Well, you did phrase it "another advantage of Flexperks". The word "advantege" to most people means you're making a comparison to something else.

Anyway, yes, it's a bit confusing. FlexPerks earns 1 point per $ but then redeems at a 2 cents per point rate. C1 Venture earns at double rate (2 "miles" per $) but the redeems at a 1 cent per "mile" rate. So looked at it that way, they both work out the same, except one doubles on the earning side and the other doubles on the redemption side.

The differences have to do with the logistics of redeeming, as well as bonus opportunities, not with the redemption rate going from dollars spent to dollars redeemed. C1 tends be more flexible about redemption (you don't have to worry about any artificial "thresholds", and you can redeem for past travel purchases within the last 90 days that you simply charged to the card). C1's only bonuses (once past sign-up) that I'm aware of, though, are if you go through their online shopping mall. I'm not aware of C1 bonuses like FlexPerks has for BTs, for simply visiting a specific online site, etc.

Just logged in to flexperkspromos.usbank.com and was very surprised to see a 15K bonus offer for $500 spending May-June on my biz card. On the personal card it was a (relatively) measly offer of 3.5K bonus for $1500 spending May-June.

Just Cxed my card on Fri, I sang the praises for Flex since it 1st came out but it longer adapts to the mkt.

I find the Cap1 Venture CC to be far superior. With fares going up its getting very hard to find a decent routing to the WC from NY that wont go over the $400 limit and when it did by $.80 it meant another 10k in pts, with Cap1 its 2 pts per $ on Everything and you cash out according to the price of the purchase And USBank was really the only 1 not allowing pts for the coins

What's the best mileage credit card
 

Article in NYT gave U.S. Banks's FlexPerks Visa card very high marks as the best mileage credit card which can be used cash in dollars for miles. Thoughts, comments?. Need to switch to card that offers miles on all major airlines.:)

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How much do you charge per year? Where do you want to go? From where? In what class of service? What time of year? And most importantly, why do you think you need a card that will let you redeem for travel on "all major airlines"? Do you really plan to fly on all of them?

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Most major airlines are members of one of three global alliances: oneworld, Star Alliance, or SkyTeam. Miles in one airline's program can typically be redeemed for travel on other airlines in the same alliance. So, for example, you can transfer Amex MR points to BA, and redeem for travel on AA; to AC and redeem for travel on UA; or to DL and redeem for travel on AF. All, of course, subject to award-seat availability, and each program's rules regarding redemption rates, fees, fuel surcharges, stopovers, etc. As was mentioned in the other thread you started, the SPG Amex card also permits transfers to airlines in each of the three global alliances.

If your credit score is good, and you do not plan on applying for a mortgage in the next couple of years, I would probably try to exploit the various credit-card sign up bonuses (like 150,000 miles for getting the Citi/AA Visa and Amex cards, and the recently-expired Chase/BA 100,000-mile bonus Visa card).

Good luck!

Free FlexPerks
 

Closing FlexPerks card today - have 2,838 FlexPerks that can be transferred to a new home. First responder gets the FlexPerks.

hello can i have them?

Didn't know FP could be transfered.

promo with Capella Hotels
 

I've just stumbled onto this promo on the flexperkspromos page:

Now your FlexPerks Travel Rewards Visa Signature® card can unlock savings of $500 on qualifying stays at Capella resorts. Make reservations at qualifying Capella luxury accommodations for two or more nights using your FlexPerks Visa card and receive a $500 account credit after your stay.¹



Has anyone used this? A quick look at the capella link showed that their resort in Cabo was $575/night, but in Ixtapa they had rooms for $225, so you could in theory get a free-ish 2-night stay. Haven't checked other properties.

I know that coins don't work with this card but has anyone had experience with Amazon Payments?

Sorry, beat you to it :)

Freely transferred, just like CapOne Venture.

Anyone else transferring points? I could use some. :cool:

Also, has anyone had their annual fee waived this year? My annual fee just came due and I rather not use 3,500 points if possible.