Citi AA Platinum, Gold and Business cards (2015)
Dec 3, 2015, 7:47 am
#3452
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
As since it's a loophole, it could be "fixed" (from Citi's perspective) at any point. At that point, 18-month rules would start treating W's and WE's the same presumably*.
Keep in mind that Citi never "announced" the W->WE loophole. We just discovered it here through "crowd-sourced" data.
* And because of this, it's still recommended that you do WE card closes about the same time as W card opens, in case / when the loophole goes away, to not start unnecessary new 18-month clocks. Since Citi never announced the W->WE loophole, I severely doubt they will announce when / if it has gone away. We'll only figure out when / if it has gone away through more "crowd-sourced" data. (And remember, 18-month clocks look backwards, not forwards, so it matters whether 18-month clocks apply to WE 18 months from now, not whether they apply today, which they don't.)
Dec 3, 2015, 10:54 am
#3453
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
WTH! I was just denied for the 60k bonus match. How did so many of you others get it approved?!?
Dec 3, 2015, 11:56 am
#3454
Join Date: Oct 2012
Posts: 138
a good datapoint would be how did you ask for the match ... how was the request worded....so maybe those successful can see if any noticeable differences or if Citi is closing this door.
Dec 3, 2015, 12:07 pm
#3455
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Huh? The W->WE loophole is a loophole because according to logic it shouldn't exist, but because of some strange way that Citi's "same card" algorithms are currently coded it's an exception.
As since it's a loophole, it could be "fixed" (from Citi's perspective) at any point. At that point, 18-month rules would start treating W's and WE's the same presumably*.
Keep in mind that Citi never "announced" the W->WE loophole. We just discovered it here through "crowd-sourced" data.
* And because of this, it's still recommended that you do WE card closes about the same time as W card opens, in case / when the loophole goes away, to not start unnecessary new 18-month clocks. Since Citi never announced the W->WE loophole, I severely doubt they will announce when / if it has gone away. We'll only figure out when / if it has gone away through more "crowd-sourced" data. (And remember, 18-month clocks look backwards, not forwards, so it matters whether 18-month clocks apply to WE 18 months from now, not whether they apply today, which they don't.)
As since it's a loophole, it could be "fixed" (from Citi's perspective) at any point. At that point, 18-month rules would start treating W's and WE's the same presumably*.
Keep in mind that Citi never "announced" the W->WE loophole. We just discovered it here through "crowd-sourced" data.
* And because of this, it's still recommended that you do WE card closes about the same time as W card opens, in case / when the loophole goes away, to not start unnecessary new 18-month clocks. Since Citi never announced the W->WE loophole, I severely doubt they will announce when / if it has gone away. We'll only figure out when / if it has gone away through more "crowd-sourced" data. (And remember, 18-month clocks look backwards, not forwards, so it matters whether 18-month clocks apply to WE 18 months from now, not whether they apply today, which they don't.)
Dec 3, 2015, 12:19 pm
#3456
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I said that after I applied, I noticed a mailer for the 60k bonus. I assumed that I was supposed to say that I received the mailer directly and not that a friend had it right?
Dec 3, 2015, 12:46 pm
#3457
Join Date: Oct 2012
Posts: 138
Only difference for me was that I said I was recently approved for World card with 50k bonus but then received a mailer for the same card with 60k bonus miles, can you please match that offer. There response was ok and we are glad to have you as a Citi customer blah blah blah.
Maybe if others get rejected we can all read between the lines to see if Citi is clamping down or is it how specifically we ask? Could be luck, the right rep making the decision, the right choice of words or all of the above.
Dec 3, 2015, 12:48 pm
#3458
Join Date: Oct 2012
Posts: 138
My guesstimate is, instead of "that Citi's "same card" algorithms are currently coded it's an exception." it is more like once the W is convered to WE, it "lost" the history, i.e. in the system, it looks as if you have NOT ever applied that card therefore you do not violate the 18 months rule when you apply another one. I strongly suspect this is what happens. Given WE has never been a card you could apply, the open / close of it does not affect the application of W. I came to this conclusion after reading several reports that closing the WE does not affect the bonus on the subsequent W. When you think it thru with a much simpler logic, it makes sense at least to me why the loophole exists, and why closing the existing WE does not affect future W - because the previous Ws all lost their traces in the system, i.e. their "former lives" of being Ws are completely erased from the records!
Dec 3, 2015, 12:48 pm
#3459
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
hmmm, I would have expected like you to get the match based on the above.
Only difference for me was that I said I was recently approved for World card with 50k bonus but then received a mailer for the same card with 60k bonus miles, can you please match that offer. There response was ok and we are glad to have you as a Citi customer blah blah blah.
Maybe if others get rejected we can all read between the lines to see if Citi is clamping down or is it how specifically we ask? Could be luck, the right rep making the decision, the right choice of words or all of the above.
Only difference for me was that I said I was recently approved for World card with 50k bonus but then received a mailer for the same card with 60k bonus miles, can you please match that offer. There response was ok and we are glad to have you as a Citi customer blah blah blah.
Maybe if others get rejected we can all read between the lines to see if Citi is clamping down or is it how specifically we ask? Could be luck, the right rep making the decision, the right choice of words or all of the above.
Dec 3, 2015, 4:23 pm
#3460
Join Date: Jan 2005
Programs: UA GOLD MM,WN CP A+list, HH Gold,MR LT Titanium
Posts: 2,184
hmmm, I would have expected like you to get the match based on the above.
Only difference for me was that I said I was recently approved for World card with 50k bonus but then received a mailer for the same card with 60k bonus miles, can you please match that offer. There response was ok and we are glad to have you as a Citi customer blah blah blah.
Maybe if others get rejected we can all read between the lines to see if Citi is clamping down or is it how specifically we ask? Could be luck, the right rep making the decision, the right choice of words or all of the above.
Only difference for me was that I said I was recently approved for World card with 50k bonus but then received a mailer for the same card with 60k bonus miles, can you please match that offer. There response was ok and we are glad to have you as a Citi customer blah blah blah.
Maybe if others get rejected we can all read between the lines to see if Citi is clamping down or is it how specifically we ask? Could be luck, the right rep making the decision, the right choice of words or all of the above.
Dec 3, 2015, 6:26 pm
#3462
Join Date: May 2015
Posts: 40
Success in applying for my wife's 3rd Plat this year, and my second one. Will hopefully come back in a week or so to report bonus language in letter.
Dec 3, 2015, 8:04 pm
#3463
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Funny thing though. I reread the decline message and somehow I missed two important things. 1-The message wasn't even addressed to me! Coincidentally it was my father's name (who isn't on the account) lol. 2- it called out the wrong last four digits of the card. If I would have noticed that, I would have known it was incorrect.
Anyways, thanks to whoever figured this bonus out!
Dec 3, 2015, 10:58 pm
#3464
Join Date: May 2014
Location: SoCal
Posts: 2,164
Statement closed tonight and the 10k bonus miles showed up like this:
Purchase: 3,XXX
Adjustments: 10,000
New Customer Bonus: 50,000
Total: 63,XXX
Purchase: 3,XXX
Adjustments: 10,000
New Customer Bonus: 50,000
Total: 63,XXX