Finland, Finnair, and credit cards - pre 2020 discussion
May 31, 2013, 2:03 pm
#136
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,270
Sep 13, 2013, 12:28 am
#137
Join Date: Oct 2011
Location: HEL
Programs: HH Gold, SPG Gold, BW Plt, AY, M&M, FB G, CX Gold, AX Plat, CC gold, Le Club plt, Scandic 2nd floor
Posts: 126
+30% bonus when transferring MR points to AY+ (Finland)
MR points transfer to AY+ has 30% bonus promotion now until 20.9.2013!
http://www.americanexpress.com/fi/fi/content/membership-rewards/rewards-catalog/item-239.html?om_rid=DoNFB$&om_mid=_BSMWZ3B80_I_8n&om_l id=amex6
Together with the TATL promotion this gives you HEL-JFK-HEL flights with only 77000 MR points! ^
http://www.americanexpress.com/fi/fi/content/membership-rewards/rewards-catalog/item-239.html?om_rid=DoNFB$&om_mid=_BSMWZ3B80_I_8n&om_l id=amex6
Together with the TATL promotion this gives you HEL-JFK-HEL flights with only 77000 MR points! ^
Sep 13, 2013, 11:55 am
#138
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,107
Never mind, misread the previous post
Sep 16, 2013, 4:42 am
#139
Join Date: Jan 2011
Programs: oneworld, * Alliance, Marriott Bonvoy, HHonors, WoH
Posts: 2,120
Seems that AX had changed the conditions for Platinum Cards. With yearly fee comes also 1 additional Platinum card and up to 4 Gold Cards. I probably will apply Platinum or at least Gold.Will it be wise do apply through Alandsbanken or directly?Any friend recommendations for additional rewards points? Do they count also F&B additional Rewards points made in abroad?
Sep 16, 2013, 6:07 am
#140
Join Date: Jan 2012
Location: HEL
Programs: SPG LTP, hotels, OWE, STE+, *G, Octopus
Posts: 5,790
For the Finnish card, 1 additional card and 4 Golds have been a benefit for as long as I remember. There are 10-13k bonuses surfacing around constantly, PM me if you need help 
I don't know about ÅAB as it's a separate branded card.
Didn't understand your last question about f&b reward points abroad.
I don't know about ÅAB as it's a separate branded card.
Didn't understand your last question about f&b reward points abroad.
Sep 16, 2013, 7:28 am
#141
Join Date: Jan 2011
Programs: oneworld, * Alliance, Marriott Bonvoy, HHonors, WoH
Posts: 2,120
Thank you! I presumed that they award F&B additional points for Gold card owners only in Finland.
I have been denied a few years ago Gold card even had triple of minimum salary required. Will try again now.
I have been denied a few years ago Gold card even had triple of minimum salary required. Will try again now.
Last edited by Jaenks; Sep 16, 2013 at 7:40 am
Dec 30, 2013, 2:33 am
#142
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,968
Has anyone been able to get the yearly fee waived with spend anymore?
Im getting grief from AMEX so looks like ill be shredding Amex too but I would have thought over 1000€ in merchant fees would be good for them
Just checking for reference if its worth the fight
Im getting grief from AMEX so looks like ill be shredding Amex too but I would have thought over 1000€ in merchant fees would be good for them
Just checking for reference if its worth the fight
Dec 30, 2013, 5:22 am
#143
FlyerTalk Evangelist
Join Date: Jan 2008
Location: HEL
Programs: lots of shiny metal cards
Posts: 14,107
So I'd say a phone call is worth it.
Dec 30, 2013, 5:24 am
#144
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,270
I had a break with AX and re-applied recently for 1st year at 0 eur. I will later see if I keep it or not..most likely not..I simply do not like their customer service attitude at all...
Dec 30, 2013, 5:33 am
#145
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,968
My renewal is in Dec and they don't seem to even charge the fee for the main card (earlier I had to call to have it credited back - true, I've put a s--tload of charges on it) The partner card fee of 70€ is charged, never been able to have it waived.
So I'd say a phone call is worth it.
So I'd say a phone call is worth it.
I guess I have to cash in my MR points but to where
~35k€/year was not enough for me in late 2012 after AX waiving it for me for ~10 years..but I have heard they have still waived the early fee for Gold cards for people with 50k-100k annual spend. For me they gave the corporate BS message that they "do not waive the fees anymore to anyone.." which was a clear lie...they tried all sorts of tricks like offering hotel vouchers etc. but wouldn't waive the yearly fee = I cancelled on the spot.
I had a break with AX and re-applied recently for 1st year at 0 eur. I will later see if I keep it or not..most likely not..I simply do not like their customer service attitude at all...
I had a break with AX and re-applied recently for 1st year at 0 eur. I will later see if I keep it or not..most likely not..I simply do not like their customer service attitude at all...
They have a rather strong opinion about their card but im just not sure its worth it... I am just not sure what card would be good then...
SAS Mastercard is pretty useless to me as I stopped using SK last year for attitude reasons...
Dec 30, 2013, 5:42 am
#146
Join Date: Jan 2012
Location: HEL
Programs: SPG LTP, hotels, OWE, STE+, *G, Octopus
Posts: 5,790
Dec 30, 2013, 6:05 am
#147
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,270
For me AY DC is relatively good option now to top up my AY account as I do not credit many flights to AY Plus but still want points for upgrades...it is very much up to your personal preference which one of the poor options is the best.
For someone eating out a lot at own expense the DC restaurant vouchers seem to offer great value as well..I know some people who really value those but that's somewhat outside the traditional FT perspective..
Dec 30, 2013, 6:31 am
#148
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,968
I was going to get the USD card but the application process was too much work so I gave up! 500usd would be an oksy yearly fee... The green card might be okay but not sure I want to give into AX This is a very good question...the Finnish CC market, especially for us frequent flyers/mileage addicts, is extremely dull and limited..
For me AY DC is relatively good option now to top up my AY account as I do not credit many flights to AY Plus but still want points for upgrades...it is very much up to your personal preference which one of the poor options is the best.
For someone eating out a lot at own expense the DC restaurant vouchers seem to offer great value as well..I know some people who really value those but that's somewhat outside the traditional FT perspective..
For me AY DC is relatively good option now to top up my AY account as I do not credit many flights to AY Plus but still want points for upgrades...it is very much up to your personal preference which one of the poor options is the best.
For someone eating out a lot at own expense the DC restaurant vouchers seem to offer great value as well..I know some people who really value those but that's somewhat outside the traditional FT perspective..
I was considering the premium card but not sure
Dec 30, 2013, 8:21 am
#149
Ambassador: Finnair
Join Date: May 2003
Location: HEL
Programs: AY Lumo, BA Silver, HHonors Gold
Posts: 4,270
Regarding DC Prem, I understood you cannot earn any FF points with that, only DC's own points. Didn't dig deeper to check if the insurance etc. are worth anything.
Dec 30, 2013, 10:01 am
#150
Join Date: Aug 2010
Location: Seat 1L these days :)
Programs: AF Platinum/AY LUMO/SK EBG/baEC S/HYATT Globalist/MR LTP/A3 *G/HH Dia/IHG plat
Posts: 7,968
But but but not sure might just get sk points for basic needs and see what comes around