Dec 29, 2013, 6:37 am
Last edit by: seawolf
Google Doc - Debit Cards Available with no Fees
Please refer to the Google doc and update as needed for the most comprehensive list of debit cards and their charges (or lack thereof)
Visa Exchange Rates
MasterCard Exchange Rates
Please refer to the Google doc and update as needed for the most comprehensive list of debit cards and their charges (or lack thereof)
Visa Exchange Rates
MasterCard Exchange Rates
Debit cards without forex fee and other-bank ATM fees?
Jan 8, 2014, 2:15 am
#121
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The spreadsheet should also mention that BofA does waive international ATM fees (but not the FTF fee) when using global ATM alliance members' ATMs.
This would be helpful if those who currently are BofA customers end up travelling to Canada for example, can be pointed to look for Scotiabank ATMs, UK travelers to look for Barclays, travelers to Germany can look for DeutscheBank ATMs, etc.
This would be helpful if those who currently are BofA customers end up travelling to Canada for example, can be pointed to look for Scotiabank ATMs, UK travelers to look for Barclays, travelers to Germany can look for DeutscheBank ATMs, etc.
Jan 8, 2014, 6:45 am
#122
Suspended
Join Date: Aug 2005
Location: BOS
Posts: 15,027
There are already is a FlyerGuide document outlining the options:
http://www.flyerguide.com/wiki/index...d_credit_cards
http://www.flyerguide.com/wiki/index...d_credit_cards
Jan 8, 2014, 3:46 pm
#123
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
Posts: 7,161
EMV for debit cards hopefully should be coming soon as the debit networks finalize all the loose ends.
Jan 8, 2014, 11:22 pm
#124
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Just looked up, and saw that I'm considered a millenial. Therefore I can say that it gets tiring knowing all the different media we need to use to work!
Google Drive, piratepad, Dropbox, Evernote, etc. (not to mention the classics - email, flash drive, etc.)
Google Drive, piratepad, Dropbox, Evernote, etc. (not to mention the classics - email, flash drive, etc.)
Jan 9, 2014, 11:06 am
#125
Join Date: Aug 2008
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Citi has engaged in a lot of flim flam marketing over the years about this.
As a Citigold account holder, years ago there was no fee if you used a Citi ATM overseas--lots of promotion of this benefit. Then that was very quietly dropped. Now, as I understand it, everyone gets hit with a 3% fee for overseas use of a Citi ATM, Citigold or not.
As a Citigold account holder, years ago there was no fee if you used a Citi ATM overseas--lots of promotion of this benefit. Then that was very quietly dropped. Now, as I understand it, everyone gets hit with a 3% fee for overseas use of a Citi ATM, Citigold or not.
Jan 9, 2014, 2:46 pm
#126
Join Date: Jul 2006
Location: LAX
Programs: AA EXP 1.5MM, Asiana Club Silver, KE Morning Calm, Hyatt Platinum, Amtrak Select
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We grew up with lots of choices (SNES vs Sega Genesis, Street Fighter II vs Mortal Kombat, Japanese anime vs American cartoons) we end up working with lots of choices.
Feb 5, 2014, 5:00 pm
#127
Join Date: Feb 2010
Location: USA
Programs: MVPG
Posts: 112
There are already is a FlyerGuide document outlining the options:
http://www.flyerguide.com/wiki/index...d_credit_cards
http://www.flyerguide.com/wiki/index...d_credit_cards
Mar 7, 2014, 1:13 pm
#128
Join Date: Oct 2011
Posts: 4,166
Does either Schwab or Fidelity do a hard pull to open one of the free checking accounts? We'll be overseas for 5+ weeks this summer and will need a debit card without fees. Also, are there any minimum balances required for either account?
Mar 7, 2014, 2:34 pm
#129
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My inlaws use CapOne in Mexico and elsewhere and have never had a problem.
Mar 29, 2014, 9:35 pm
#131
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Mar 29, 2014, 10:20 pm
#132
Join Date: Oct 2005
Location: SF
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Schwab is a hard pull. Fidelity is a soft (or was one at least).
Mar 30, 2014, 5:24 pm
#133
Join Date: Jul 2003
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Planning on going to Cozumel and arriving in Cancun , looking for an ATM card without fees, in my search all I know is that Santander ( Mexican bank) ATMs do not have fees but what about the debit card I use? I do not want to use the present checking account debit card from my local small town bank and am looking to open another account with a limited amount in the bank just for this trip.
Mar 30, 2014, 9:35 pm
#134
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Debit cards without forex fee and other-bank ATM fees?
In my last trip I discovered that all Mexican ATMs now have fees to get cash. The ones I checked ranged from 20-60 pesos so it pays to shop. Santander was no exception. These fees are in addition to what your own bank charges (if any).
Mar 31, 2014, 1:27 am
#135
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
The hard pull is annoying. Especially since every identity verification question they asked was "None of the above." Not owning a house or car makes it difficult to pepper you with questions about mortgages and car loans.
A nice benefit of the Schwab account is you can request a free second factor code verification key chain.