Location: NYC
Programs: JB AA UA HHgold ICplat MRplat UR
Posts: 105
I'd like some input from anyone that attempted this. When the purchase was credited, were there any adverse repercussions?
#2070
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
I would use the advice posted elsewhere that do it in such a way that when you refund the tickets it is offset by other spend so it really just buys you more time to make the spend