Last edit by: Renes Points
On 26SEPT17 Delta changed the MQD AMEX exempt requirements. $25,000 only exempts you to Platinum or lower. $250,000 spend needed across ALL the DL AMEX cards you hold (personal and business in your name) for Diamond exemption for 2019 elite year.
If all you are interested in is the discussion starting when the announcement occurred on Tuesday, September 26, 2017, start here.
The Delta announcement is here https://www.delta.com/content/www/en_US/skymiles/news-and-updates.html
There are many data points that Delta will allow a one time exception under the 2017 qualification rules if you request this for the 2019 Medallion year.
If all you are interested in is the discussion starting when the announcement occurred on Tuesday, September 26, 2017, start here.
The Delta announcement is here https://www.delta.com/content/www/en_US/skymiles/news-and-updates.html
There are many data points that Delta will allow a one time exception under the 2017 qualification rules if you request this for the 2019 Medallion year.
Delta increasing Diamond MQD Waiver to $250,000
#1606
FlyerTalk Evangelist
Join Date: Sep 2006
Location: Toledo, OH
Programs: Delta DM & MM, Hilton DM, Marriott gold, Hyatt Globalist, Alaska 75K, Wyndham Diamond,
Posts: 15,399
I had a couple large purchases last week that aren't showing up on the status bar but not too concerned. According to the T&C on Delta's site it is combined on all card:
Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number. Eligible Cards are the following: Delta SkyMiles Credit Card, Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles, Delta Reserve Credit Card, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Delta Reserve for Business Credit Card from American Express.
Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number. Eligible Cards are the following: Delta SkyMiles Credit Card, Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles, Delta Reserve Credit Card, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Delta Reserve for Business Credit Card from American Express.
#1607
Join Date: Jan 2010
Location: CT
Programs: DL DM 2MM, MR LTT, Hilton D, Hertz PC. National Emerald Exec, UA Silver(thanks to Marriott)
Posts: 2,026
The T&C specifically says it combines card amounts
Eligible Purchases made by Additional Card Members on the Basic Card Member's Eligible Card will count toward the Eligible Purchase threshold. For purposes of calculating the Eligible Purchase threshold, Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number
I will not be able to "test" this though as I dumped my second card when this new waiver was announced.
Eligible Purchases made by Additional Card Members on the Basic Card Member's Eligible Card will count toward the Eligible Purchase threshold. For purposes of calculating the Eligible Purchase threshold, Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number
I will not be able to "test" this though as I dumped my second card when this new waiver was announced.
#1608
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
I had a couple large purchases last week that aren't showing up on the status bar but not too concerned. According to the T&C on Delta's site it is combined on all card:
Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number. Eligible Cards are the following: Delta SkyMiles Credit Card, Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles, Delta Reserve Credit Card, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Delta Reserve for Business Credit Card from American Express.
Eligible Purchases will be combined across multiple Eligible Cards of the Basic Card Member if those Card accounts are linked to the same SkyMiles number. Eligible Cards are the following: Delta SkyMiles Credit Card, Gold Delta SkyMiles Credit Card, Platinum Delta SkyMiles, Delta Reserve Credit Card, Delta SkyMiles Business Credit Card, Gold Delta SkyMiles Business Credit Card, Platinum Delta SkyMiles Business Credit Card, Delta Reserve for Business Credit Card from American Express.
#1609
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
I did not pay much attention to the new MQD waiver as I qualified as Diamond both ways last year. About three weeks ago, my estimated AMEX spend on my Skymiles account went from appoximately $45,000 down to $23,000. After two calls to Delta and two to AMEX, I was informed that the $250,000 waiver is only on one card and different cards are not combined as they are separate cardholder agreements. I had made the waiver last year by combining my personal and business AMEX. I will probable spend the $15,000 this year so shouldn't need the cc spend waiver. However, for future reference, is there any work around on this? Thanks.
I did DM Delta about your post.
#1610
Join Date: Nov 2010
Location: BNA/SAN
Programs: DL PM 1.5 MM , Hilton Diamond, Marriott Lifetime Plat
Posts: 754
While I haven't yet dumped my second card (Business Reserve), I haven't put any charges on it this year, and will get rid of it at renewal time. I've shifted my business expenses to my Business Marriott Visa.
#1611
Join Date: Sep 2016
Location: HSV
Programs: Bellevue Lifetime Premiere Mega Elite Supreme
Posts: 1,509
I have both Reserve and Platinum. Charges to both are reflected in my Delta MQD waiver total -- a little over $140K thusfar in 2018.
It doesn't matter regarding the waiver, as I'm about at the $15K MQD for 2018 now, and should surpass that in a few weeks. But for a data point, if others are being told you can't accrue waiver dollars from multiple cards.
It doesn't matter regarding the waiver, as I'm about at the $15K MQD for 2018 now, and should surpass that in a few weeks. But for a data point, if others are being told you can't accrue waiver dollars from multiple cards.
#1612
Join Date: Jun 2012
Location: Atlanta
Programs: Delta Diamond; HHonors Diamond
Posts: 655
I've spent $112K on my Delta cards this year, but I'm stopping. I won't reach $250K without trying to do manufactured spending, which I don't have the time to do. This change has already cost Delta several flights so far this year that I've booked on American instead. For years, I flew Delta exclusively, but not any more. My MQM spending will drop from around $12K to around $8K to $9K, at least.
What has everyone else done? Found ways to spend more on the cards, stuck with Delta despite only being able to reach Platinum, or moved some or your flights elsewhere like I've done?
What has everyone else done? Found ways to spend more on the cards, stuck with Delta despite only being able to reach Platinum, or moved some or your flights elsewhere like I've done?
#1613
Join Date: Aug 2009
Programs: Delta Diamond 1MM, Marriott Plat
Posts: 503
the waiver change is a good reason to dump a credit card. but not a good enough reason to dump Delta, i don't think. luckily I have a shot at making Diamond again through MQDs, already hit platinum through real MQDs / without the waiver, and my Delta amex has gone mostly unused all year. Will probably cancel it, unless Amex entices me to keep it. (they often have generous retention offers which can offset the annual fee.)
#1614
Join Date: Dec 2002
Location: Seattle WA
Programs: DL DM, Marriott Titanium, AA PLT for Life
Posts: 398
I've spent $112K on my Delta cards this year, but I'm stopping. I won't reach $250K without trying to do manufactured spending, which I don't have the time to do. This change has already cost Delta several flights so far this year that I've booked on American instead. For years, I flew Delta exclusively, but not any more. My MQM spending will drop from around $12K to around $8K to $9K, at least.
What has everyone else done? Found ways to spend more on the cards, stuck with Delta despite only being able to reach Platinum, or moved some or your flights elsewhere like I've done?
What has everyone else done? Found ways to spend more on the cards, stuck with Delta despite only being able to reach Platinum, or moved some or your flights elsewhere like I've done?
This is "manufactured" in some sense and isn't free. I will net out to 350K miles for about $4500 of cost, something like 1.3 cents / redeemable mile. Given they can't be worth less than 1 cent and can be worth 2, 3, 4 at times I find this tradeoff acceptable, even though it's somewhat revolting to have to do this. (Incidentally, my in-air miles will exceed 100K with current travel patterns; my MQDs will not remotely get close to $15K... had 25K rollover MQMs and, obviously, cards produce many more).
It would please me immeasurably if Delta changed things so you could get, say, $3000 MQDs for every $25K of spend on their cards. That seems really fair and would result in less of this nonsense going forward.
But given the cost is mostly paid for in RDMs, I'm OK with it as all the other Diamond perks are gravy, including $200 worth of voucher and 25K more SkyMiles, worth minimum $250.
#1615
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
I easily hit DM MQDs every year since MQDs have been a thing, but this year will be the first that I also have the requisite MQMs. In retrospect, I probably shouldn't have spent that much on my Reserve this year as I ordinarily would rather have PM+rollover vs. DM+less rollover, but whatever.
#1616
Join Date: Jun 2012
Location: Atlanta
Programs: Delta Diamond; HHonors Diamond
Posts: 655
I've changed nothing. I continue to book any non-ULCC (including WN) based on price/schedule/route, and I will use my DL card for everything except travel (airfare on Amex Plat; other travel on CSR) right up to $60k each year to collect some buffer MQM.
I easily hit DM MQDs every year since MQDs have been a thing, but this year will be the first that I also have the requisite MQMs. In retrospect, I probably shouldn't have spent that much on my Reserve this year as I ordinarily would rather have PM+rollover vs. DM+less rollover, but whatever.
I easily hit DM MQDs every year since MQDs have been a thing, but this year will be the first that I also have the requisite MQMs. In retrospect, I probably shouldn't have spent that much on my Reserve this year as I ordinarily would rather have PM+rollover vs. DM+less rollover, but whatever.
#1617
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
Airlines are able to charge higher fares and devalue their loyalty programs specifically because they know people will pay more and go out of their way to stay "loyal" to one carrier.
Will I pick DL if all other factors are functionally equal? Of course. Will I pay $100 more and take an extra connection to go from MIA-ORD or something to stay on DL? Absolutely not, status be damned.
#1618
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,047
It's just like changing cell phone providers or insurance companies - the change is hard, so customers are sticky.
Also: bank accounts, home mortgages, investment accounts. Plenty more.
Companies know we don't want to make these changes, so they can nudge up their prices.
There are definitely large savings to be had if you comparison shop these kinds of things.
Also: bank accounts, home mortgages, investment accounts. Plenty more.
Companies know we don't want to make these changes, so they can nudge up their prices.
There are definitely large savings to be had if you comparison shop these kinds of things.
#1619
Join Date: Sep 2016
Location: HSV
Programs: Bellevue Lifetime Premiere Mega Elite Supreme
Posts: 1,509
I confess guilt to not even looking at anything other than Delta. I will have accrued enough MQMs this year alone to guarantee DM through 2022, so I could easily fly multiple airlines that are likely more convenient and have better pricing, but it’s like I can’t bring myself to look.
Weird. Defies logic, but there you go.
Weird. Defies logic, but there you go.
#1620
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
I confess guilt to not even looking at anything other than Delta. I will have accrued enough MQMs this year alone to guarantee DM through 2022, so I could easily fly multiple airlines that are likely more convenient and have better pricing, but it’s like I can’t bring myself to look.
Weird. Defies logic, but there you go.
Weird. Defies logic, but there you go.