New AY Visa Credit card with Aktia
Aug 17, 2023, 11:38 pm
#631
Join Date: Apr 2014
Location: TMP
Programs: AY+ Gold, SK Gold, BT VIP, Radisson Premium, Accor Platinum
Posts: 798
I called SEB earlier for another reason (not being able add the card on google pay - apparently it's not possible), and I also asked about the partial refund on the yearly cc charge they gave in June. They told me the cards would be closed down 31.10.2023 and there would be more info shared on this in August.
Aug 18, 2023, 12:15 am
#632
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,135
I called SEB earlier for another reason (not being able add the card on google pay - apparently it's not possible), and I also asked about the partial refund on the yearly cc charge they gave in June. They told me the cards would be closed down 31.10.2023 and there would be more info shared on this in August.
Aug 19, 2023, 8:52 am
#633
Join Date: Sep 2005
Location: HEL
Programs: AY Platinum, TK Elite, BT VIP, AA, BA, SK, DL, NT, WB + hotels
Posts: 8,842
Does anyone have experience about any possible caps on the AY+ points accrual with the Aktia card?
With SEB, there is no cap, so if your credit limit is, say, 5000 EUR, and your purchases are 8000 EUR, you will get 16 000 AY+ points. But I understand that Nordea never awards more points than the credit limit, so even if you use your card more than the limit is, paying the debt off in the meanwhile, your points accrual would be capped at 10 000 in my example above.
With SEB, there is no cap, so if your credit limit is, say, 5000 EUR, and your purchases are 8000 EUR, you will get 16 000 AY+ points. But I understand that Nordea never awards more points than the credit limit, so even if you use your card more than the limit is, paying the debt off in the meanwhile, your points accrual would be capped at 10 000 in my example above.
Aug 19, 2023, 9:18 am
#634
Join Date: Jun 2022
Posts: 206
Does anyone have experience about any possible caps on the AY+ points accrual with the Aktia card?
With SEB, there is no cap, so if your credit limit is, say, 5000 EUR, and your purchases are 8000 EUR, you will get 16 000 AY+ points. But I understand that Nordea never awards more points than the credit limit, so even if you use your card more than the limit is, paying the debt off in the meanwhile, your points accrual would be capped at 10 000 in my example above.
With SEB, there is no cap, so if your credit limit is, say, 5000 EUR, and your purchases are 8000 EUR, you will get 16 000 AY+ points. But I understand that Nordea never awards more points than the credit limit, so even if you use your card more than the limit is, paying the debt off in the meanwhile, your points accrual would be capped at 10 000 in my example above.
All good!
Aug 19, 2023, 9:18 am
#635
Join Date: May 2013
Location: HEL
Programs: AY Plat (OWE), SK EBG (*A Gold), KQ Plat (STE+), Accor Plat
Posts: 3,158
I do not know about this but my experience has been that Aktia was willing to grant a credit limit higher than Nordea or SEB (I've actually been denied the SEB card...) so I've not had the need to resort to this.
Aug 19, 2023, 9:27 am
#636
Join Date: Sep 2005
Location: HEL
Programs: AY Platinum, TK Elite, BT VIP, AA, BA, SK, DL, NT, WB + hotels
Posts: 8,842
There's no cap with the Aktia Finnair Visa card. I first asked this from the customer service, but then also personally witnessed it when I did exactly this (i.e. had sent some money to the card first to make the available balance higher than the credit limit, made a big purchase above credit limit, and got the full amount of points for that purchase the following month.)
All good!
All good!
Aug 21, 2023, 1:40 am
#638
Join Date: Jul 2018
Location: Helsinki
Programs: AY+ Plat basic
Posts: 430
Aug 21, 2023, 2:08 am
#639
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 8,105
Aug 21, 2023, 2:46 am
#640
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,135
Aug 21, 2023, 3:11 am
#641
Join Date: Sep 2005
Location: HEL
Programs: AY Platinum, TK Elite, BT VIP, AA, BA, SK, DL, NT, WB + hotels
Posts: 8,842
Aug 21, 2023, 4:09 am
#642
Join Date: Nov 2013
Location: HEL
Programs: AY, SK, TK
Posts: 7,636
Aug 23, 2023, 9:49 am
#643
Join Date: Oct 2006
Location: Keskell mets
Programs: Onko teill S-etukorttia?
Posts: 934
I got ad email as AYMC holder to swap to Aktia Visa:
I mean its not US card amounts, but something.
Nykyisen Finnair Plus Mastercard -kortinhaltijana saat liittymisetuna 2 ylimrist palkintopistett jokaista kyttmsi euroa kohden ensimmisen 2 kuukauden ajan, kun haet Finnair Visa Credit -korttia 15.10.2023 menness. Tm tarkoittaa, ett ansaitset 4,55 palkintopistett jokaista kyttmsi euroa kohden ensimmisen kahden tyden kuukauden ajan hakemuksesi hyvksymispivmrst lhtien.
Annamme sinulle lisksi 5 000 ylimrist palkintopistett aktivointietuna, jos haet korttia 30.9.2023 menness.
Annamme sinulle lisksi 5 000 ylimrist palkintopistett aktivointietuna, jos haet korttia 30.9.2023 menness.
Aug 23, 2023, 9:54 am
#644
Join Date: Sep 2006
Location: Helsinki, Finland
Programs: BA Gold (OWE), Bonvoy Gold, HH Diamond, PriorityPass, AX Plat
Posts: 531
I have Nordea's Finnair MC and got the same offer. Applied and was approved directly after giving the credit rating agency Suomen Asiakastieto my permission to check my accounts at Nordea. I have BAEC as my primary program but sometimes use AY points for upgrades or flights.
