if your account gets flagged for review you will know it.
You will receive a warning that says the transaction could not be completed.......

You will likely receive an email as well. In any case, there is NO warning in advance until you push the money through and it gets caught up on the other side.

If it gets caught up on the first side and the transfer is not allowed, then the money went no where (this is usually not the case).

You need to know the limits and not go over, that's for certain.

You might consider an alternate hobby. Playing any of the games in this part of FT run the risk of your cash getting locked up for a period of time. Rare is it that people lose money (though not never), the situation you find yourself in is far from unique and invariably will happen again if you keep playing this game.

If you are truly "worried silly" and "going crazy," perhaps consider gardening or something similar with less risk.

;)

I sync my desktop Quicken program to all my deposit, investment and credit accounts on a daily basis. I understand the passwords are stored locally in a password protected "vault." I'm sure that vault is hackable, but that's a risk I accept.

I keep a master spreadsheet of logins (also password protected...helpful, but not 100% I'm sure) and it is well over 250 line items. So many different rules ... Some require three of four of upper, lower, number and symbol; others don't allow symbol, some aren't case sensitive, some are 8 characters minimum, some are 8 characters maximum. Argh.

Planes are falling out of the sky every day because of this, mate... ;)

From reading the thread I know everyone says a quick A --> B --> A cycling is not recommended. Can you add a reasonable pause and then reverse? For example, A to B for 2 months, no transactions for 2 months, then B to A for two months? Or does A --> B then preclude B --> A no matter the length of time?

I (A) no longer need AP for min spend while B now needs AP. We have no C. Thanks.

I cycle A --> B then pay A's bill. A is my authorized user. Not sure how intelligent that particular strategy is, but it's worked for the last few months.

I have tried sending back and forth between three accounts and so far so good. e.g. A --> B --> C --> A --> C --> B...

Well, I did read it, but as I mentioned in that thread, in my excitement of seeing a bunch of vanila cards, I messed up. No worries, mistakes happen and one learns from them and moves on.

Thanks shoreline!! I sent $1000 to my wife's account, split it into 3 weekly transactions, and then one week later, transferred the money. So far good. Will try again next month.

Thanks once again.

Is there any chance of raising any flags for using the following in completing my spend requirements:
-Sign me and fiancee up for AP
-Add fiance as the authorized user on one of my cards (card B).
-Send $1000 throughout the month with card A from my account to her amazon account.
-Send $1000 throughout the month with card B from her amazon account to mine.

I'd be interested in finding out too. How about you read the thread and then come back and let me know?

I don't suppose that there is any chance that your fiancee owns a credit card that doesn't have your name on the account?

Just wondering......

I have read through it, but at 1800 posts its getting hard to keep up. The issue I have is that my fiancee does not have any credit cards (immigrating). I wondered if using this method with two AP accounts for two separate people but using both cards under my name (one authorized for my fiancee) will raise flags.

Got "fanged" :(
 

Multiple accounts opened to potentially enhance this limit will be closed. Tran showed pending for almost 6 hours and then the dreaded email... Account closed! Oh well... Was good while it lasted...

For future reference. If you are going to post about getting shut down, detail the method used. Posting that you got shut down for multiple accounts does very little to further the discussion or help other members.

The "safe" number has always been three accounts with unique email addresses and unique bank accounts. At one point in time in the very beginning there was an email sent out stating that there could only be three accounts per household. YES, there may be people doing more than this... I don't work for Amazon so I have no idea what they do to flag accounts or if signing up for three accounts in one day will raise red flags. This is anecdotal evidence from someone who has worked this deal from day one.

Splitting up payments, changing credit cards, etc... has done nothing but add time. There is no evidence that it helps prevent you getting flagged. I use the same credit card and max out all three account (that all have the same SS#) each month. Playing it "safe" would be to stick in line with that, anything beyond that... or people trying to get back in the game after being frozen out is YMMV.

Hope this helps anyone out there thinking about doing this or is currently doing it. Don't over complicate things, don't get your brother's dog involved, I spend 5 minutes the 1st of each month on AZ payments, wait a few days.. pay off my credit card. Easy as that.

Feel free to PM me any questions if you have any "basic" questions. I will not be able to tell you how to go beyond 3 accounts. I only know from my own experience. I want to help other members so that they do not make mistakes making this more complicated than it should be. I also am a strong believer that you should not pull anyone into this deal as it is not necessary from my experience. I've also had no experience having my account frozen or "fanged" so I can't help you there.