Feb 7, 2017, 7:28 pm
Last edit by: muji
The JCB Marukai card earns up to 3% cash back on all purchases.
As of January 3, 2018, JCBUSA is no longer accepting new applications.
It had been available only to people in the following states:
California, Nevada, Oregon, Hawaii, Washington, Connecticut, Illinois, New Jersey, New York.
No annual fee for the first year.
$15.00 annual fee beginning the second year.
application: https://www.jcbusa.com/for_consumers...mium-jcb-card/
As of January 3, 2018, JCBUSA is no longer accepting new applications.
It had been available only to people in the following states:
California, Nevada, Oregon, Hawaii, Washington, Connecticut, Illinois, New Jersey, New York.
No annual fee for the first year.
$15.00 annual fee beginning the second year.
application: https://www.jcbusa.com/for_consumers...mium-jcb-card/
JCB Marukai Premium Card - All USA accounts to close April 2018.
Oct 10, 2013, 8:23 pm
#91
Join Date: May 2010
Posts: 189
Why would you bother with manufactured spending on a 3% card with a fee and no real bonus? I don't get it. Aren't there way better opportunity out there?
Oct 14, 2013, 8:31 pm
#92
Join Date: Apr 2005
Location: NYC
Posts: 1,756
Oct 15, 2013, 12:17 am
#94
Join Date: Nov 2009
Location: BOS
Posts: 314
For one, the limit is really low. For domestic flights, not all airlines accept JCB, and if you're buying at the counter, the limit is too low. I think the arrival probably meets your use case better.
If you don't mind getting two cards, then I think it's a nice card to have around, but you can't really depend on being able to get it to work due to limited acceptance and mis-programmed registers.
Oct 15, 2013, 2:17 am
#95
Join Date: Aug 2008
Programs: HHonors Gold, Marriott Lifetime Gold, IHG Gold, OZ*G, AA Gold, AS MVP
Posts: 1,874
The way I see it, it's definitely useful to have if you travel to Japan (or Asia in general) or you use certain Japanese online services that do region checks on CCs. Otherwise not so much.
If only UA had an agreement with JCB here like they do in Japan... UA's website seems to indicate that there was a OnePass JCB card issued in Guam, but not the mainland US, and it seems like it went away once the merger went through.
If only UA had an agreement with JCB here like they do in Japan... UA's website seems to indicate that there was a OnePass JCB card issued in Guam, but not the mainland US, and it seems like it went away once the merger went through.
Oct 15, 2013, 10:58 am
#96
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
I'd also add for those frequent Japanese supermarkets in the US (Mitsuwa, Marukai, etc), it's also worthwhile. My mom seems to be quite happy with it.
Oct 26, 2013, 7:18 pm
#97
Join Date: Apr 2013
Posts: 250
Card just arrived today. After income verification, I got approved for a whopping 500. I got surprised that even my Target has a higher limit than this. Oh well, I'm happy I got approved for this. Will just pay multiple times throughout statement since I can't call today to rerquest higher limit. Happy that they ended up finally putting online access.
Oct 27, 2013, 11:08 am
#98
Join Date: Jul 2010
Programs: AA, DL, SPG, Hyatt
Posts: 313
Application timeline?
How long does has it been taking lately for applications to process? Anyone who recently applied have any data points? I applied via US Mail toward the beginning of the month. Still no word or credit inquiries detected.
Oct 28, 2013, 12:21 am
#99
Join Date: Apr 2010
Location: LAX
Posts: 546
That is so lame. Looks like the application that was going to be dropped off in US mail tomorrow morning will have to wait.
Oct 28, 2013, 10:27 am
#100
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,457
I just noticed this in their FAQ:
Yikes... could be ~5 weeks from when you mail it...
How long will it take to process my application?
Please allow up to 4 weeks for us to process your application once it is received.
Please allow up to 4 weeks for us to process your application once it is received.
Dec 10, 2013, 12:01 am
#101
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
I finally bit the bullet and got myself a JCB card.
Well technically, I didn't apply for it myself; I just asked my mom if she'd be willing to add me as an authorized user for her account and if I ever use it (which I doubt I'll ever use) I'll pay my portion of the use.
And my Marukai Premium JCB card arrived today. Yippee now I have my own conversation starter. "Everyone has a VISA, MC, AMEX or Discover. Have you seen a JCB card?"
Well technically, I didn't apply for it myself; I just asked my mom if she'd be willing to add me as an authorized user for her account and if I ever use it (which I doubt I'll ever use) I'll pay my portion of the use.
And my Marukai Premium JCB card arrived today. Yippee now I have my own conversation starter. "Everyone has a VISA, MC, AMEX or Discover. Have you seen a JCB card?"
Dec 10, 2013, 10:51 am
#102
Join Date: Apr 2010
Location: LAX
Posts: 546
I finally bit the bullet and got myself a JCB card.
Well technically, I didn't apply for it myself; I just asked my mom if she'd be willing to add me as an authorized user for her account and if I ever use it (which I doubt I'll ever use) I'll pay my portion of the use.
And my Marukai Premium JCB card arrived today. Yippee now I have my own conversation starter. "Everyone has a VISA, MC, AMEX or Discover. Have you seen a JCB card?"
Well technically, I didn't apply for it myself; I just asked my mom if she'd be willing to add me as an authorized user for her account and if I ever use it (which I doubt I'll ever use) I'll pay my portion of the use.
And my Marukai Premium JCB card arrived today. Yippee now I have my own conversation starter. "Everyone has a VISA, MC, AMEX or Discover. Have you seen a JCB card?"
Dec 10, 2013, 11:04 am
#103
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
Not a big eye opener. It's shared with my mom's credit limit of $3000. She only uses her JCB card for Japanese groceries and occasionally when she goes back to Japan so in her view $3000 limit is more than enough for the limited use she sees with her JCB card. At max, she's never used more than 10% of her JCB credit limit and she pays in full every month.
Dec 22, 2013, 1:33 am
#104
Join Date: Nov 2009
Location: BOS
Posts: 314
Card just arrived today. After income verification, I got approved for a whopping 500. I got surprised that even my Target has a higher limit than this. Oh well, I'm happy I got approved for this. Will just pay multiple times throughout statement since I can't call today to rerquest higher limit. Happy that they ended up finally putting online access.
They're definitely risk averse; they did another hard pull on my credit report, required that I again mail them proof of address and employment, and then took four weeks to get back.
Oh, and mail merge for their limit approval letters is broken, since my address was right, but the salutation was wrong.
Dec 22, 2013, 4:10 pm
#105
Join Date: Aug 2004
Location: Kamuela, Hawaii
Programs: Marriott Titanium, Hilton Diamond, AA Plat, UA Silver, AS MVP, HA premier
Posts: 509
This card has made some improvements lately. They now have online access and can setup automatic ACH payment from your bank account.