2013 App-O-Rama (AOR) and Churn Advice Archive
#1307
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
#1309
Join Date: Feb 2013
Posts: 30
s attending um ann arbor in fall, it's about $300rt from ny. He'll need three trips per year, we'll be up at least once per year, so that's $1200/year or $5k over the course of four years. I'd like to use ff miles for the trips, not sure what the best cards are for this goal.
six months ago signed up for and have met min spend:
us banc - carlson premier and business
chase - ink bold, ba avios 100K offer (earned ticket + companion)
citi - premier thank you
I have about $12k of business spend coming up.
ideas? tia!
six months ago signed up for and have met min spend:
us banc - carlson premier and business
chase - ink bold, ba avios 100K offer (earned ticket + companion)
citi - premier thank you
I have about $12k of business spend coming up.
ideas? tia!
#1310
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Hey, welcome to Flyertalk both of you!
It's so great to see such informed first posts-- I snipped off most of them, but they surely showed that you learned a lot from reading the thread. The knowledge here is tremendous, and the benefits, enormous.
#1311
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
s attending um ann arbor in fall, it's about $300rt from ny. He'll need three trips per year, we'll be up at least once per year, so that's $1200/year or $5k over the course of four years. I'd like to use ff miles for the trips, not sure what the best cards are for this goal.
six months ago signed up for and have met min spend:
us banc - carlson premier and business
chase - ink bold, ba avios 100K offer (earned ticket + companion)
citi - premier thank you
I have about $12k of business spend coming up.
ideas? tia!
six months ago signed up for and have met min spend:
us banc - carlson premier and business
chase - ink bold, ba avios 100K offer (earned ticket + companion)
citi - premier thank you
I have about $12k of business spend coming up.
ideas? tia!
#1312
Join Date: Apr 2013
Location: FL
Posts: 57
BTW, I just got engaged! SOOO im starting to work a little harder on that plan.. Free honeymoon? YES please!
#1313
Join Date: Nov 2009
Posts: 1,060
does the no annual fee version come with free 10k miles every anniversary?
#1314
Join Date: May 2012
Posts: 684
if I apply for one AX Biz card and one personal card in one day, will the hard pulls be combined? Thanks
#1315
Join Date: Aug 2013
Posts: 73
Hi, new member here. Just wanted some expert advice since I am new to this game.
Background info: Got my first secured credit card at 18 in 2008. My creditkarma score is at 770-780, and didn't seem to be affected at all since my apporama(says I have only 2 hard credit pulls?) I'm single, male, 23 with a stable job and have no trouble at all hitting ANY spend requirement for any cards. Do not plan on making any major purchases anytime soon, (other than a used car with no financing)
My first ever app-o-rama was done over the span of about one month(July 2013), and consisted of:
CSP
Chase Marriott (instant)
Chase Priority Club (instant)
Citibank Gold (instant)
Citibank Plat (instant)
Barclays Arrival (denied: already sufficient credit)
Should I have applied for more? This being my first rodeo I had no idea how many I should have shot for.
Previous to this, the only applications I had were for both chase southwest cards in July 2012 and was instantly approved.
My current credit cards:
Chase Freedom
CS
CSP
Southwest plus personal
Southwest plus business
Amex Blue Student
Chase Marriott
Chase Priority Club
Citibank AA Gold
Citibank AA Plat
Barclays NFL
Nordstrom Bank CC
My questions are:
Should I be canceling any of my cards? Specifically, my Barclays and chase southwest cards? I assume this is the reason why I was denied the Barclays Arrival card. I decided not to call recon due to reading about other members getting denied for the same reason.
The next cards I want are the Chase Hyatt card, Amex SPG, Citibank Business AA, Barclays Arrival, and the remaining two chase southwest cards. How long should I wait until I apply for these cards?
I'm concerned about the Hyatt and southwest cards because I just had three instant approvals from chase and now hold 7!!! chase cards, with about 80k limit between them all.
My goals are mainly AA miles, SW rapid rewards points, and UR points. I do travel to Vegas 2-3x a year, and the main reasons for the hotel cards are to get free stays on the strip.
Thank you for all your help.
Background info: Got my first secured credit card at 18 in 2008. My creditkarma score is at 770-780, and didn't seem to be affected at all since my apporama(says I have only 2 hard credit pulls?) I'm single, male, 23 with a stable job and have no trouble at all hitting ANY spend requirement for any cards. Do not plan on making any major purchases anytime soon, (other than a used car with no financing)
My first ever app-o-rama was done over the span of about one month(July 2013), and consisted of:
CSP
Chase Marriott (instant)
Chase Priority Club (instant)
Citibank Gold (instant)
Citibank Plat (instant)
Barclays Arrival (denied: already sufficient credit)
Should I have applied for more? This being my first rodeo I had no idea how many I should have shot for.
Previous to this, the only applications I had were for both chase southwest cards in July 2012 and was instantly approved.
My current credit cards:
Chase Freedom
CS
CSP
Southwest plus personal
Southwest plus business
Amex Blue Student
Chase Marriott
Chase Priority Club
Citibank AA Gold
Citibank AA Plat
Barclays NFL
Nordstrom Bank CC
My questions are:
Should I be canceling any of my cards? Specifically, my Barclays and chase southwest cards? I assume this is the reason why I was denied the Barclays Arrival card. I decided not to call recon due to reading about other members getting denied for the same reason.
The next cards I want are the Chase Hyatt card, Amex SPG, Citibank Business AA, Barclays Arrival, and the remaining two chase southwest cards. How long should I wait until I apply for these cards?
I'm concerned about the Hyatt and southwest cards because I just had three instant approvals from chase and now hold 7!!! chase cards, with about 80k limit between them all.
My goals are mainly AA miles, SW rapid rewards points, and UR points. I do travel to Vegas 2-3x a year, and the main reasons for the hotel cards are to get free stays on the strip.
Thank you for all your help.
Last edited by pushthelimit; Aug 5, 2013 at 2:48 pm
#1316
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Hi, new member here. Just wanted some expert advice since I am new to this game.
My first ever app-o-rama was done over the span of about one month(July 2013), and consisted of:
CSP
Chase Marriott (instant)
Chase Priority Club (instant)
Citibank Gold (instant)
Citibank Plat (instant)
Barclays Arrival (denied: already sufficient credit)
My current credit cards:
Chase Freedom
CS
CSP
Southwest plus personal
Southwest plus business
Amex Blue Student
Chase Marriott
Chase Priority Club
Citibank AA Gold
Citibank AA Plat
Barclays NFL
Nordstrom Bank CC
My goals are mainly AA miles, SW rapid rewards points, and UR points. I do travel to Vegas 2-3x a year, and the main reasons for the hotel cards are to get free stays on the strip.
Thank you for all your help.
My first ever app-o-rama was done over the span of about one month(July 2013), and consisted of:
CSP
Chase Marriott (instant)
Chase Priority Club (instant)
Citibank Gold (instant)
Citibank Plat (instant)
Barclays Arrival (denied: already sufficient credit)
My current credit cards:
Chase Freedom
CS
CSP
Southwest plus personal
Southwest plus business
Amex Blue Student
Chase Marriott
Chase Priority Club
Citibank AA Gold
Citibank AA Plat
Barclays NFL
Nordstrom Bank CC
My goals are mainly AA miles, SW rapid rewards points, and UR points. I do travel to Vegas 2-3x a year, and the main reasons for the hotel cards are to get free stays on the strip.
Thank you for all your help.
#1317
Join Date: May 2004
Location: LAX
Posts: 1,849
What's easier to get approved: Citi AA or SPG amex? Want to get both,
but not sure which one I should get first. Got one Chase and one Citi AA
yesterday, want to wait 8 days and get those two, any advise?
Got two cards (one Chase and one Barclays) at then end of May, nothing
earlier this year.
but not sure which one I should get first. Got one Chase and one Citi AA
yesterday, want to wait 8 days and get those two, any advise?
Got two cards (one Chase and one Barclays) at then end of May, nothing
earlier this year.
#1318
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
What's easier to get approved: Citi AA or SPG amex? Want to get both,
but not sure which one I should get first. Got one Chase and one Citi AA
yesterday, want to wait 8 days and get those two, any advise?
Got two cards (one Chase and one Barclays) at then end of May, nothing
earlier this year.
but not sure which one I should get first. Got one Chase and one Citi AA
yesterday, want to wait 8 days and get those two, any advise?
Got two cards (one Chase and one Barclays) at then end of May, nothing
earlier this year.
#1319
Join Date: Dec 2011
Posts: 232
Just got instantly approved for following
a) Barclays US Air - 35000 (churn)
2)Citi AA - 50000 (churn)
3)Amex SPG - 30000 (first)
4)Chase IHG - 80000 (first)
Deferred for these
a) Chase Southwest Biz (first) -50000
b)Barclays Arrival (first) - 400
Still thinking
a) Chase Mariott - 50,000 mainly because I dint want to weaken the chance of SW biz being accepted and also the 70000 link for mariott did not work for me
Not planning to call recon.
a) Barclays US Air - 35000 (churn)
2)Citi AA - 50000 (churn)
3)Amex SPG - 30000 (first)
4)Chase IHG - 80000 (first)
Deferred for these
a) Chase Southwest Biz (first) -50000
b)Barclays Arrival (first) - 400
Still thinking
a) Chase Mariott - 50,000 mainly because I dint want to weaken the chance of SW biz being accepted and also the 70000 link for mariott did not work for me
Not planning to call recon.
#1320
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Just got instantly approved for following
a) Barclays US Air - 35000 (churn)
2)Citi AA - 50000 (churn)
3)Amex SPG - 30000 (first)
4)Chase IHG - 80000 (first)
Deferred for these
a) Chase Southwest Biz (first) -50000
b)Barclays Arrival (first) - 400
Still thinking
a) Chase Mariott - 50,000 mainly because I dint want to weaken the chance of SW biz being accepted and also the 70000 link for mariott did not work for me
Not planning to call recon.
a) Barclays US Air - 35000 (churn)
2)Citi AA - 50000 (churn)
3)Amex SPG - 30000 (first)
4)Chase IHG - 80000 (first)
Deferred for these
a) Chase Southwest Biz (first) -50000
b)Barclays Arrival (first) - 400
Still thinking
a) Chase Mariott - 50,000 mainly because I dint want to weaken the chance of SW biz being accepted and also the 70000 link for mariott did not work for me
Not planning to call recon.
The SW cards are ending today for the 50K, just FYI, but I would assume it will be back again.