2013 App-O-Rama (AOR) and Churn Advice Archive
Jun 3, 2013, 10:56 am
#901
Join Date: Jun 2012
Posts: 78
The Non-Citi, Chase, Amex, AoR
Til now, for about 2 years I have gotten most of the cards of consequence from those three so I am thinking about the following cards mainly with an eye on cash back- Will it be possible to get all of these?
Us Bank: Club Carlson
Pen Fed: 3%
Bank of America: Virgin atlantic, alaska?
BankAmericard Privileges® with Cash Rewards
travelocity 4% back
Barclay Arrival
Right now I have the virgin atlantic from BA and the US and Lufthansa cards from Barclays
And in what order should I apply?
Thanks
Us Bank: Club Carlson
Pen Fed: 3%
Bank of America: Virgin atlantic, alaska?
BankAmericard Privileges® with Cash Rewards
travelocity 4% back
Barclay Arrival
Right now I have the virgin atlantic from BA and the US and Lufthansa cards from Barclays
And in what order should I apply?
Thanks
Jun 3, 2013, 12:12 pm
#902
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
You might not be able to pull off 3 BoA cards in one AoR.
If you are going to apply for more than one card, do it all in the same day.
If you are going to apply for more than one card, do it all in the same day.
Jun 3, 2013, 2:14 pm
#903
Join Date: Jan 2010
Programs: AA PLT the rest, Kettle Power
Posts: 667
Looking for help/advice...
I'm thinking of my next AOR and have questions on when/if I can do the following:
1. US Air card - 35k, no fee.
I last had this card in Jan 2013 - has it been long enough for me to reapply?
Can I apply for both the Personal and the Business at the same time?
2. Starwood
I'm looking at applying for this for the first time, they keep hitting me up.
Can I apply for both the business and the personal at the same time?
I also had an Amex Plat card that was cancelled 2 months ago - will this affect me with SPG?
Any advice would be awesome!!
Thanks!
T
I'm thinking of my next AOR and have questions on when/if I can do the following:
1. US Air card - 35k, no fee.
I last had this card in Jan 2013 - has it been long enough for me to reapply?
Can I apply for both the Personal and the Business at the same time?
2. Starwood
I'm looking at applying for this for the first time, they keep hitting me up.
Can I apply for both the business and the personal at the same time?
I also had an Amex Plat card that was cancelled 2 months ago - will this affect me with SPG?
Any advice would be awesome!!
Thanks!
T
Jun 3, 2013, 2:24 pm
#904
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
2. Starwood
I'm looking at applying for this for the first time, they keep hitting me up.
Can I apply for both the business and the personal at the same time?
I also had an Amex Plat card that was cancelled 2 months ago - will this affect me with SPG?
Any advice would be awesome!!
Thanks!
T
I'm looking at applying for this for the first time, they keep hitting me up.
Can I apply for both the business and the personal at the same time?
I also had an Amex Plat card that was cancelled 2 months ago - will this affect me with SPG?
Any advice would be awesome!!
Thanks!
T
Historically, Amex has increased the SPG bonus to 30K around the end of July/month of August. Waiting may net you an additional 5K per card.
Jun 3, 2013, 2:52 pm
#906
Join Date: Dec 2012
Location: DCA
Programs: US, AA, UA, LH, VX
Posts: 45
Hi All- Planning on doing my Second AoR tomorrow (First one was in Feb.) but my goal is more towards hotels (which I am less familiar with compared to airlines) since I have a trip planned for Copenhagen, Istanbul, and Greece coming up beginning of September. I don't normally stay in major chain hotels when traveling, so looking for advice if I'm on the right track for these hotel cards (am I missing anything? Here are the cards I'm planning on applying for:
US Bank Club Carlson (85k)
Chase Hyatt (2 free nights)
Chase Priority Club (80k)
AMEX Starwood (25k)
Debating to throw in the Barclays Lufthansa Card (50k) b/c I have 10K LH orphan miles
Scores: (Credit Karma 778 / Credit Sesame 734)
Last AoR (Feb.) 4 Cards: CSP, US Air, 2 AA (50K/30K)
US Bank Club Carlson (85k)
Chase Hyatt (2 free nights)
Chase Priority Club (80k)
AMEX Starwood (25k)
Debating to throw in the Barclays Lufthansa Card (50k) b/c I have 10K LH orphan miles
Scores: (Credit Karma 778 / Credit Sesame 734)
Last AoR (Feb.) 4 Cards: CSP, US Air, 2 AA (50K/30K)
Jun 3, 2013, 3:01 pm
#907
Join Date: Jan 2006
Posts: 130
How long have you had your Barclays cards? Any shorter than 6 months and it'll be a tough sell to add another one. At 6 months, they seem to like to see you with consistent spending on your cards.
Jun 3, 2013, 3:10 pm
#908
Join Date: Jun 2012
Posts: 78
Well the Us airways is coming up on a year but practically no spend on it and the lufthansa about a month but I've put about 5,000 and obviously will pay it all off...I feel barclays is a crap shoot any way you slice it.
Jun 3, 2013, 3:19 pm
#909
Join Date: Apr 2013
Posts: 417
travelocity is also barclays card.
There are mixed reports about 2 barclays cards in 1 AOR.
There are mixed reports about 2 barclays cards in 1 AOR.
Jun 3, 2013, 5:46 pm
#912
Join Date: Jan 2013
Posts: 13
My opinion, which may differ from others, is the following. US bank Club Carlson:good bonus and attractive earn rate, with good coverage in Scandinavia. Check which bureau, they pull, though.US bank does not like a lot of recent inquiries. If they pull a different agency from CITI and Chase, you should be fine. You probably should pick just one card from Chase, since you just got one
from them recently. Besides, two are unlikely to be approved at one time. I suggest Priority club, since it gives free night anywhere each year and points might go further,
although I am not familiar with your destinations. Personally, I would hold off on SPG
card , till they increase the bonus to 30000, unless the places you are going to, have
hotels in category 1 or 2 AND you can meet the spend quickly. To me beyond those categories, conversion to miles makes more sense. My 2 cents.
from them recently. Besides, two are unlikely to be approved at one time. I suggest Priority club, since it gives free night anywhere each year and points might go further,
although I am not familiar with your destinations. Personally, I would hold off on SPG
card , till they increase the bonus to 30000, unless the places you are going to, have
hotels in category 1 or 2 AND you can meet the spend quickly. To me beyond those categories, conversion to miles makes more sense. My 2 cents.
Jun 3, 2013, 6:07 pm
#913
Join Date: Feb 2012
Posts: 994
The modified app-o-rama (mAOR)
With the recent abrupt closure of some good deals like aa 50k, us 40k, amex biz 75k, and amex plat 100k, I've adopted a modified app-or-rama where i basically apply for 1-3 cards if a good deal comes around and i wait at least 1-2 months in between.
For me, i managed to get amex plat 100k (jan) aa 50k x2 (jan) and us 35k (feb) but missed out on us 40k and amex biz 75k. Got ink 50k april.
This month or next will get hawaiin airlines biz 35k with first purchase and first year free before that deal goes away.
If history repeats itself, spg will be 30k around august.
For me, i managed to get amex plat 100k (jan) aa 50k x2 (jan) and us 35k (feb) but missed out on us 40k and amex biz 75k. Got ink 50k april.
This month or next will get hawaiin airlines biz 35k with first purchase and first year free before that deal goes away.
If history repeats itself, spg will be 30k around august.
Jun 3, 2013, 6:54 pm
#914
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
Thanks for all the suggestions. I did just open the Ink Bold about 2 months ago, so figure I may wait another couple months to do a churn. My AAoA is 6 years + some change. I've had 4 inquiries on my credit report over the last year, 2 for a mortgage, 1 for the Ink, and 1 due to opening a new bank account (which they swore up and down wouldn't generate a hard inquiry but it did). My credit scores average out to 770.
Making up the 22k United wouldn't be too bad, as my local office store has GC that I can churn at $6.95/1000 points with Ink.
For the planned AOR, what is the best method to meet requirements? And order to apply for best chance of all approvals?
Making up the 22k United wouldn't be too bad, as my local office store has GC that I can churn at $6.95/1000 points with Ink.
For the planned AOR, what is the best method to meet requirements? And order to apply for best chance of all approvals?
There's a very small chance of you getting approved for the Ink Plus so soon after the Bold.
Assuming the current list stands,here's what I'd do.
In order of priority.
Club Carlson
CSP (or Ink Plus)
Chase United
Amex Hilton
BoA HA
BoH HA
As for meeting spend...Check out the "manufactured spend" forum.
Amazon Payments, Vanilla Reloads, Gift Cards, Google Wallet...Take your pic.
Jun 3, 2013, 7:02 pm
#915
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
My opinion, which may differ from others, is the following. US bank Club Carlson:good bonus and attractive earn rate, with good coverage in Scandinavia. Check which bureau, they pull, though.US bank does not like a lot of recent inquiries. If they pull a different agency from CITI and Chase, you should be fine. You probably should pick just one card from Chase, since you just got one
from them recently. Besides, two are unlikely to be approved at one time. I suggest Priority club, since it gives free night anywhere each year and points might go further,
although I am not familiar with your destinations. Personally, I would hold off on SPG
card , till they increase the bonus to 30000, unless the places you are going to, have
hotels in category 1 or 2 AND you can meet the spend quickly. To me beyond those categories, conversion to miles makes more sense. My 2 cents.
from them recently. Besides, two are unlikely to be approved at one time. I suggest Priority club, since it gives free night anywhere each year and points might go further,
although I am not familiar with your destinations. Personally, I would hold off on SPG
card , till they increase the bonus to 30000, unless the places you are going to, have
hotels in category 1 or 2 AND you can meet the spend quickly. To me beyond those categories, conversion to miles makes more sense. My 2 cents.
BrandonDuh, ditch the SPG and try getting the Chase Priority Club card.
Choose the Hyatt only if you're planning to stay at a really fancy Hyatt,because that's where the real value of those 2night certs lie. The PC card is a better option.
If you're focusing on hotels...How about this.
Citi Hilton. 50k
Amex Hilton. 50k
Bank of American Hawaiian Airlines. 35k miles transferred over to Hilton converts to 70k points.
Bank of Hawaii Hawaiian Airlines. Same. = 70k.
Total Hilton haul = 240k points. Enough for about 3 nights.
Or substitute the Citi Hilton for the Citi Hilton Reserve and get 2 certs valid on weekends.