2013 App-O-Rama (AOR) and Churn Advice Archive
Jun 13, 2013, 9:03 pm
#976
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
My upcoming AoR:
-US Bank Club Carlson -- business and personal (froze IDA/ARS)
-Barclay US Airways (was thinking Lufthansa but US card will disappear)
-BofA Alaska Airlines 30K
-Citi Hilton Reserve
-Chase Marriott Personal 70K
-Chase United Business 55K
No Amex card but I usually wait for good offers to show up.
-US Bank Club Carlson -- business and personal (froze IDA/ARS)
-Barclay US Airways (was thinking Lufthansa but US card will disappear)
-BofA Alaska Airlines 30K
-Citi Hilton Reserve
-Chase Marriott Personal 70K
-Chase United Business 55K
No Amex card but I usually wait for good offers to show up.
Jun 13, 2013, 9:29 pm
#977
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
My upcoming AoR:
-US Bank Club Carlson -- business and personal (froze IDA/ARS)
-Barclay US Airways (was thinking Lufthansa but US card will disappear)
-BofA Alaska Airlines 30K
-Citi Hilton Reserve
-Chase Marriott Personal 70K
-Chase United Business 55K
No Amex card but I usually wait for good offers to show up.
-US Bank Club Carlson -- business and personal (froze IDA/ARS)
-Barclay US Airways (was thinking Lufthansa but US card will disappear)
-BofA Alaska Airlines 30K
-Citi Hilton Reserve
-Chase Marriott Personal 70K
-Chase United Business 55K
No Amex card but I usually wait for good offers to show up.
Jun 13, 2013, 9:40 pm
#978
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
You can still get LH F with United miles within 2 weeks, and as I've just status matched, I won't have to pay award fees. But LH does get more award space ... if you're going for the 37K extra miles, forget the LH card and spend it on SPG, you get 25K LH miles for 20K SPG points.
85K one-way is pretty steep + the $290 in fees, but if you can nab an F seat FRA-SFO or FRA-LAX on the A380 or 747-8i in advance, could be worth it.
Last edited by amolkold; Jun 13, 2013 at 9:46 pm
Jun 14, 2013, 4:20 am
#979
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
True ... Barclays doesn't like me getting a card more than every 6 months, so if the US card is going to still be there in 6 months, that'd be cool ...
You can still get LH F with United miles within 2 weeks, and as I've just status matched, I won't have to pay award fees. But LH does get more award space ... if you're going for the 37K extra miles, forget the LH card and spend it on SPG, you get 25K LH miles for 20K SPG points.
85K one-way is pretty steep + the $290 in fees, but if you can nab an F seat FRA-SFO or FRA-LAX on the A380 or 747-8i in advance, could be worth it.
You can still get LH F with United miles within 2 weeks, and as I've just status matched, I won't have to pay award fees. But LH does get more award space ... if you're going for the 37K extra miles, forget the LH card and spend it on SPG, you get 25K LH miles for 20K SPG points.
85K one-way is pretty steep + the $290 in fees, but if you can nab an F seat FRA-SFO or FRA-LAX on the A380 or 747-8i in advance, could be worth it.
Jun 14, 2013, 5:01 am
#980
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
The FC experience is what we are looking for, and the added expense of the beans and GC is part of the game. I have plenty of UA miles, and at times it is very hard to find the flights we want 2 weeks out, BTW, I would pay the 85K and fly LH in FC then UA in "global first." BTW, there are some nice tricks that allow you to fly without paying fuel surcharges, a nice weekend in South America is one of them and still experience the LH FC and ground service.
Jun 14, 2013, 6:49 am
#981
Join Date: Nov 2012
Posts: 23
Churn Assistance
I'm pretty excited for my next churn this weekend as I just bought a house and haven't been able to pick up credit cards for the past 6 months.
I currently have:
Chase
-SWA Personal, SWA Biz (and companion pass)
-British Airways
-Freedem
-Sapphire
-Hyatt
-United (cancelled in November so can't reapply yet)
Citi
-Dividend World
-AA Amex & AA Visa
-Hilton Visa Signature (x2)
Barclays
-NFL
-US Airways
AMEX
-SPG
My thought for this churn is:
Barclays (3BM)
-1st: Arrival, 2nd: Lufthansa, 3rd: 2nd US Airways
Chase (2BM)
-United Biz Card
-Ink (if a special bonus comes out for small business week)
Citi
-World MC
AMEX
-Hilton (I want a fee-free AMEX card to keep for the long-term and keep improving the average age of my accounts)
I'm thinking/hoping that this would show 4-5 inquiries (if Chase doubles up for biz/personal which they did when i applied for the SWA pair) and if Barclays inquiries combine.
Has anyone had any experience with applying for multiple Barclays? Is it worth trying? Did your inquiries combine? I figured I would try for a 2nd US Airways after the first two Barclays apps are in/approved since there would be little to lose if I got rejected and didn't get an additional inquiry.
Also thinking about bagging the AMEX Hilton to take an inquiry off of this round but have a question about AMEX cards. I currently have an AMEX SPG; if I were to close that now and then pick up the AMEX Hilton in 6 months, would the opening date go back to the date I opened my AMEX SPG or does it only go back to the open date of active cards?
Always open to suggestions for changes too. I had my entire plan laid out for my last churn, and it completely changed that morning when I woke up.
Thanks!
I currently have:
Chase
-SWA Personal, SWA Biz (and companion pass)
-British Airways
-Freedem
-Sapphire
-Hyatt
-United (cancelled in November so can't reapply yet)
Citi
-Dividend World
-AA Amex & AA Visa
-Hilton Visa Signature (x2)
Barclays
-NFL
-US Airways
AMEX
-SPG
My thought for this churn is:
Barclays (3BM)
-1st: Arrival, 2nd: Lufthansa, 3rd: 2nd US Airways
Chase (2BM)
-United Biz Card
-Ink (if a special bonus comes out for small business week)
Citi
-World MC
AMEX
-Hilton (I want a fee-free AMEX card to keep for the long-term and keep improving the average age of my accounts)
I'm thinking/hoping that this would show 4-5 inquiries (if Chase doubles up for biz/personal which they did when i applied for the SWA pair) and if Barclays inquiries combine.
Has anyone had any experience with applying for multiple Barclays? Is it worth trying? Did your inquiries combine? I figured I would try for a 2nd US Airways after the first two Barclays apps are in/approved since there would be little to lose if I got rejected and didn't get an additional inquiry.
Also thinking about bagging the AMEX Hilton to take an inquiry off of this round but have a question about AMEX cards. I currently have an AMEX SPG; if I were to close that now and then pick up the AMEX Hilton in 6 months, would the opening date go back to the date I opened my AMEX SPG or does it only go back to the open date of active cards?
Always open to suggestions for changes too. I had my entire plan laid out for my last churn, and it completely changed that morning when I woke up.
Thanks!
Jun 14, 2013, 7:22 am
#982
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
You may have to be willing to close one of the Chase SW cards (or a different one, but why have two).
I don't think it's likely at all to get 3 Barclays cards. Two is possible, but they gave me a pretty hard time. I would personally go for the US Air card over the Arrival. Reason being is that the US Air card is likely going away and the Arrival is the new bread and butter, so it's probably sticking around for quite some time.
I'm not positive about the Amex question, but I believe you are correct in thinking they will post date your next Amex back to your original one even if you closed it 6 months ago.
I don't think it's likely at all to get 3 Barclays cards. Two is possible, but they gave me a pretty hard time. I would personally go for the US Air card over the Arrival. Reason being is that the US Air card is likely going away and the Arrival is the new bread and butter, so it's probably sticking around for quite some time.
I'm not positive about the Amex question, but I believe you are correct in thinking they will post date your next Amex back to your original one even if you closed it 6 months ago.
Jun 14, 2013, 12:11 pm
#983
Join Date: Nov 2012
Posts: 657
I wanted the prg for manufactured spend...2x at grocery stores
Jun 14, 2013, 11:19 pm
#984
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
My thoughts in blue.
Barclays (3BM)
-1st: Arrival, 2nd: Lufthansa, 3rd: 2nd US Airways
You can't do three Barclay apps. You won't get approved.
They've become increasingly stricter about approving people with lots of inquiries.
I don't think the inquiries will combine. You could do one. Two if you haven't applied for any other cards in the past 6 months or more and have an excellent score.
Chase (2BM)
-United Biz Card
-Ink (if a special bonus comes out for small business week)
Though people have gotten approved for two cards at once, I don't think
A. The inquires would combine in this instance.
B. You'd get approved. You already have 6 cards. You'll probably have to end up cancelling one (or two) cards.
Citi
-World MC
Good choice.
AMEX
-Hilton (I want a fee-free AMEX card to keep for the long-term and keep improving the average age of my accounts)
Another good option. Get the bonus. Then around a year (could be sooner), you could upgrade to the Surpass (the offer just pops up in your account), get the other bonus and then downgrade back to this card. A good card to keep.
I'm thinking/hoping that this would show 4-5 inquiries (if Chase doubles up for biz/personal which they did when i applied for the SWA pair) and if Barclays inquiries combine.
Has anyone had any experience with applying for multiple Barclays? Is it worth trying? Did your inquiries combine? I figured I would try for a 2nd US Airways after the first two Barclays apps are in/approved since there would be little to lose if I got rejected and didn't get an additional inquiry.
Maybe someone else could chip in here. Don't have too much knowledge about inquiries combining...But from what I (thought I) know, inquiries only get combined for identical cards.
Also thinking about bagging the AMEX Hilton to take an inquiry off of this round but have a question about AMEX cards. I currently have an AMEX SPG; if I were to close that now and then pick up the AMEX Hilton in 6 months, would the opening date go back to the date I opened my AMEX SPG or does it only go back to the open date of active cards?
Amex is amazing in that they'll backdate your account! So even the new cards would show the older date.
-1st: Arrival, 2nd: Lufthansa, 3rd: 2nd US Airways
You can't do three Barclay apps. You won't get approved.
They've become increasingly stricter about approving people with lots of inquiries.
I don't think the inquiries will combine. You could do one. Two if you haven't applied for any other cards in the past 6 months or more and have an excellent score.
Chase (2BM)
-United Biz Card
-Ink (if a special bonus comes out for small business week)
Though people have gotten approved for two cards at once, I don't think
A. The inquires would combine in this instance.
B. You'd get approved. You already have 6 cards. You'll probably have to end up cancelling one (or two) cards.
Citi
-World MC
Good choice.
AMEX
-Hilton (I want a fee-free AMEX card to keep for the long-term and keep improving the average age of my accounts)
Another good option. Get the bonus. Then around a year (could be sooner), you could upgrade to the Surpass (the offer just pops up in your account), get the other bonus and then downgrade back to this card. A good card to keep.
I'm thinking/hoping that this would show 4-5 inquiries (if Chase doubles up for biz/personal which they did when i applied for the SWA pair) and if Barclays inquiries combine.
Has anyone had any experience with applying for multiple Barclays? Is it worth trying? Did your inquiries combine? I figured I would try for a 2nd US Airways after the first two Barclays apps are in/approved since there would be little to lose if I got rejected and didn't get an additional inquiry.
Maybe someone else could chip in here. Don't have too much knowledge about inquiries combining...But from what I (thought I) know, inquiries only get combined for identical cards.
Also thinking about bagging the AMEX Hilton to take an inquiry off of this round but have a question about AMEX cards. I currently have an AMEX SPG; if I were to close that now and then pick up the AMEX Hilton in 6 months, would the opening date go back to the date I opened my AMEX SPG or does it only go back to the open date of active cards?
Amex is amazing in that they'll backdate your account! So even the new cards would show the older date.
Jun 15, 2013, 12:36 am
#985
Join Date: Jun 2013
Posts: 42
I can personally say the inquiries from barclays won't combine. I applied for two NFL cards the same day and one got instant approved and the other one got approved a few days later. Got two inquiries even though I pressed the submit button within seconds of each other.
Jun 15, 2013, 8:34 am
#986
Join Date: Mar 2012
Location: PHL
Programs: AA ExP, Marriott Amb, National EAE, Hilton Diamond, SPG Plat (RIP), US CP (RIP)
Posts: 2,379
Churn Assistance
Barclay is getting very strict about churning. The fact that you already have a USairways card will put your app for a second on auto deny. I closed a US card 3 years ago and had to go through reconsideration. Credit analyst specifically mentioned that they are hand screening to avoid churn and apps just for sign up bonus
Jun 15, 2013, 8:51 am
#987
Join Date: Apr 2011
Location: SMF
Programs: Hilton Diamond-Marriott Platinum-life
Posts: 1,015
Churn Assistance
Just applied for 2nd Barclay's US Airways card, 35k 1st use, this year with SO and both approved, 1st card was in Jan. have had several others over the years.
Jun 16, 2013, 2:27 am
#988
Join Date: Aug 2008
Programs: AA EXP
Posts: 1,714
Are you saying that if I get approved for an Amex card today (an Amex issued by Amex and not another bank) it will show on my credit report as being as old as my existing SPG Amex and therefore improve the average age of my credit cards?
Last edited by Stripy; Jun 16, 2013 at 2:33 am
Jun 16, 2013, 9:40 am
#990
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
I'm pretty new to the idea of multiple applications/churning etc... so please forgive what is probably a silly question:
Are you saying that if I get approved for an Amex card today (an Amex issued by Amex and not another bank) it will show on my credit report as being as old as my existing SPG Amex and therefore improve the average age of my credit cards?
Are you saying that if I get approved for an Amex card today (an Amex issued by Amex and not another bank) it will show on my credit report as being as old as my existing SPG Amex and therefore improve the average age of my credit cards?
Mind=Blown...right?
That's what I felt when I first came to know. ^^