Apr 25, 2017, 8:05 pm
Last edit by: geclub1
Application Link:
Preferred (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Preferred (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Premier (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Premier (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Card Service email address:
[email protected]
Preferred (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Preferred (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Premier (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Premier (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Card Service email address:
[email protected]
US based Union Pay card?
Jan 14, 2018 | 12:51 pm
#181
Join Date: Nov 2009
Location: EWR
Posts: 318
Noticed that the chip now appears to work at my local grocery store. It can see that it's it's using a PBOC card chip and then runs it on the discover network. I was a little surprised that no PIN was required, but perhaps it was below a threshold for that.
Jan 14, 2018 | 12:56 pm
#182
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Jan 14, 2018 | 2:24 pm
#183
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
Yes, this is a chip-and-signature card. The 6-digit PIN will only be at unattended terminals and for debit transactions. I will check at Safeway next weekend and report back. I tried a couple of places back in May, but none of them worked as a chipped transaction.
Jan 14, 2018 | 3:27 pm
#184
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Speaking of debit transactions, I'm thinking that won't come up much in the US once UnionPay chip becomes more common. As noted in the receipt above, they used the UnionPay credit AID, not the common debit one.
Jan 15, 2018 | 12:41 am
#185
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
I don't use the card in the US since I have a better earn rate with other cards. Furthermore, since I couldn't get any EMV transactions to work - it was always fallback mode - it triggered a fraud alert from ICBC. They called me and wanted to verify that I had made all of those purchases. Perhaps that has changed with more places adding PBOC support.
Jan 15, 2018 | 6:04 am
#186
Join Date: Apr 2005
Location: NYC
Posts: 1,804
The card worked at Costco in debit mode back in May. I don't use the card in the US since I have a better earn rate with other cards. Furthermore, since I couldn't get any EMV transactions to work - it was always fallback mode - it triggered a fraud alert from ICBC. They called me and wanted to verify that I had made all of those purchases. Perhaps that has changed with more places adding PBOC support.
I don't use the card in the US since I have a better earn rate with other cards. Furthermore, since I couldn't get any EMV transactions to work - it was always fallback mode - it triggered a fraud alert from ICBC. They called me and wanted to verify that I had made all of those purchases. Perhaps that has changed with more places adding PBOC support.
Jan 15, 2018 | 1:16 pm
#187
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
Jan 15, 2018 | 4:43 pm
#188
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Did the debit transactions involve any cash back? I would completely expect the non-cashback ones to code as purchases regardless.
Jan 16, 2018 | 3:20 am
#189
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
Mar 11, 2018 | 3:24 am
#191
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
I believe this is no different than the standard coupon booklet for Simon Outlet Malls that they hand out at customer service. You can also receive it as a AAA member.
Jul 15, 2018 | 9:12 pm
#192
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Might not matter for most in this thread, but it looks like Walmart supports UnionPay natively now (as in, doesn't go over Discover or Diners Club): https://ficoforums.myfico.com/t5/Cre...e/td-p/5297550
Jul 15, 2018 | 10:25 pm
#193
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
Nice find. I forgot to go check out Safeway in January, but I will soon, along with Walmart. Regarding QuickPass, I wasn't able to get it to work in Hong Kong when percysmith and I tried a few different merchants back in early 2017. I don't use the card domestically due to its low rewards structure, but I was testing it out about a year ago. Due to the number of fallback transactions at the time, I promptly got a call from ICBC inquiring if I had the card in my possession. I even almost had the card rejected at a local merchant because of the need to do a fallback due to lack of PBOC support.
Jul 15, 2018 | 10:39 pm
#194
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Nice find. I forgot to go check out Safeway in January, but I will soon, along with Walmart. Regarding QuickPass, I wasn't able to get it to work in Hong Kong when percysmith and I tried a few different merchants back in early 2017. I don't use the card domestically due to its low rewards structure, but I was testing it out about a year ago. Due to the number of fallback transactions at the time, I promptly got a call from ICBC inquiring if I had the card in my possession. I even almost had the card rejected at a local merchant because of the need to do a fallback due to lack of PBOC support.
Jul 15, 2018 | 11:54 pm
#195
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,959
Considering most people are probably using this card in China where PBOC is supported, I would tend to think that fallback transactions would be viewed with more scrutiny.