Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Jul 14, 2018, 9:21 pm
#1096
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
So my situation is that I opened both an Alaska personal and business card approximately 22 months ago. When the annual fee(s) came up, I cancelled the business card outright and then I converted my personal to a Thank You Rewards card, which I still have open. I did not reduce credit lines on either when closed and converted. In fairness, at the time I remember it being recommended that you keep some sort of relationship with BoA. Anyway, I didn't decrease the credit limit until February of this year, where it currently sits at $1K. Is that enough time for the credit line(s) to have been restored? Just for some additional information, I have not opened any other BoA cards since and this is only the second attempt ever at opening up new Alaska personal and biz cards (I do have a legitimate business as well). In addition, and I have no idea if this means anything, but there's a "special offer" to apply for a personal Alaska card when I login to my BOA online banking. Anyway, just curious if anyone thinks applying for both now may be problematic or if I should wait longer.
Anyway, credit limit you reduce manually has sometimes taken a few months in the past, but from Feb to July should certainly be long enough.
Jul 14, 2018, 10:24 pm
#1097
Join Date: Jun 2013
Posts: 308
I can't tell what you actually did, because you mixed up card names. Thank You Rewards cards are only available from Citi, not BofA, so it is impossible to convert an Alaska card to a Thank You Points card.
Anyway, credit limit you reduce manually has sometimes taken a few months in the past, but from Feb to July should certainly be long enough.
Anyway, credit limit you reduce manually has sometimes taken a few months in the past, but from Feb to July should certainly be long enough.
Jul 16, 2018, 10:39 am
#1098
Join Date: Jun 2013
Posts: 308
Applied for the personal today and went to pending. Checked back 10 minutes later and I was approved, but it doesn't show me the amount I was approved for which is obviously an issue with the Signature stuff. Is there any way to check the amount I was approved for on a Saturday? I plan to apply for a Biz card after.
Applied for the biz card today and went to pending. Called in and they requested 2 years of tax returns for my business. Not a huge deal since I have a legitimate business, but certainly an annoyance having to go into those returns and delete out certain pages. It's been submitted now though.
Jul 18, 2018, 6:55 am
#1099
Join Date: Feb 2008
Location: MSP
Programs: DL-Polished Aluminum, Air Mobility Command-Chartreuse
Posts: 394
Data point: rejected online, rejected during recon for too many new accounts w/BOA + other banks and 'lack of deposit accounts with BOA'
Did AOR in November 2017, 2x citi, 1x BOA (Premium rewards), 1x Amex, 1x Barclay, 1x WF; previous BOA was Alaska in April '17 (AOR for 4 cards), last BOA before that was Alaska in 2016.
So I fall within the 2/3/4 but apparently they didn't like the AOR in November... bummer
Did AOR in November 2017, 2x citi, 1x BOA (Premium rewards), 1x Amex, 1x Barclay, 1x WF; previous BOA was Alaska in April '17 (AOR for 4 cards), last BOA before that was Alaska in 2016.
So I fall within the 2/3/4 but apparently they didn't like the AOR in November... bummer
Jul 18, 2018, 7:21 am
#1100
Join Date: Jan 2017
Posts: 790
Data point: rejected online, rejected during recon for too many new accounts w/BOA + other banks and 'lack of deposit accounts with BOA'
Did AOR in November 2017, 2x citi, 1x BOA (Premium rewards), 1x Amex, 1x Barclay, 1x WF; previous BOA was Alaska in April '17 (AOR for 4 cards), last BOA before that was Alaska in 2016.
So I fall within the 2/3/4 but apparently they didn't like the AOR in November... bummer
Did AOR in November 2017, 2x citi, 1x BOA (Premium rewards), 1x Amex, 1x Barclay, 1x WF; previous BOA was Alaska in April '17 (AOR for 4 cards), last BOA before that was Alaska in 2016.
So I fall within the 2/3/4 but apparently they didn't like the AOR in November... bummer
Jul 18, 2018, 7:38 am
#1102
Join Date: Feb 2008
Location: MSP
Programs: DL-Polished Aluminum, Air Mobility Command-Chartreuse
Posts: 394
Jul 18, 2018, 12:58 pm
#1103
Join Date: Jan 2017
Posts: 790
I did not value gammie for who she was for a long time, and now when I visit, she gives me lumps of coal with an occasional cookie here and there.
Jul 24, 2018, 12:12 pm
#1105
Join Date: Jul 2009
Location: SEA
Posts: 2,556
Bank of America Reconsideration?
Jul 24, 2018, 1:16 pm
#1106
Join Date: Jun 2013
Posts: 308
Jul 25, 2018, 1:56 pm
#1107
Join Date: Jun 2013
Posts: 308
Annoyed right now. Called the business recon line and I was denied for the biz application. I actually have a legitimate business and have never been denied for a business card before.
Anyway, I was told that the reason for denial was twofold. 1.) The business hasn't been established for long enough. I did switch from a sole proprietorship to a corporation this year, but there's been no change in revenue or anything. But they claim they view it as a new business so it doesn't matter. 2.) That I didn't have any deposit accounts with BoA although it was claimed that this wasn't necessarily the reason I was denied but rather they couldn't verify with my accounts if I could cover the expenses or not. I also provided two years of tax returns at their request (which I thought was a bit crazy to begin with). Also, this was only my second application with BoA (first business) in the last 22 months (just got the personal AL card a week ago but no other BoA applications).
For the BoA experts, is there anything I can do to push this application through? Or am I screwed? It doesn't seem like the recon people can overturn anything, although I've never called the credit analyst line and not sure if that makes a difference or not.
Anyway, I was told that the reason for denial was twofold. 1.) The business hasn't been established for long enough. I did switch from a sole proprietorship to a corporation this year, but there's been no change in revenue or anything. But they claim they view it as a new business so it doesn't matter. 2.) That I didn't have any deposit accounts with BoA although it was claimed that this wasn't necessarily the reason I was denied but rather they couldn't verify with my accounts if I could cover the expenses or not. I also provided two years of tax returns at their request (which I thought was a bit crazy to begin with). Also, this was only my second application with BoA (first business) in the last 22 months (just got the personal AL card a week ago but no other BoA applications).
For the BoA experts, is there anything I can do to push this application through? Or am I screwed? It doesn't seem like the recon people can overturn anything, although I've never called the credit analyst line and not sure if that makes a difference or not.
Aug 4, 2018, 7:11 pm
#1109
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
DP on personal AS card
Applied for the AS personal card a couple days ago & after 20 - 30 seconds up pops a screen asking me some personal questions to verify my identity. Asked for: Mortgage amount; car license plate #; and previous address and mortgage holder. Much easier than calling in. ^
Anyone else had this experience?
Anyone else had this experience?
Aug 4, 2018, 7:15 pm
#1110
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082