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-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   Amazon Payments (https://www.flyertalk.com/forum/manufactured-spending/1144591-amazon-payments.html)

Nekamah7 Mar 5, 2013 10:49 am


Originally Posted by Joesh (Post 20364520)
Even spread out in small amounts?

There's no definite answer. Some are FR'd, others not.

Kay_nyc Mar 5, 2013 10:52 am


Originally Posted by frank_10b (Post 20353310)
any updates on AP and You S Bank? the hotel or the propriety bank's perks programs? Need to top up an acct.
of course PM welcome.
thanks!

I'm also curious about this. I'd like to use AP to get my FlexPts balance up to an even 60,000 after I meet the minimum spend on my biz card (I'm done with the min. spend for the Olympic promo).

joogle Mar 5, 2013 10:55 am

if I buy $1500 in Amex Gift cards using southwest, what's the best way to cash them out, would it be to use AMazon payment in the next month?

These can't get added to Amex Bluebird, right?

Thanks

AlohaDaveKennedy Mar 5, 2013 11:24 am

Not to worry - AMEX FRs have improved since they stopped waterboarding customers in January.:p


Originally Posted by flyertalkingallday (Post 20362250)
Not recommended, as Amazon Payments transactions are likely to trigger financial reviews from AMEX.


newbynewbynew Mar 5, 2013 11:25 am


Originally Posted by joogle (Post 20364631)
if I buy $1500 in Amex Gift cards using southwest, what's the best way to cash them out, would it be to use AMazon payment in the next month?

These can't get added to Amex Bluebird, right?

Thanks

Read the thread and you will get your answer. Your questions have been asked over and over.

shoreline Mar 5, 2013 11:38 am


Originally Posted by joogle (Post 20364631)
if I buy $1500 in Amex Gift cards using southwest, what's the best way to cash them out, would it be to use AMazon payment in the next month?

These can't get added to Amex Bluebird, right?

Thanks

yes, with AP you can use these, &

no, you cannot use them to load BB directly.

however, be sure to read up on what the AP limits are.

AlohaDaveKennedy Mar 5, 2013 2:11 pm

Those AP limits, to quote Jack Sparrow, are "more what you'd call 'guidelines' than actual rules." But be warned that Cardinal Fang is conducting Jungle Warfare and the jungle is no country for old men.:eek:

Sheriff Ed Tom Bell: Well, Fang would torture em' first. I don't know why... maybe his television set was broke.:D



Originally Posted by shoreline (Post 20364908)
yes, with AP you can use these, &

no, you cannot use them to loa BB directly.

however, be sure to read up on what the AP limits are.


terpfan101 Mar 5, 2013 8:47 pm

AlohaDaveKennedy...your PMs are full! :)

shoreline Mar 5, 2013 9:06 pm


Originally Posted by AlohaDaveKennedy (Post 20365958)
Those AP limits, to quote Jack Sparrow, are "more what you'd call 'guidelines' than actual rules." But be warned that Cardinal Fang is conducting Jungle Warfare and the jungle is no country for old men.:eek:

Sheriff Ed Tom Bell: Well, Fang would torture em' first. I don't know why... maybe his television set was broke.:D


ha~ 'guidelines' only for those like yourself, while T&C more many others. :p

ADK likes the rugged jungle. Lol.:D

Beware, be weary or bewildered.~^

nwflyboy Mar 6, 2013 1:03 pm


Originally Posted by flyertalkingallday (Post 20362250)
Not recommended, as Amazon Payments transactions are likely to trigger financial reviews from AMEX.

I don't believe this is necessarily true - at least not in and of itself. Maybe combined with other factors?

FWIW my wife has been sending me nearly $1K/mo via AP for several months now, using a variety of CCs to fund that, including at least one Amex card. No heat from Amex (or anyone else) on this yet.

That said....

1. We only go A>B. A simple, one-way straight path, nothing fancy. Money never goes back to A.
2. She has probably only used an Amex card to fund this once or twice. If it was an ongoing thing, I dunno. At this point I'm actually more worried about the fact that she switches her funding source every month (to whatever card she's working on the minimum spend). I've heard that constantly switching funding sources is a potential red flag for AP (true?).

YMMV.

Kay_nyc Mar 6, 2013 1:13 pm


Originally Posted by nwflyboy (Post 20372278)
I don't believe this is necessarily true - at least not in and of itself. Maybe combined with other factors?

FWIW my wife has been sending me nearly $1K/mo via AP for several months now, using a variety of CCs to fund that, including at least one Amex card. No heat from Amex (or anyone else) on this yet.

That said....

1. We only go A>B. A simple, one-way straight path, nothing fancy. Money never goes back to A.
2. She has probably only used an Amex card to fund this once or twice. If it was an ongoing thing, I dunno. At this point I'm actually more worried about the fact that she switches her funding source every month (to whatever card she's working on the minimum spend). I've heard that constantly switching funding sources is a potential red flag for AP (true?).

YMMV.


I used AP to meet most of the $5K min spend on the 70K Delta Gold offer.

MSYnola Mar 6, 2013 2:35 pm


Originally Posted by nwflyboy (Post 20372278)
I don't believe this is necessarily true - at least not in and of itself. Maybe combined with other factors?

FWIW my wife has been sending me nearly $1K/mo via AP for several months now, using a variety of CCs to fund that, including at least one Amex card. No heat from Amex (or anyone else) on this yet.

That said....

1. We only go A>B. A simple, one-way straight path, nothing fancy. Money never goes back to A.
2. She has probably only used an Amex card to fund this once or twice. If it was an ongoing thing, I dunno. At this point I'm actually more worried about the fact that she switches her funding source every month (to whatever card she's working on the minimum spend). I've heard that constantly switching funding sources is a potential red flag for AP (true?).

YMMV.

I've been using AP for about two years and have nearly 20 different CCs set up as funding sources, including at least two Amex cards. no problems here.

WOXOF Mar 7, 2013 1:55 am


Originally Posted by MSYnola (Post 20372828)
I've been using AP for about two years and have nearly 20 different CCs set up as funding sources, including at least two Amex cards. no problems here.

Lately I have been running a lot of $500 GC's thru AP so I'm adding and deleting cards on several accounts every month. Everything has gone like clockwork so far

iahphx Mar 7, 2013 7:47 am


Originally Posted by WOXOF (Post 20375659)
Lately I have been running a lot of $500 GC's thru AP so I'm adding and deleting cards on several accounts every month. Everything has gone like clockwork so far

Right. Honestly, if you just have two accounts -- one to send (say, spouse) one to receive (yours) and keep the transactions to $1000/month, it does not seem like there are "problems".

Of course, in the scheme of "manufactured spending" $1000 is chump change. Its practical utility is to get rid of unwanted gift cards and modestly contribute to new card minimum spends. What was more interesting was folks having multiple accounts. From what I read -- and I assume it's accurate -- it's quite problematic these days to use multiple AP accounts.

AlohaDaveKennedy Mar 7, 2013 8:59 am

Problematic - yes. There is a good chance many of the accounts will be closed. This presents a challenge when the closed account(s) contain a balance. However, the internal controls over there are also problematic - closed accounts do not kill the customer relationship. You can have multiple closed accounts and multiple open accounts concurrently. Hence my references to Marie Laveau - a customer killed (even repeatedly killed) can continue to walk the Jungle as a zombie, conducting business as (un)usual.

However, the jungle remains a dangerous place to walk, even for zombies as CNNMoney reports - the danger is no longer just from Cardinal Fang, but from being hit by his zombie car:

The Japanese automaker Subaru is recalling nearly 50,000 zombie-vehicles because they run the risk of starting themselves, without human intervention. Subaru said the recall applies to Legacy, Outback, Impreza and Crosstek models produced from 2010 to 2013.
The affected Subarus contain an automatic transmission and an Audiovox remote engine starter. If the remote engine starter is dropped, the fob may malfunction and randomly transmit an engine start request without pressing the button.


Originally Posted by iahphx (Post 20376715)
it's quite problematic these days to use multiple AP accounts.



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