Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Jun 2, 2017, 12:13 pm
#391
Join Date: Feb 2014
Location: YYC, SFO, OAK
Programs: AS MVP 75K, AA Platinum, IHG Platinum, Club Carlson Gold
Posts: 734
Just opened a BoA checking account again since they were offering $100 and I want to get back into their good graces to get me some additional BoA cards. My wife had kept her account opened and has continued to have great success while I closed mine about a year ago and started getting declines afterward. Hoping this does the trick.
Was initially declined, then called recon, who rejected me for "the way you open and close cards..." I've only churned 4 of these in the last 2 years, not more than the norm around here. Incidentally, Chase approved me today for a BA card despite being at ~16/24 and trusty Barclay gave me an Aviator Red.
Jun 3, 2017, 12:39 pm
#392
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
---edited the question as the technical issue was resolved. Got my third AS card and plan to keep the first two as well.
Last edited by jediwho; Jun 3, 2017 at 2:05 pm
Jun 3, 2017, 2:30 pm
#393
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
applied for biz and personal after cancelling all my cards over a month ago. approved for biz automatically, pending on personal. had a freeze on the app in one browser so i'm hoping it might be related to that. will call on monday.
Jun 4, 2017, 10:52 am
#394
Join Date: Oct 2011
Posts: 4,166
Jun 4, 2017, 3:36 pm
#395
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Yes, preferred member. The first card was opened 18 months ago. The second was less than four months ago and the third was yesterday or the day before. None are business, all three are personal cards. My wife also has one, so we have four between the two of us.
Jun 5, 2017, 7:45 am
#396
Join Date: Oct 2011
Posts: 4,166
From what I've seen being a Preferred member is the best way to get a personal card while already holding one.
Jun 5, 2017, 12:17 pm
#397
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
on the phone with recon. they're giving me a LOT of pushback and don't want to approve due to "previously opened and current account". i only have one account with them, not including the new biz, so it looks like they're mad about the personal accounts.
Jun 5, 2017, 12:26 pm
#398
Join Date: Apr 2015
Posts: 309
When were previous accounts opened and closed?
Jun 5, 2017, 5:28 pm
#399
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
Jun 6, 2017, 2:16 pm
#400
Join Date: Jan 2011
Location: NY
Programs: SPG preferred, AA, United
Posts: 290
Just got denied. I have 2 AS accounts, one Virgin, and 1 AS biz. They said I had too many cards open. So I asked if I close an older account would it help. She said it won't guarantee it. So I closed one of my AS accounts on the phone (probably stupid move). Still got denied. I guess the next step would be to close all accounts or should leave one open?
Jun 6, 2017, 2:23 pm
#401
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Just got denied. I have 2 AS accounts, one Virgin, and 1 AS biz. They said I had too many cards open. So I asked if I close an older account would it help. She said it won't guarantee it. So I closed one of my AS accounts on the phone (probably stupid move). Still got denied. I guess the next step would be to close all accounts or should leave one open?
So yes, you need to close all cards of the type that your are trying to apply for (AS personal or AS biz).
Jun 7, 2017, 8:58 am
#402
Join Date: Jul 2015
Posts: 272
I currently do not carry any Alaska personal card but I have 4 no fee MLB card, should I close them all before apply for Alaska personal? I also have 1 Alaska biz card thanks!
Jun 7, 2017, 4:18 pm
#403
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Jun 7, 2017, 7:10 pm
#404
Join Date: Jul 2015
Posts: 272
Do you have any need 4 for MLB cards? There are hints that BofA may also count total cards, but it's not clear. But on that possibility, assuming you don't really need 4 MLB cards, then closing at least some of them might make sense. Except:
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Oh damn I had not lower the credit for those card yet, it been sock drawn for almost 1 year, look like will lower the credit then will stay out to apply the card for another 6 month
