Picture ID when using credit card?
#91
Join Date: Jan 2004
Location: SFO, SJC, OAK, LVK AA Lifetime Plat 2MM, LUV A-List, Hyatt Gold, SPG Lifetime Gold, Commercial Pilot (not employed by airlines)
Posts: 1,531
One point to make though - ultimately we (consumers) end up paying for CC fraud: if the merchant takes the loss he has to raise prices; if the bank takes the loss they raise processing fees to the merchant who raises prices. The smart-card + pinpad system now prevalent in EU makes sense, and I would have no problem with that - even welcome it if it caused merchants to stop asking for ID.
Last edited by pushback; Mar 20, 2007 at 10:05 pm
#93
Join Date: Nov 2006
Location: Phoenix, AZ
Programs: Amex Plat
Posts: 56
Call The Police
Refuse to show your ID, they can't force you. So what is the worse they can do, threaten to call the police. Let them, when they arrive they cannot enforce anything in the matter. Carry a copy of the T&C from VI and MC with you in reduced form and show it to the merchant and that will probably end it.
Did this at a Wells Fargo bank one time with a manager- even though I had a account there and my mother once did. They wanted my mother's fingerprint....
The bank manager relented - "company policy" indeed.....
Good I hate sheeple...
#94
Join Date: Jun 2005
Location: SDF
Programs: Delta PM, IC Ambassador, Marriott Gold
Posts: 1,195
One of the other scams I have heard of recently started in Cincy. In Cincy, one bank pretty much dominates the city. The scam in restaurants is that someone in the back will switch the customer's card for a worthless card from the same bank. Of course, no one checks their card until it is much too late.
#95
Join Date: Dec 2006
Location: Olathe, KS
Posts: 43
.... where there is rampant credit card fraud. The restaurant asked for ID at the cashier....
I produced the ID and asked to see their current licenses. The health department license had expired, and they couldn't find the current one.
I got a certificate for a gratis meal for two.
I produced the ID and asked to see their current licenses. The health department license had expired, and they couldn't find the current one.
I got a certificate for a gratis meal for two.
#96
FlyerTalk Evangelist
Join Date: May 2000
Location: أمريكا
Posts: 26,763
One point to make though - ultimately we (consumers) end up paying for CC fraud: if the merchant takes the loss he has to raise prices; if the bank takes the loss they raise processing fees to the merchant who raises prices. The smart-card + pinpad system now prevalent in EU makes sense, and I would have no problem with that - even welcome it if it caused merchants to stop asking for ID.
I agree that the PIN system would work, though this would require a significant change in POS equipment.
#97
Suspended
Join Date: Dec 2005
Location: HY
Programs: AA-EXP (3.3MM), AAirpass, SQ-PPS Solitaire, DL-PM (.777MM), SPG-Plat, HH-D
Posts: 2,307
Refuse to show your ID, they can't force you. So what is the worse they can do, threaten to call the police. Let them, when they arrive they cannot enforce anything in the matter. Carry a copy of the T&C from VI and MC with you in reduced form and show it to the merchant and that will probably end it.
Seems like you have never bought bottles of Champagne or Vodka in a club, why dont you try this trick there, and see where you end up...
#98
Join Date: Jan 2004
Location: SFO, SJC, OAK, LVK AA Lifetime Plat 2MM, LUV A-List, Hyatt Gold, SPG Lifetime Gold, Commercial Pilot (not employed by airlines)
Posts: 1,531
This is the sort if thing you make time for. No one said protecting one's privacy and civil liberties was an easy thing to do. Its OK though, if you don't take a stand. He's doing it for you. I do it every time I'm in a check-out line and I refuse to show ID. The people in line behind me don't understand I am fighting their battle too--like you, they too roll their eyes.
Some people get it, some people don't. That's life.
Some people get it, some people don't. That's life.
#100
FlyerTalk Evangelist
Join Date: Jan 2004
Location: Worldwide
Posts: 12,949
FAQ: Requiring ID ++ Unsigned/"See ID" Cards (Updated)
Requiring ID:
For Visa:
For MasterCard:
As for AMEX, they discourage (but not prohibit) this practice, leaving it at the discretion of the merchant.
Unsigned/"See ID" Cards:
For Visa:
For MasterCard:
For Visa:
- "It is contrary to Visa policy to require the consumer to show identification as a condition of the sale. If a merchant asks for identification and the consumer is unable or unwilling to produce it, the merchant is still obliged to accept the consumer’s Visa card. Consumers who experience refusal of service based on identification may either call their card issuer to report the problem or call 1-800-VISA-911"
[http://web.archive.org/web/200512110...html#anchor_18]
For MasterCard:
- "The merchant cannot require additional identification as a standard business practice when you use MasterCard for payment."
[http://web.archive.org/web/200412230...cust_serv.html]
- "If a merchant displays a decal with the MasterCard logo to indicate that MasterCard cards are accepted, that merchant can not condition a sale based upon the cardholder disclosing any other information or identification, except under very specific conditions, such as when merchant needs to deliver merchandise to the cardholder's home or business."
[http://www.MasterCard.com/us/busines...n/faq.html#211]
- You can report a US-based MasterCard merchant, violating this policy, online at http://www.MasterCard.com/us/persona...iolations.html. In all other cases, you can submit a report through your card issuer.
As for AMEX, they discourage (but not prohibit) this practice, leaving it at the discretion of the merchant.
Unsigned/"See ID" Cards:
For Visa:
For MasterCard:
- "If the card is not signed, the card acceptor must: [..] require the cardholder to sign the card. The card acceptor must not complete the transaction if the cardholder refuses to sign the card."
[http://www.prattontexas.com/document...ant_Manual.pdf]