Citi AA Platinum, Gold and Business cards (2015)
Dec 4, 2015, 9:03 am
#3466
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
My guesstimate is, instead of "that Citi's "same card" algorithms are currently coded it's an exception." it is more like once the W is convered to WE, it "lost" the history, i.e. in the system, it looks as if you have NOT ever applied that card therefore you do not violate the 18 months rule when you apply another one. I strongly suspect this is what happens. Given WE has never been a card you could apply, the open / close of it does not affect the application of W. I came to this conclusion after reading several reports that closing the WE does not affect the bonus on the subsequent W. When you think it thru with a much simpler logic, it makes sense at least to me why the loophole exists, and why closing the existing WE does not affect future W - because the previous Ws all lost their traces in the system, i.e. their "former lives" of being Ws are completely erased from the records!
I guess I can decide to apply for another 25 K Gold Card , and maybe later on a Plat W card when the Dec card converts , but should I start Canceling the WE s to free up credit ?
Confusing to me 😚
Dec 4, 2015, 9:32 am
#3467
Join Date: Apr 2011
Posts: 567
Just got approved after a quick call for the Citi AA plat using link 4c.
I applied exactly 18 months after the last closed card. Is it sure I will get the bonus? The wiki says Citi approves cards and does not give the bonus. Do I need to wait for the letter to confirm this?
I applied exactly 18 months after the last closed card. Is it sure I will get the bonus? The wiki says Citi approves cards and does not give the bonus. Do I need to wait for the letter to confirm this?
Dec 4, 2015, 10:44 am
#3468
Join Date: Feb 2012
Posts: 4
Interesting question I had and didn't see it in the few pages I browsed before posting:I received 2 offers for 60k. They each have their own code. I used the first and was wondering if I can use the second to get the bonus again. On the main page it states that using a targeted offer may bypass the 18 month policy. The targeted offer does not make any mention of the 18 month policy as well.
Any idea if I would get the bonus twice if I applied for the second as well?
Any idea if I would get the bonus twice if I applied for the second as well?
Dec 4, 2015, 1:54 pm
#3469
Join Date: Oct 2012
Posts: 138
Just got approved after a quick call for the Citi AA plat using link 4c.
I applied exactly 18 months after the last closed card. Is it sure I will get the bonus? The wiki says Citi approves cards and does not give the bonus. Do I need to wait for the letter to confirm this?
I applied exactly 18 months after the last closed card. Is it sure I will get the bonus? The wiki says Citi approves cards and does not give the bonus. Do I need to wait for the letter to confirm this?
Dec 4, 2015, 2:01 pm
#3470
Join Date: Oct 2012
Posts: 138
Interesting question I had and didn't see it in the few pages I browsed before posting:I received 2 offers for 60k. They each have their own code. I used the first and was wondering if I can use the second to get the bonus again. On the main page it states that using a targeted offer may bypass the 18 month policy. The targeted offer does not make any mention of the 18 month policy as well.
Any idea if I would get the bonus twice if I applied for the second as well?
Any idea if I would get the bonus twice if I applied for the second as well?
Dec 4, 2015, 7:37 pm
#3471
Join Date: May 2012
Posts: 728
closed 2 WE cards in June, just approved for a W card and confirmed bonus.
Can I have an open biz card in Biz A and have much chance of getting another card for Biz B?
Can I have an open biz card in Biz A and have much chance of getting another card for Biz B?
Last edited by g8trgr8t; Dec 4, 2015 at 8:48 pm
Dec 5, 2015, 8:54 am
#3472
Join Date: Dec 2013
Programs: Ultimate Rewards, Membership Rewards
Posts: 22
So I opened up a Citi Platinum, Nov 14th. Funded my Citigold checking account $11,000 on December 2nd with that Platinum. 50,000 miles posted to my AA account on Dec 3rd plus a 22,00 miles on a CBAA WORLD MASTERCARD PURCH ($11,000 x 2?).
Did I just get extremely good timing. And why double points on that CitiGold fund?
Edit: I loaded $12,000 on my card and also sent them a message to add an extra 10k to match the 60k offer, makes sense now. Just good timing apparently!
Did I just get extremely good timing. And why double points on that CitiGold fund?
Edit: I loaded $12,000 on my card and also sent them a message to add an extra 10k to match the 60k offer, makes sense now. Just good timing apparently!
Last edited by rideride2; Dec 5, 2015 at 9:23 am Reason: Update
Dec 5, 2015, 11:24 am
#3473
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
So I opened up a Citi Platinum, Nov 14th. Funded my Citigold checking account $11,000 on December 2nd with that Platinum. 50,000 miles posted to my AA account on Dec 3rd plus a 22,00 miles on a CBAA WORLD MASTERCARD PURCH ($11,000 x 2?).
Did I just get extremely good timing. And why double points on that CitiGold fund?
Edit: I loaded $12,000 on my card and also sent them a message to add an extra 10k to match the 60k offer, makes sense now. Just good timing apparently!
Did I just get extremely good timing. And why double points on that CitiGold fund?
Edit: I loaded $12,000 on my card and also sent them a message to add an extra 10k to match the 60k offer, makes sense now. Just good timing apparently!
Please share wording of SM for match . Thanks !
Dec 5, 2015, 1:34 pm
#3474
Join Date: Feb 2003
Location: On strike
Posts: 8,135
A question for those who have requested & received a 10K bonus to match the 60K offer: has anyone done so for a business card, or are our data points only for personal Citi AA cards?
Dec 5, 2015, 3:07 pm
#3475
Join Date: Aug 2014
Posts: 63
Update
9/9/13 Citi Personal Platinum AA MC (50K bonus posted) - {Still open}
1/15/15 Citi AA Business MC (50K bonus posted) -{Closed Card and Account on 6/30/15}
3/24/15 Citi AA Gold MC (25K bonus posted) -{got converted to MC World Elite somewhere in between Closed card on 6/25/15}
4/20/15 Citi TY Premier MC Elite (50K TY posted) - {Still open}
7/10/15 Declined for Citi AA Bus 8b link - Reason Max number of accounts allowed- Reapply in 18 months
7/21/15 Citi Personal Platinum AA MC - 4c link - {Still open -activated the MC World Elite on 9/14/15; 50K bonus posted on 10/7/15}
10/7/15 3rd Citi Personal Platinum AA MC - 4c link - {Still open; 50K bonus posted on 11/14/15 - -activated the MC World Elite on 12/5/15- Also unrelated but got the 60K offer matched via SM today}
Not opening another card until January though. Hope its still available then
1/15/15 Citi AA Business MC (50K bonus posted) -{Closed Card and Account on 6/30/15}
3/24/15 Citi AA Gold MC (25K bonus posted) -{got converted to MC World Elite somewhere in between Closed card on 6/25/15}
4/20/15 Citi TY Premier MC Elite (50K TY posted) - {Still open}
7/10/15 Declined for Citi AA Bus 8b link - Reason Max number of accounts allowed- Reapply in 18 months
7/21/15 Citi Personal Platinum AA MC - 4c link - {Still open -activated the MC World Elite on 9/14/15; 50K bonus posted on 10/7/15}
10/7/15 3rd Citi Personal Platinum AA MC - 4c link - {Still open; 50K bonus posted on 11/14/15 - -activated the MC World Elite on 12/5/15- Also unrelated but got the 60K offer matched via SM today}
Not opening another card until January though. Hope its still available then
Dec 5, 2015, 3:33 pm
#3476
Join Date: Aug 2014
Posts: 63
Thanks for the data point. Keep us updated if bonus posts. Hope we can get more people to confirm that closure of a WE doesn't affect bonus on new W's in the future.
Dec 5, 2015, 3:54 pm
#3477
Join Date: Dec 2004
Posts: 5,632
AFAIK there is no 60K offer for business cards, so any such attempt would not be successful.
Dec 5, 2015, 4:37 pm
#3478
Join Date: Jan 2015
Posts: 18
I was approved in my 4th call to recon. i had received a letter from citi stating that the reason for my denial was "too many inquiries". In the past 6 months I have had a total of 3 inquiries. This is my first citi card
Dec 5, 2015, 5:28 pm
#3479
Join Date: Oct 2009
Posts: 268
Converting Platinum World MC to Bronze (18 month rule come into play?)
Does anyone know how converting from a Platinum World MC to Bronze to avoid the annual fee when it comes due affects how Citi views applying for another World MC (or other Citi AAdvantage card with a signup bonus)? Does this count as closing an account even if the account number stays the same and a new credit account isn't actually opened? I am trying to determine if converting to a no-fee lower-end Aadvantage card is treated just like closing the card when it comes to the 18 month rule.
Any insight is appreciated. Thanks.
Any insight is appreciated. Thanks.
Dec 5, 2015, 5:39 pm
#3480
Join Date: Aug 2014
Posts: 63
Does anyone know how converting from a Platinum World MC to Bronze to avoid the annual fee when it comes due affects how Citi views applying for another World MC (or other Citi AAdvantage card with a signup bonus)? Does this count as closing an account even if the account number stays the same and a new credit account isn't actually opened? I am trying to determine if converting to a no-fee lower-end Aadvantage card is treated just like closing the card when it comes to the 18 month rule.
Any insight is appreciated. Thanks.
Any insight is appreciated. Thanks.