May 14, 2014, 1:15 pm
Last edit by: rrgg
This thread is a continuation of the discussion posted here from 12.08.2012 - 5.13.2014: Barclays Arrival/Arrival Cards (1.05%/2.1% travel credits)
Current offer for Arrival Plus is 70K pts w/$5K spend & AF waived 1st year.
Barclays says that you earn miles but youre actually earning cash back with the card since you cant transfer your Barclays miles to airlines. But you can redeem them for statement credits at 0.5 cents per mile (poor value) or 1.05 cent per mile if you redeem for travel.
You get 5% of your miles back if you redeem for travel, so 40,000 miles gets you $400 towards travel and 2,000 miles back (5% of your miles back). You must have at least 10K 'miles' in your acct if you wish to redeem as a travel credit. 2500 'miles' can be redeemed for a stmt credit though.
If you want, you can redeem miles to cover a portion of a travel charge instead of the full amount. For example, if you have 80k miles and a $740 airline charge, you can choose to redeem just 70k to cover $700 of the charge.
You earn 2X miles on all purchases, so youre effectively getting 2% cash back for each purchase. But since you get 5% of your miles back when you redeem for travel, this is effectively a 2.1% cash back card when miles are redeemed for travel.
This makes the Barclaycard Arrival PlusTM World Elite MasterCard (with 2.1% cash back for travel) better than the Capital One Venture card which offers only 2 miles per $1 or 2% cash back, only if you spend $30k+ per year after first year, because Arrival Plus AF is $30 more than Venture.
If you receive a call from 302-255-8000 after applying for this or any other Barclay's card, it is a legit number! You can also call them back directly at 866-951-1437.
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Let's crowd source things that have counted towards travel redemptions that are not so obvious
="3"%Successful
Don't forget travel purchase needs to be > $100 charge for 10K mile redemption
Airlines that post purchases of multiple tickets as one amount or split them:
One Amount
BA (USD based award ticket)
Multiple Transactions
UA (award)
DL (award)
Current offer for Arrival Plus is 70K pts w/$5K spend & AF waived 1st year.
Barclays says that you earn miles but youre actually earning cash back with the card since you cant transfer your Barclays miles to airlines. But you can redeem them for statement credits at 0.5 cents per mile (poor value) or 1.05 cent per mile if you redeem for travel.
You get 5% of your miles back if you redeem for travel, so 40,000 miles gets you $400 towards travel and 2,000 miles back (5% of your miles back). You must have at least 10K 'miles' in your acct if you wish to redeem as a travel credit. 2500 'miles' can be redeemed for a stmt credit though.
If you want, you can redeem miles to cover a portion of a travel charge instead of the full amount. For example, if you have 80k miles and a $740 airline charge, you can choose to redeem just 70k to cover $700 of the charge.
You earn 2X miles on all purchases, so youre effectively getting 2% cash back for each purchase. But since you get 5% of your miles back when you redeem for travel, this is effectively a 2.1% cash back card when miles are redeemed for travel.
This makes the Barclaycard Arrival PlusTM World Elite MasterCard (with 2.1% cash back for travel) better than the Capital One Venture card which offers only 2 miles per $1 or 2% cash back, only if you spend $30k+ per year after first year, because Arrival Plus AF is $30 more than Venture.
If you receive a call from 302-255-8000 after applying for this or any other Barclay's card, it is a legit number! You can also call them back directly at 866-951-1437.
Very Old Wiki Info ---
Regarding official company representatives
Note that there is an official procedure for company representatives to register themselves with the FlyerTalk Community Director and verify their credentials. When that process is completed, the username will turn green in posts, rather than the standard blue.
Anyone who does not appear in green has not followed this procedure. Those posts should be considered the same as any other user's posts. It is important to remember that the moderation team does not generally monitor the veracity of any posts; it is up to you to judge a poster's content and history yourself.
Let's crowd source things that have counted towards travel redemptions that are not so obvious
="3"%Successful
Don't forget travel purchase needs to be > $100 charge for 10K mile redemption
- 9/11 Museum and Memorial - NYC
- Accuracy Limo (via Square, Salt Lake City, UT limo service)
- ACE Adventures (West Virginia White Water Rafting), had to call in to get it processed manually
- agoda.com
- AirAsia Flights (airasia.com)
- airbnb bookings
- airbnb GC purchased on United MPX site
- Alaska Airlines checked baggage fee $25 charge
- Amazing Bike Tours Thailand
- AA Gift Card
- American Airlines telephone booking (including booking fee)
- Amtrak train ticket >$25 (ALB-NYP)
- Amtrak train ticket >$25 (unknown destinations)
- Arrival+ Annual Fee
- Argosy Cruises (SEA, classified as RECREATION)
- Autoeurope.com
- BART (Bay Area Rapid Transit) San Francisco
- Balloons over Bagan
- Bieber bus tickets
- Boston MBTA Charlie Card reload & Commuter Rail passes & tickets
- Burj Khalifa observation decks
- Buying Lifemiles from Avianca
- Capitaine Train Tickets (capitaine.com)
- Carmel Limo (NYC car service)
- carrentals.com
- cheaptickets.com hotel
- Chinese Visa Application Fees (had to call in. Credit showed up in account in 2 business days. See Post 912 and 921 for details)
- City Taxi (Tampa)
- CostcoTravel
- Cotai Waterjet (Hong Kong)
- CT Limo
- Daily Getaways purchase of HHonors points
- DB Bahn Trains Germany (bahn.de)
- Disneyland Hong Kong (Manual redemption required)
- DriveNow - all locations in EU/US
- Dublin Bus Tours Hop on, Hop off (Green)
- Eiffel Tower (manual redemption by phone allowed)
- Empire State Building tickets
- Enterprise rent-a-car, paid at the counter when returning the car (used Chase United Visa initially for primary coverage, but asked to pay with a different card when returning the car)
- Eurostar Train Tickets (eurostar.com)
- Europcar.com
- Expedia.com
- Hertz Rent-a-Car (booked on hertz.com)
- Hong Kong Airport Express Pass
- Hotel bookings through Rocketmiles (even refundable bookings or those tied to other promotions)
- Hotels.com
- Hotwire
- ItaliaRail (online booking agency for TrenItalia)
- LA Swamp Tours, Steamboat cruise, Haunted History Tours (New Orleans)
- Lahaina-Maui Ferry Tickets - booked online at www.go-lanai.com
- Las Vegas Show Booked through hotel
Las Vegas show tickets booked online (Mandalay Bay Box office) - Limo Charges - Two limo charges that I made in March PRIOR the the recent changes to what qualifies as "Travel" showed up as eligible travel charges. I guess with the changes to what's covered, and for how long, these got pulled back in.
- Lyft
- M-Life advance reservation deposit
- Montway Auto Transport (deposit)
- New York City MTA Subway Cards
- New York Waterways Ferry (between NJ and NYC)
- Ngong Ping 360 (Hong Kong)
- Norwegian Cruise Line purchase made from telephone order from vacationstogo.com
- Norwegian Cruise Line (deposits and payments)
- NS Hispeed Train Tickets (nshispeed.com)
- NYC Taxi
- Orbitz.com purchase
- ORCA card for Seattle area tolls (considered the very typical GOVERNMENT SERVICES NOT ELSEWHERE CLASSIFIED)
- Paris RATP Metro/VATP (buy 10-ticket pack for >$25 and save cost)
- PeruRail (Machu Picchu train)
- PMRF Beach Cottages (Kauai)
- Priceline
- Primetime Shuttle (Worked from LAX-SNA)
- rail europe on Travelocity
- rail JR Rail in Japan, load as tourist attraction, call in to get it credit (Post#938)
- Safari Helicopter Tour (Kauai)
- Sandals.com resort booking (unique vacations) was not redeemable last year. Is redeemable online now
- SEASTREAK LLC - NYC (Commuter Ferri)
- Singapore Cable Car
- Southwest $100 gift card
- Southwest Early Bird Check-in (billed separately from airfare charges)
- Spirit of NY Dinner Cruises - www.spiritcruises.com, which have cruises in several other cities as well.
- Starwood Vacation Ownership (SPG Timeshare) Westin Princeville Kauai (coded as Timeshare).
- St Pauls Cathedral (manual redemption by phone allowed)
- Super Shuttle (mixed, worked in SF when (billed SUPERSHUTTLE EXECUCARS), worked in Boston (SUPERSHUTTLE BOSTON), failed in LA (SUPERSHUTTLE), Worked in Cancun.
- Taxi in Zrich
- Top of the Rock tickets - NYC
- Trenitalia Online
- Trimet (Portland OR public transportation)
- Trip Advisor Rental
- TurboJET (Hong Kong)
- Uber
- Uber GC through MPX $100 (re-confirmed 11/1/2018, using Arrival Premier)
- United Baggage Fee
- Universal Studio Orlando tickets (had to call in)
- Viator (sightseeing/tours)
- Victoria Clipper (passenger ferry)
- Wedding at the Stratosphere's Chapel in the Clouds (billed as stratosphere)
- Windsor Castle (manual redemption by phone allowed)
- Wine purchases from different wine tasting rooms
- WMATA (Washington DC Metro) - [[COLOR="Red"]reconfirmed 10/5/15]
- Zipcar
="3"%Unsuccessful (please mention the amount redeemed - important as anything under$25$100 cannot be reimbursed)
Partial redemptions are possible - however you cannot redeem against that charge again. So if you have a $500 charge and you spend 40K points against it, you cannot redeem 10K points for the remaining $100 of that charge. - www.b-europe.com (SNCB rail)
- Amtrak (possibly due <$25 charge)
- Blue Water Rafting. Merchant category "Recreation Services -- Not elsewhere classified"
- Brazil airline GOL booked online codes as DIRECT MARKETING/DIRECT MARKETERS--NOT ELESWH ..
- Broadmoor Hotel Food and Beverage (Colorado Spring, CO)
- budgetair.co.uk (charged >$200)
- Car2go
- De Palm Tours, Aruba (classified as Recreation. Called Barclay twice.)
- Description: ZERVE *CA WHALES Merchant Category: THEATRICAL PRODUCERS (EXCEPT MOTION PICTURES), TICKET AGENCIES...Tickets to whale watching tour purchased over the phone.
- Evan Evans Sightseeing tours (UK based)- http://www.evanevanstours.co.uk
- Fastrak tag autoload for San Francisco bridge tolls ($25)
- Global Entry
- Gotobus.com Long Distance Buses, ~$100
- Homeaway.com, posts as real estate. Barclays said they'd make a one-time exception but future purchases won't count as travel.
- Hostelbookers.com deposit (maybe the charge which is >$25 will count?)
- Hotels.com Gift Card
- IHG points and cash hotel redemption
- Malaysian Overnight Train KUL-SIN (ktmb.com.my)
- Monterey Aquarium
- Parking at DCA - $136 (7/9/19)
- Parking at HSV ($96 in parking at Huntsville International Airport)
- Parking at IAH (Houston Intercontinental - on airport) -$76 (PARKING LOTS AND GARAGES)
- Parking at LAS
- Parking at LGA $204
- Parking at Port Imperial, Weehawken, NJ
- Parking at SNA (John Wayne Airport)
- San Francisco Clipper Card public transit (autoload from website)
- Skyjump at Stratosphere Hotel LV $150 (01/14) - not charged by hotel.
- Space Needle and Chihuly Garden Tickets
- Starwood points purchase (BUSINESS SERVICES NOT ELSEWHERE CLASSIFIED)
- Taxi Magic /Curb- Taxi service
- Thello train (France-Italy night train, codes as rail-freight)
- Trenitalia (both online and in stations, posts as rail-freight)
- UBER eGift Card (bought through the UBER app) for $100 - Not coded as "travel," so couldn't redeem online and they wouldn't do it over the phone, either.
Airlines that post purchases of multiple tickets as one amount or split them:
One Amount
BA (USD based award ticket)
Multiple Transactions
UA (award)
DL (award)
Barclays Arrival Plus, now 70K w/$5k spend
May 20, 2014, 10:51 am
#241
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
I think they are worried about mass closures and the risk people won't bother reapplying or getting declined and thus lost business. No additional updates but my personal guess is this week they should reach a remedy or decision. I would keep the pressure up, the implementation of the upgrade occurs on 5/28 so still time to expand the upgrades to include more accounts.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
All because of a stupid silver logo? Get real. You're living in a fantasy land if you think the layperson cares.
I'm starting to think some of you guys are borderline delusional.
May 20, 2014, 10:52 am
#242
Join Date: Aug 2013
Posts: 197
Barclay
Thanks again, some additional questions please:
1) When you mention "Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else.
Do you mean we should be calling back in and once again requesting World Elite, even if we have already and they are saying no and just sending regular card ?
2) Which is the best channel for us to continue to share feedback, CSR via phone, SM or twitter callback ?
Thanks again
Thanks again, some additional questions please:
1) When you mention "Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else.
Do you mean we should be calling back in and once again requesting World Elite, even if we have already and they are saying no and just sending regular card ?
2) Which is the best channel for us to continue to share feedback, CSR via phone, SM or twitter callback ?
Thanks again
No info on the no fee card right now, the focus is the fee.
I think they are worried about mass closures and the risk people won't bother reapplying or getting declined and thus lost business. No additional updates but my personal guess is this week they should reach a remedy or decision. I would keep the pressure up, the implementation of the upgrade occurs on 5/28 so still time to expand the upgrades to include more accounts.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
I think they are worried about mass closures and the risk people won't bother reapplying or getting declined and thus lost business. No additional updates but my personal guess is this week they should reach a remedy or decision. I would keep the pressure up, the implementation of the upgrade occurs on 5/28 so still time to expand the upgrades to include more accounts.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
May 20, 2014, 11:37 am
#243
Join Date: Mar 2006
Location: SF, CA, US
Programs: AA Plat Pro, UA MM Gold, HHonors Silver, Marriott Bonvoy Plat, IHG Ambassador
Posts: 1,238
Will Barclays reallocate credit lines among a customer's various Barclays CCs?
May 20, 2014, 12:22 pm
#244
Join Date: Apr 2014
Location: TYR
Programs: AA ExP, Marriott Gold, HH Gold
Posts: 48
I'm still in the camp that while the World Elite version looks cool, I'm content with the World card and I'm one of those that would likely never use the added benefits of World Elite anyway.
The additional travel categories Barclaycard has added, as well as expanding the redemption period from 90 to 120 days and the addition of chip and pin is more than what anyone I think ever expected them to do before.
This card more than makes up for all the uncategorized spending I could do with my Chase cards so there is no way I would drop it. I'm looking forward to the World card that I have coming in the mail - whenever I get it.
The additional travel categories Barclaycard has added, as well as expanding the redemption period from 90 to 120 days and the addition of chip and pin is more than what anyone I think ever expected them to do before.
This card more than makes up for all the uncategorized spending I could do with my Chase cards so there is no way I would drop it. I'm looking forward to the World card that I have coming in the mail - whenever I get it.
May 20, 2014, 12:40 pm
#245
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
I logged in a couple days ago and it said my new World Elite Arrival + card would arrive soon (May 28th?). I have a high spend on the card.
May 20, 2014, 2:12 pm
#246
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,128
You are missing the point. Has nothing to do with colors or looks. It's the point of getting treated equally. We are not in a third world country. I won't even use the elite services. But if new applicants are getting it, existing fee card members should also get it. It's like having a Gold amex, let's sayt amex gets rid of it and only offers preferred amex gold with same fee as regular gold to new applicants. I would want to get upgraded to preferred amex gold without any extra fees too
LOLLLLLL
All because of a stupid silver logo? Get real. You're living in a fantasy land if you think the layperson cares.
I'm starting to think some of you guys are borderline delusional.
I think they are worried about mass closures and the risk people won't bother reapplying or getting declined and thus lost business. No additional updates but my personal guess is this week they should reach a remedy or decision. I would keep the pressure up, the implementation of the upgrade occurs on 5/28 so still time to expand the upgrades to include more accounts.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
"Barclaycard Arrival Plus World Elite upgrades workflow: if a fee cardholder calls in about upgrading to World Elite MasterCard status, please follow the upgrade steps" but it doesn't specify anything else. I think they will add the option soon.
All because of a stupid silver logo? Get real. You're living in a fantasy land if you think the layperson cares.
I'm starting to think some of you guys are borderline delusional.
May 20, 2014, 2:27 pm
#247
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
over payment and cahrging multiples of CL Barclays Arrival...
I have been searching for over an hour on FT and google and have found only 2 posts regarding overpaying a Barclays card- 2 isn't a very good sample size...
New 1st Barclays card but only $3,800 CL. Could anyone who is overpaying and using multiple of their CL please post experience- ie: no problem, contact from Barclays or adverse action? PM's fine, of course.
IMO, conventional wisdom on these forums regarding such activity is often speculation vs actual experience. For example, people say to be very careful overpaying Amex. People also say that even if you overpay, you still can't do a single charge greater than your CL. Both of these are WILDLY incorrect.
I have prepaid/overpaid an Amex card by 32x the CL, and i have charged 24x the CL in one charge- went thru without even a fraud alert! The account has been at a credit balance probably 90% of the time for 2 years and usually between 4-7x CL. Worth noting, this was ramped up over a period of a year. starting with ~2-3x CL and bumping that up- albeit at a fast rate obviously.
I detail the Amex experience to head off conventional 'wisdom' in favour of ACTUAL experiences such as mine with Amex. I'm trying to determine what is doable with Barclays. I've read they like you to use the hell out of their cards, but don't know if several overpayments per month will fly without AA. Ideally, the goal is to do at least $6-10k ??? per month to start, and ramp from there- with some purchases well above CL.
Sorry for the long post.
New 1st Barclays card but only $3,800 CL. Could anyone who is overpaying and using multiple of their CL please post experience- ie: no problem, contact from Barclays or adverse action? PM's fine, of course.
IMO, conventional wisdom on these forums regarding such activity is often speculation vs actual experience. For example, people say to be very careful overpaying Amex. People also say that even if you overpay, you still can't do a single charge greater than your CL. Both of these are WILDLY incorrect.
I have prepaid/overpaid an Amex card by 32x the CL, and i have charged 24x the CL in one charge- went thru without even a fraud alert! The account has been at a credit balance probably 90% of the time for 2 years and usually between 4-7x CL. Worth noting, this was ramped up over a period of a year. starting with ~2-3x CL and bumping that up- albeit at a fast rate obviously.
I detail the Amex experience to head off conventional 'wisdom' in favour of ACTUAL experiences such as mine with Amex. I'm trying to determine what is doable with Barclays. I've read they like you to use the hell out of their cards, but don't know if several overpayments per month will fly without AA. Ideally, the goal is to do at least $6-10k ??? per month to start, and ramp from there- with some purchases well above CL.
Sorry for the long post.
Last edited by uncommonsensical; May 20, 2014 at 4:06 pm
May 20, 2014, 5:53 pm
#248
Join Date: May 2013
Posts: 95
Just a data point (really don't care about World or World Elite).
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
May 20, 2014, 6:05 pm
#249
Join Date: Oct 2013
Posts: 920
Interesting experience with the Amex charges... that'll help in the future. IME I've over paid by 3x CL with no AA. Charged 5x CL in a month with no AA. Doesn't seem to be an issue.
May 20, 2014, 6:09 pm
#250
Join Date: Aug 2013
Posts: 197
@Mihiker, thanks for the info. Any additional data you can add (only if you feel comfortable of course) such as score, credit line, heavy/light spend etc ?
Thanks
Thanks
Just a data point (really don't care about World or World Elite).
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
May 20, 2014, 6:21 pm
#251
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Just a data point (really don't care about World or World Elite).
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
Received a letter in the mail from Barclay today saying I was upgraded and can expect my new World Elite card in the next few weeks. Pretty much the same thing the pop up said when I logged into my account. Spouse has the card and so far has not received the letter. This is consistent with spouse not receiving the pop-up online either.
Data: CL $12.5k; recent scores 760-780 ish; spend $50k in 10+ months. No other active Barclays cards.
Last edited by ctbarron; May 20, 2014 at 6:24 pm Reason: Added info
May 20, 2014, 6:21 pm
#252
Join Date: May 2013
Posts: 95
Opened Arrival Nov of 2013. This is my 4th card from Barclays. $12.xk credit limit on Arrival. $17.xk total on my 3 other Barclay cards.
Spend around $5k/month on my Arrival card. This is now main card for non category spend (and when not meeting min spending requirements).
FICO around 825 according to Barclay. Credit Sesame and Credit Karma list scores closer to 750.
Spouse has $5k or $7.5k credit limit on Arrival (can't remember which) and also 3 other cards from Barclays with limits similar to mine. This Arrival card is not used often.
Hope this helps.
May 20, 2014, 6:50 pm
#253
Join Date: Jan 2014
Location: LAX/BUR
Posts: 525
I have been searching for over an hour on FT and google and have found only 2 posts regarding overpaying a Barclays card- 2 isn't a very good sample size...
New 1st Barclays card but only $3,800 CL. Could anyone who is overpaying and using multiple of their CL please post experience- ie: no problem, contact from Barclays or adverse action? PM's fine, of course.
IMO, conventional wisdom on these forums regarding such activity is often speculation vs actual experience. For example, people say to be very careful overpaying Amex. People also say that even if you overpay, you still can't do a single charge greater than your CL. Both of these are WILDLY incorrect.
I have prepaid/overpaid an Amex card by 32x the CL, and i have charged 24x the CL in one charge- went thru without even a fraud alert! The account has been at a credit balance probably 90% of the time for 2 years and usually between 4-7x CL. Worth noting, this was ramped up over a period of a year. starting with ~2-3x CL and bumping that up- albeit at a fast rate obviously.
I detail the Amex experience to head off conventional 'wisdom' in favour of ACTUAL experiences such as mine with Amex. I'm trying to determine what is doable with Barclays. I've read they like you to use the hell out of their cards, but don't know if several overpayments per month will fly without AA. Ideally, the goal is to do at least $6-10k ??? per month to start, and ramp from there- with some purchases well above CL.
Sorry for the long post.
New 1st Barclays card but only $3,800 CL. Could anyone who is overpaying and using multiple of their CL please post experience- ie: no problem, contact from Barclays or adverse action? PM's fine, of course.
IMO, conventional wisdom on these forums regarding such activity is often speculation vs actual experience. For example, people say to be very careful overpaying Amex. People also say that even if you overpay, you still can't do a single charge greater than your CL. Both of these are WILDLY incorrect.
I have prepaid/overpaid an Amex card by 32x the CL, and i have charged 24x the CL in one charge- went thru without even a fraud alert! The account has been at a credit balance probably 90% of the time for 2 years and usually between 4-7x CL. Worth noting, this was ramped up over a period of a year. starting with ~2-3x CL and bumping that up- albeit at a fast rate obviously.
I detail the Amex experience to head off conventional 'wisdom' in favour of ACTUAL experiences such as mine with Amex. I'm trying to determine what is doable with Barclays. I've read they like you to use the hell out of their cards, but don't know if several overpayments per month will fly without AA. Ideally, the goal is to do at least $6-10k ??? per month to start, and ramp from there- with some purchases well above CL.
Sorry for the long post.
May 20, 2014, 9:48 pm
#254
Join Date: Aug 2013
Posts: 197
@MiHiker @Ctbarron
Thanks so much for the data points, very useful !
Thanks so much for the data points, very useful !
May 20, 2014, 11:42 pm
#255
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,128
So I emailed cs for the heck of it about upgrading to Elite. This is what I got LOL "Thank you for contacting us regarding your Barclaycard Arrival Plus World MasterCard. We are still on the process of reviewing accounts for a possible upgrade to a World Elite status once they pass the criterions from the bank. At this time, your account is not yet eligible to be upgraded. If an upgrade becomes available, we will notify you directly. We apologize for any inconvenience this may cause.
If you have any other questions and concerns, please reply to this message.
Sincerely,
Customer Service
If you have any other questions and concerns, please reply to this message.
Sincerely,
Customer Service