Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Oct 31, 2018, 10:12 pm
#1171
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
After spending a year licking my wounds from my M+ denial and brutal recon attempts last year, I finally finagled a working application page for the 40k AS offer tonight and was auto approved for a $10k+ CL. And this after my prior AS apps a year+ ago I'd only get the insulting $4k Plat approval. BoA is a fickle mistress that's for sure.
Nov 1, 2018, 12:36 pm
#1172
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
Mmmm how did you get 40K i thought best was 30K with 100 credit?
If I had to call recon same day will I get the signature bonus or am i stuck with the plat bonus, nevermind if will bofa match otter offers...
If I had to call recon same day will I get the signature bonus or am i stuck with the plat bonus, nevermind if will bofa match otter offers...
After spending a year licking my wounds from my M+ denial and brutal recon attempts last year, I finally finagled a working application page for the 40k AS offer tonight and was auto approved for a $10k+ CL. And this after my prior AS apps a year+ ago I'd only get the insulting $4k Plat approval. BoA is a fickle mistress that's for sure.
Nov 1, 2018, 1:35 pm
#1173
Join Date: Dec 2017
Posts: 46
I just applied for the BofA Alaska card today and I got a pending review. I checked the online status site and it also said pending review.
I am at 11/24. only bofa card I have is cash back card and I got that card back in 2008. No other BofA cards
I called recon line and they said that they are sending me something in the mail which will take a 7 1o 10 business days. Am I SOL? this is what I am receiving below.
Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
You can check back at any time to see if there has been an update on the decision. We'll also send you a letter in the mail after we've completed processing your application. If we have any questions, we'll call you.
I am at 11/24. only bofa card I have is cash back card and I got that card back in 2008. No other BofA cards
I called recon line and they said that they are sending me something in the mail which will take a 7 1o 10 business days. Am I SOL? this is what I am receiving below.
Alaska Airlines, Inc.
Your application is in review.Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
You can check back at any time to see if there has been an update on the decision. We'll also send you a letter in the mail after we've completed processing your application. If we have any questions, we'll call you.
Nov 1, 2018, 3:18 pm
#1174
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I just applied for the BofA Alaska card today and I got a pending review. I checked the online status site and it also said pending review.
I am at 11/24. only bofa card I have is cash back card and I got that card back in 2008. No other BofA cards
I called recon line and they said that they are sending me something in the mail which will take a 7 1o 10 business days. Am I SOL? this is what I am receiving below.
Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
You can check back at any time to see if there has been an update on the decision. We'll also send you a letter in the mail after we've completed processing your application. If we have any questions, we'll call you.
I am at 11/24. only bofa card I have is cash back card and I got that card back in 2008. No other BofA cards
I called recon line and they said that they are sending me something in the mail which will take a 7 1o 10 business days. Am I SOL? this is what I am receiving below.
Alaska Airlines, Inc.
Your application is in review.Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
You can check back at any time to see if there has been an update on the decision. We'll also send you a letter in the mail after we've completed processing your application. If we have any questions, we'll call you.
They could have send a rejection, or they could have sent you a request to provide some income verification (eg,, tax return), or they wanted to verify your mailing address, or something else.
Nov 1, 2018, 7:58 pm
#1175
Join Date: Dec 2017
Posts: 36
After spending a year licking my wounds from my M+ denial and brutal recon attempts last year, I finally finagled a working application page for the 40k AS offer tonight and was auto approved for a $10k+ CL. And this after my prior AS apps a year+ ago I'd only get the insulting $4k Plat approval. BoA is a fickle mistress that's for sure.
Also do you have bank relationship with BOA?
Last edited by ahh.lun; Nov 1, 2018 at 7:59 pm Reason: quote
Nov 1, 2018, 11:32 pm
#1177
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,792
Yes, long term bank relationship. Not a lot of $ but I've had a checking account with them for 10+ years. Probably 4/12. It's been a relatively quiet year for me from a new card perspective. I think this will be my 3rd or 4th AS personal card. Not sure without checking my records.
too bad... i really value AS miles..
Nov 3, 2018, 5:51 am
#1179
Join Date: Mar 2011
Programs: SPG Gold, AA Gold
Posts: 356
App in review, what are my options? And ok to cancel flights and rebook with code?
Hi, new to all this, just tried applying for personal card. Despite excellent credit and no new credit cards in the past year, I was put into review status rather than approved. I did open a new bank account recently (not a loan) that threw a hard pull, so I guess that is why. The tickets I want to use the companion benefit for are rather time sensitive due to limited availability on the route I need. This would have been an issue even if I were instantly approved since I understand it could take a couple months to get the code credited. But now that the card looks unlikely I figured why risk losing the routing and went ahead and booked the tickets (still within 24 hours at this point). Of course I timed things poorly because recon is not open weekends. Here are my questions:
1) if I do manage to get the card after recon and qualify for the companion benefit, would it be a viable plan to cancel an existing booking (looks like cancel fee is just $125 per person) and rebook with the companion code? I would lose $250 but that is only a small fraction of the cost of the second ticket and it is important not to lose this routing. Just wondering if there were any issues with this plan.
2) if I call recon, and it seems like I am not going to get the signature card, is it possible to just withdraw my app at that point rather than risk being approved for the lesser card? Will doing this preserve the possibility of applying for the card in the future and getting the companion bonus? If I cannot cancel the app through recon, is there any other way? I don't want to wind up with a useless card with no benefits especially if it will make it harder to get other cards later.
Thanks for any thoughts.
1) if I do manage to get the card after recon and qualify for the companion benefit, would it be a viable plan to cancel an existing booking (looks like cancel fee is just $125 per person) and rebook with the companion code? I would lose $250 but that is only a small fraction of the cost of the second ticket and it is important not to lose this routing. Just wondering if there were any issues with this plan.
2) if I call recon, and it seems like I am not going to get the signature card, is it possible to just withdraw my app at that point rather than risk being approved for the lesser card? Will doing this preserve the possibility of applying for the card in the future and getting the companion bonus? If I cannot cancel the app through recon, is there any other way? I don't want to wind up with a useless card with no benefits especially if it will make it harder to get other cards later.
Thanks for any thoughts.
Last edited by Maykita; Nov 3, 2018 at 6:24 am Reason: Correcting to "no new credit cards in the past year" -- most recent was 13 months ago.
Nov 3, 2018, 9:03 am
#1180
Join Date: Jul 2013
Posts: 1,784
If recon moves the 2.5K from one cc to another, to get to signature cc. do you have to do anything else to get the bonus you applied for? it used to mostly happen automatically, but now how does it work?
so if they put in the signature card request, is that all that needs to be done?
*my goodness bofa is so hard to get approved for. what a struggle compared to the past.
so if they put in the signature card request, is that all that needs to be done?
*my goodness bofa is so hard to get approved for. what a struggle compared to the past.
Nov 5, 2018, 1:12 pm
#1181
Join Date: Dec 2017
Posts: 46
I called recon today and they said thats still pending and they sent me something in the email.
I heard that BofA likes to ask for verification on certain info.
one thing I am concerned about is will BofA ask for my tax return? the "income" i inputted on the app wont match my real income....
I heard that BofA likes to ask for verification on certain info.
one thing I am concerned about is will BofA ask for my tax return? the "income" i inputted on the app wont match my real income....
Nov 5, 2018, 1:26 pm
#1182
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
I called recon today and they said thats still pending and they sent me something in the email.
I heard that BofA likes to ask for verification on certain info.
one thing I am concerned about is will BofA ask for my tax return? the "income" i inputted on the app wont match my real income....
I heard that BofA likes to ask for verification on certain info.
one thing I am concerned about is will BofA ask for my tax return? the "income" i inputted on the app wont match my real income....
Nov 5, 2018, 2:29 pm
#1183
Join Date: Dec 2017
Posts: 46
I have a real stable job with bi-weekly paychecks being DD. but I doubled my income amount on the app to get a higher chance of approval
My real income is $xx,xxx.xx
the fake "income" I put on the app was $xxx,xxx.xx
Got the letter from BofA and they are asking for my recent pay stub.... again, am I SOL?
My real income is $xx,xxx.xx
the fake "income" I put on the app was $xxx,xxx.xx
Got the letter from BofA and they are asking for my recent pay stub.... again, am I SOL?
Nov 5, 2018, 2:47 pm
#1184
Join Date: Mar 2011
Programs: SPG Gold, AA Gold
Posts: 356
As a data point, I was approved today after initially being put "in review." I called recon and was told they had already been working on the approval, so I'm not sure my calling mattered, though I was transferred to a different agent who asked various verification questions and texted me a code to prove I was calling from the number I said. Strange process overall.
Nov 5, 2018, 5:27 pm
#1185
Join Date: May 2012
Location: HNL
Programs: AS MVPG, HA Plat
Posts: 1,268
I have a real stable job with bi-weekly paychecks being DD. but I doubled my income amount on the app to get a higher chance of approval
My real income is $xx,xxx.xx
the fake "income" I put on the app was $xxx,xxx.xx
Got the letter from BofA and they are asking for my recent pay stub.... again, am I SOL?
My real income is $xx,xxx.xx
the fake "income" I put on the app was $xxx,xxx.xx
Got the letter from BofA and they are asking for my recent pay stub.... again, am I SOL?